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Consumer Credit Services
First National Card


61 W. Utah St., Suite 63, Las Vegas, NV 89102





CCA/CCS/First National
First National Card: Too Good to be True?
Consumer Complaints

Glenn of Joseph, UT May 12, 2009

This company called using Caller ID spoofing, causing my caller identification services to display a telephone number that did not belong to the them, but rather to an individual, obviously an innocent victim whose telephone number was misappropriated. The telemarketer also rudely dodged my direct question of whether or not they were actually one of my credit card companies I have a card with. Because I maintained control of the conversation with this direct question they in fact hung up on me obviously not wanting me to discover their scam.

Shari of weehawken, NJ May 6, 2009

I keep getting phone calls even though my phone number is on a do not call list from a company called 'Card Services' to consolidate my credit card debt. When I asked on two seperate occasions, to take me off their list, they hung up on me mid-sentence. The third time, I spoke to a representative and asked them for the company name, her reply 'Card Services', a website she did not know and a call back number she did not have as it was a "special promotion" for a limited time so no call backs were allowed. She than went to get information about the web site, some guy got on the phone and asked if he can help me. When I re-iterated that I wanted a web site and a contact phone number, he said "oh is that what you want" and hung up the phone!

Timothy of Norht Platte, NE May 1, 2009

Have asked and also wrote a letter to Cease and Disist Communications with me under the FDCP and FCRA Act found under section 1292(c) Have recieved six calls today alone with the promise of more tried to tell these people I don't deal with collection agences and that I had contacted the company and was waiting to hear from them also told them just because someone calls me on the phone claiming to be a collection company I wasn't giving out my personal imformation on the phone never have and never will

Kari of Reseda, CA March 26, 2009


A male Representative called claiming Experian gave my information to them because I pay my cards on time every month offering me a 6.9% interest rate. When I asked which card he said my Visa and then asked will this rate benefit you. I said I wanted to know which card and he hung up? Possible scam to get credit information for identity theft?

Michael of Tacoma, WA March 24, 2009


i got the ccs credit card thinkin it was a legit card. come to find out its a joke. thank fully my bank acct is closed so they cant get anything from me anymore but i would like to know if there are any lawyers willing to sue them with a class action lawsuit where all the people that have been ripped off harrassed and lied to can sue them for monetary refunds plus interest ans well as for damages.

screwed up my credit. got ripped off for my cash. caused more stress and depression cause of the lies and credit damage they did

Elizabeth of Plymouth, CA March 3, 2009


I receive many recorded messages from this company on a weekly basis. However, today I was home to answer the phone. It was the usual, This is the last call to lower your credit card debt..... We have been trying to reach you..... I waited on the line for a customer service agent and spoke with a woman that identified herself as Mona. I asked the name of the company she represents and she told me Consumer Card Services. I then informed Mona that I am registered with the National Do Not Call list and she promptly hung-up on me. I am tired of be harrassed by this supposed company.

This company is harrassing my family with constant phone calls and messages left on our message machine.

Ben of Crawfordville, FL February 23, 2009


I have no business dealings with this company but yet they call me daily, sometimes 3 times daily looking for a person whom I do not know. I tell them that I do not know the person and to stop calling, but they do not. This is harrassment for no reason. They tell me that some person gave them my phone number but yet when I tell them we do not know this person they call right back.

Stress from harrassment.

Leona D Linnen of Catonsville, MD January 11, 2009


I also was trick in to believing that CCA was a credit card, when I spoke my mind, and demanded my money back, they increase my limit from 6500 to 8000. It 3 to 4 months for me to get my furinture, keep going to and adress that was vacant, then mymerchandise went back to the warehouse. After months of complaints, I was isssued a voucher of 70. towards anything out of the catalog. My advice to everyone is to check with the BBB, before givin out any personal info.

MY MERCHANDISE WAS COMPLETLY PAID FOR BEFORE I EVEN GOT IT.

Terry of Wilmington, NC November 26, 2008


This is the number that shows up on my cell phone- five digits in last #- called me left msg that important msg re my cc; called back s/w Tony said last chance to lower my APR- when I asked who he was with- stated Consumer Credit Svcs-wanted personal info-told him I would not be interested in anyone other than my cc service he hung up-tried to repeat dial same # he answered 1st time and non working #

He has my cell phone which compromises my private information-don't give it out to anyone except family/friends/emergency contact- have a home phone for that

Sheri of Fort Wayne, IN September 15, 2008


to enroll in the program we were told they needed an 1,800 deposit to show our creditors we were really serious about this program. our credit is worse than it was when we started the program (although some balances have gone down). we received a letter in the mail from an attorney that they were doing illegal business in the state we reside in, which is ind. we had two choices 1. to drop out of the program 2. transfer to green path.

we did decide to transfer over but they will not refund our money. the original statement was that upon completion of their program in 56 months, we would receive this back. we are no longer doing business with them as a company because of a lawsuit and they are refusing to return our deposit. we asked that they transfer these funds over to green path in order for us to start the program with them and they are still refusing.

from the very beginning of their program we were late on all over our payments. they told us NOT to make our oct 2006 payment because of the ,1800 payment in advance. this ruined our credit right off the bat. before joining this program we had a 780 credit score, we just needed help getting out of debt sooner. now my personal credit score is 520.

we do not qualify for low interest loans therefore have to pay the price of high payments for everything. we are now suffering financially because of this. we were originally told that they could give us more money to work with during the month (more cash flow), instead our monthly payment to them kept going up and up and up. it ended up being about 500 more than originally quoted and we were stuck.

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