When I receive my bill, look to see if the store charges for items purchased are correct, but because I am always so busy and in a rush, I just skim through the bill quickly. So today before I shredded my bill I looked at it, and I see this security feature charge for $35. I looked at my bill just to make sure I had been good and not charged anything and since I didn't this brought that $35 charge to the light.
I called and asked the CC department what the charge was for, and they said it was for a security feature that I accepted online in 2008, and that I had accepted it. Bottom line is that yes, it is my fault for being too careless not to look at my bill in detail because I expect business to be honest, and so I ask the rep if the bill was for the year or ea. month. He says ea. month. I felt like crying, screaming, breaking something, joining the occupy Wall Street and make it occupy Dillards, and I don't care for those folks. I am angry because the rep said something about $1 for every $100 then I remembered hearing something like that but thinking it was per year, and I don't remember if it was a trail offer and I don't even remember having approved it.
Since 2008 I have been paying about 35 just for some security feature I wasn't aware I had. I think Dillards is part of this deception because they get a cut from the security company, and then they bank on people being careless like me and not even noticing it because people are busy working, so here the customer is paying the minimum and a few dollars more to cover the minimum and the interest, and like me they don't even realize all they are paying is for this security feature and then a small portion of the interest.
Dillards is laughing his way to the bank because since the customer is just paying the security charge, the customer is not really paying on the dept, and the interest keeps adding up. I feel violated. I try to pay all my cards on time, I care about being a good customer, I trust the companies I do business with to do right by their customers, and I feel this is very dishonest trick. I will call them tomorrow because if I ever approved this they have to have my voice recorded somewhere; they need to show me proof that I approved this. I know now that I can't trust any company, and I have to look at my bills with detail, and that yes I have been careless, but I believe Dillards allows this company to make the offer because they will make money from them and then they will keep the customer bound and making money on interest based on the fact the customer isn't paying the bill, but paying this security feature.
Dillards, I will never buy from you again, and I will tell everyone that you are not a company to do business with. I don't need anything from Dillards, and this has been my wakeup call that if I don't have the money, I won't buy it, and if I buy it, I will not buy it at Dillards. This is the end of my business with Dillards, not to mention that returning anything at Dillards is almost impossible.
