I am writing concerning my traveler's cheques that were stolen and which your company so far has refused to reimburse me. On august 10, 2011, I boarded a bus in Thailand from Bangkok to Suratanee, where I arrived the following afternoon. My traveler's cheques, along with my passport and personal effects, were in my knapsack that was placed squarely been my legs where I sat.
Less than one hour after I got off the bus, I went to rent a motorcycle and discovered that my traveler's cheques and passport were stolen. Having no cash, I immediately borrowed some money from friends and boarded a bus to Bangkok in order to file a report with the police and take out a new passport. At the same time, I reported to American Express that the cheques, worth $1,700, were stolen. I provided to American Express all of the required documents, including the report to the police and receipts for the traveler's cheques. Your offices in Asia informed me that American Express cancelled the cheques.
However, my request for reimbursement was postponed several times by phone until your representative, whose name is Said, in India told me phone that American Express rejected my claim because I allegedly did not safeguard the cheques, a statement that is totally false. On August 25, American Express sent me a letter, which is attached, stating that it would not issue a refund based on the untrue claim that I violated the agreement that states refunds are given if you have safeguarded the traveler's cheque(s) as prudent person would safeguard a like amount of cash. I also have attached the report to the police in Thailand and the American Express form for reimbursement.
The refusal is completely unreasonable and contrary to the facts and the stated purpose for using American Express traveler's cheques. I bought them so I would be protected against theft. I kept the cheques along with my passport inside my knapsack and between my legs on the bus. I met other travelers whose traveler's cheques were stolen under similar circumstances and their money was returned without question. I know The American Express has a world-wide reputation for protecting travelers, and is totally inexplicable that the Asian representatives have refused to honor the contract, particularly in light of the fact that the cheques were cancelled immediately after the theft.
I am confident that your offices will correct this apparent illegal violation of our contract.
Thank you in advance.
