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Consumer Credit Services
First National Card


61 W. Utah St., Suite 63, Las Vegas, NV 89102





CCA/CCS/First National
First National Card: Too Good to be True?
Consumer Complaints

Scott of Killeen, TX January 7, 2008

Scott of Killeen TX (01/07/08)
I was overlooking an incomplete bank statement of a friend who moved to the USA from Germany. Although American, English is not his first language, and somehow he's been duped by this scam. This company appears to have attempted to hit him up for a trio of back-to-back fees for 99.99, 99.99, and 99.00 on at least four different occasions in a two-month time period. It looks like he got it back several times, but then they used the tactic of changing the billing name from Consumer Credit to CCS. It looks like he got taken for 400 from the scammers and 420 in overdraft fees.

Katrina of Houston, TX January 5, 2008

Katrina of Houston TX (01/05/08)
I received a credit approval notice in the mail with a 6,500.00 limit and I know my credit is not that good and I did not apply for any for that same reason. I searched the Internet for more information aboput this company and thank GOD I found this site before calling that activation number. Thanks to all who shared there experiences! I won't be another victim for them.

Scott of 1339 Ne 29th Terrace, FL January 4, 2008

Scott of Terrace FL (01/04/08)
I was relieved of 200 dollars thanks to CCA. They withdrew the money from my account without my authorization. They had sent the card and info to my wife in her maiden name and being that she is not the brightest when it comes to scams/finances she bit. She made the mistake of calling to see what it was about being that her credit is low.

They suckered her into giving them the account information and when she realized what there were going to do with it she said no, You cant do that and we actually heard the audio of the conversation saying no. They basically said, too bad, we have the acount info and will use regardless of what you say now. To them it doesnt matter who the account belongs to, as long as they get it.

Carrie of Sacramento, CA January 3, 2008

Carrie of Sacramento CA (01/03/08)
I received a pre approved letter wanting me to activate my card with them. There was no visa/MC logo on the card which caught my attention and then realized it's for products only through their catalog. There's NO contact numbers other than the one to activate the card which I wasn't about to do. I have had fradulent charges on one of my cards recently and I wasn't about to open this account. My only concern is someone else will activate it. I'm not about to give them any information and I threw the offer away.

Shawn of Lewiston, ID January 3, 2008

Shawn of Lewiston ID (01/03/08)
I recieved my first national card with a 6500 dollar limit. I called to activate it and the gave me 1100 dollars more for my limit. A few weeks later i recieved my conformation papers and it said i had a trial period and needed to cancel by jan 3. i called jan 3 to cancel and they told me that they could not cancel they have already submitted the payment to be drawn from my account and said that the papers they sent me should have said jan 2.

i argued with them and told them i had the papers right in front of me that said jan 3. they offered me extra credit vouchers of 200 dollars. i told them i did not want them and they told me the only thing they could do then is charge the payment to my merchant card if the bank did not pay (i would have to overdraft my account). So know matter what option i take i have to pay them 200 dollars they only thing i can get changed is the dates.

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