
Harold of Leesburg, FL on March 21, 2007
On my Bank of America credit card billing for January 2007 I was charged by Leanrx using a non valid credit card number $74.95 and $69.95. The credit card they charged these amounts to had been replaced by another. Also on the same billing I was charged by a company called Xtreme Burn using a card that at the time was valid, $79.95. Both companies were listed as being from Henderson, NV I immediately notified Bank of America Fraud division and on January 12, 2007 mailed them a certified letter notifying them of the charges.
When I talked to the bank rep about the matter, she couldn't explain why Bank of America would authorize a purchase when the card number was invalid. She couldn't explain it. On my next billing which was for February, I noticed they credited me for the two Leanrx billings and the Xtreme Burn billing, plus another billing from a company called Dream Smile in the amount of $14.95.
After I wrote my letter and received verification that the bank fraud division had recieved it, I received a letter from the fraud division requesting that I sign an affadavit and return it to them, which I did. These actions took place in the months of January and February of 2007. Then on March 21, 2007 I received in the mail a bottle of Extreme Lean RX from the Leanrx.net company. I called them and couldn't get past their auto answering service, which requested my credit card number. I then called the Bank of America Fraud Division and queried them about my receiving this bottle of pills. They said to just disregard it and that they were investigating the company. Again I asked how it was that the bank approved the invalid card in the first place. The girl I talked to said she had no idea. My concern is that if a company can get approval using an invalid credit card number, what protection do I have in such a case.