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Consumer Credit Services
First National Card


61 W. Utah St., Suite 63, Las Vegas, NV 89102





CCA/CCS/First National
First National Card: Too Good to be True?
Consumer Complaints

Nicki of Stafford, TX January 16, 2008

Nicki of Stafford, TX (01/16/08)
1/11/08 I received this card in the mail.  I was very suprised because my credit isn't all so great. However, my husband insisted on me activating it. I realized, I didn't see a visa or mastercard logo on it. Pondering, I'm asking, so where in the world could I use this card if activated. Then I realized SCAMMMM!

So I go to the web and low and behold I stumble upon the website. THANK YOU!!!!!!!

T. of Blue Island, IL January 15, 2008

T. of Blue Island, IL (01/15/08)
I too received this offer just today for a 6,500 credit limit. My husband asked me if I was going to activate the card, and I told him not until I thoroughly investigate it on the internet.

Thank God I did!

Amanda of Southbridge, MA January 15, 2008

Amanda of Southbridge, MA (01/15/08)
I am so glad that I found this site before I called to accept their offer.

I have the same piece of paper sitting at home right now from CCS saying that I have been accepted for 6500. Lucky me, I found this site and will not be using it!

Heidi of Soddy Daisy, TN January 15, 2008

Heidi of Soddy Daisy, TN (01/15/08)
I received an acceptance letter for a First National Card that I never even applied for. I thought it was very strange because a REAL card (not just one of those fake paper ones that comes in pre-approved notices) was enclosed in the letter with an activation number.

I have never heard of the company before and did not recognize their logo, so I tried to find them online. I ran into this website where others had the same thing happen to them.

I never activated it because I wanted to find out what it was first. The letter stated I had a credit limit of 6500 which I thought was strange because I have never had a credit line that high before.

Heather of Fort Polk, LA January 14, 2008

Heather of Fort Polk LA (01/14/08)
My husband got the card info that is pictured on this site and called the number.  He thought that he was applying for a credit card. He went through the prompts and then spoke with an account rep.  They asked for address, DOB and such, along with our bank acct info. After the rep told him that there was a 199.99 membership fee, he said no, never mind, and did not complete the verification process. He thought that everything was okay and that he canceled before this process was completed. NO SUCH LUCK!

When I returned home from my trip I found that our account was debited for the 199.99 on Oct 1, 2007.  I called my bank and had the charges reversed on Oct 12, 2007. I called CCS to see who they were since I had not approved the charges and they could not find any info on me or my husband in their system and hung up on me. Since then I have had 3 charges in November for 99.00, 99.99, and 99.00, 3 charges in December for 99.00, 99.99, and 99.00, and so far 2 charges in January for 99.00 and 99.99.

This company has tried to get a total of 1093.96 out of my account. They have been successful in getting 597.97, of that 199.99 was reversed and given back to me by my bank, no questions asked. They currently have debited 397.98 of my money that I have filled out notarized-written statements to get back.

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