Consumer Credit Services
First National Card

61 W. Utah St., Suite 63, Las Vegas, NV 89102

George of Annandale, VA January 8, 2006

George of Annandale VA (01/08/06)
We were sent a First National Merchant card for credit card shopping.  This card had a 199.99 ACTIVATION fee, a 198.00 FIRST YEAR fee with a 99.00 YEARLY fee there after.

We have not activated this, as one might imagine, and are sending the information to the Nevada State Attorney General's office for : Telemarketing and Deceptive Trade Practices. 

Jamie of Apo Ap, OTHER January 4, 2006

Jamie of Apo Ap OTHER (01/04/06)
I called the company to activate my card on 4 Jan 06 around 1 am. I thought that it would be a good opportunity to build even better credit.

Then I thought that I would reference the internet to find out more about CCS. I found very bad reviews and multiple fraud claims. I didn't have a good feeling about the company so I decided to contact them on the 1-800 number that I had received earlier. I was on hold for 3 hours and never was able to speak to a representative!

I finally got through to a representative on the activation hotline and told her I wanted to deactivate my card. She told me if the 199 initial membership would put me in financial hardship then she could wave the fee to a lower cost. Each time I told her "no thank you" she proceeds to wave even more of the membership cost. After she attempted to wave the cost 3 more times she put me through to the floor manager to deactivate my card.

The floor manager proceeded to go through the same routine of lowering the initial membership fee. Finally after several tries I was able to deactivate my card.

I have my cancellation number and now I am waiting to see if my account gets charged.

My learned lesson is that you should always research a company because sometimes the terms that they send you are not always all the information that you need to make a good decision.

Dorothy of Flint, MI December 18, 2005

Dorothy of Flint, MI (12/18/05)
I received a CCS credit card in the mail.  When I called to decline and have them take me off their list I could not speak to a real person unless I entered the authorization number.  However, if you entered that number you agree to all terms and conditions including paying 199 in membership fees!

When I would not enter it, the prompt would not let me get any further. I am still afraid that they will try to bill me for this, steal my identity or ruin my credit.

Lucia of Laurel Springs, NJ December 17, 2005

Lucia of Laurel Springs, NJ (12/17/05)
This is a bogus credit card company - a scam and a cheat and needs to be stopped!

They cheated my 20-year old son out of 175.  They passed themself as a secure credit card company with the Visa logo, but it wasn't  until he recived the card that he found out it was not a credit card at all but a catalog card, of useless and cheap products.

This company needs to be stopped, as is praying on the inexperienced, those who are trying to rebuild their credit, and the disabled elders. 

Ashley of Atlanta, GA December 6, 2005

Ashley of Atlanta, GA (12/06/05)
I recieved a letter and a card in the mail that said that I had 6,500 credit.  I called the number to get my credit card activated and they charged me 400 to have this credit card.  Then I find out I can only buy items out of their catalog.

I am in the army and just wanted a credit card and they ripped me and my family off.

Advertisement

Custom Search

AUTOMOTIVE • Dealers • Manufacturers • Service • Extended Warranties • Lemon Laws • Recalls • Tires • Transporters FAMILY • Aging • Children, Parenting • Recalls • Dating • Education • Entertainment • Pets • Weddings	FINANCE • Annuities • Banks • Credit Cards • Debt Collection • Debt Counseling • Insurance • Investing • Loans • Mortgages • Payday Loans • Student Loans • Tax Prep HEALTH • Doctors • Drugs, Pharmacies • Health Clubs • Hearing Care • Hospitals • Nursing Homes • Nutrition, Diets • Vision Care • Weight Loss	HOUSE & HOME • Appliances • Cookware • Furniture • Home Improvements • Lawn & Garden • Movers • Pools & Spas • Realtors, Rental Agents • Recalls • Utilities ELECTRONICS • Cable TV/DBS • Cameras • Cell Phones • Computers • Home Electronics • Internet Access • Local Phone Service • Long Distance • VoIP	SHOPPING • In-Home • Online • Retail Stores • Sporting Goods • Supermarkets • Telemarketers TRAVEL • Airlines • Bus Lines • Car Rental • Cruises • Hotels • Travel Agents • Trains RESOURCES • Class Actions • Complaint Form • Small Claims Guide • Lemon Laws	CONSUMER NEWS • Latest News • Automotive • Telecom • Financial • Health • Homeowners • Scams • Seniors • Travel • More ... RECALLS • Automotive • Children's Products • Drugs • Food • Household Products • Sporting Goods ABOUT US • FAQ • Privacy Policy • Advertise With Us • Newsroom • Syndication • Terms of Use

Terms of Use Your use of this site constitutes acceptance of the Terms of Use Advertisements on this site are placed and controlled by outside advertising networks. ConsumerAffairs.com does not evaluate or endorse the products and services advertised. See the FAQ for more information. Company Response Welcome If complaints about your company appear on our site, we welcome your response. Please see the Response Form for more information. For more information, see the FAQ and privacy policy. The information on this Web site is general in nature and is not intended as a substitute for competent legal advice.  ConsumerAffairs.com Inc. makes no representation as to the accuracy of the information herein provided and assumes no liability for any damages or loss arising from the use thereof.  Copyright © 2003-2009 ConsumerAffairs.com Inc.  All Rights Reserved.    The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission.