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TRW Business Credit Services


Paul of Greensboro, NC, writes:

This company keeps putting my credit information on my father's credit report.  Although we have the same first and last name, our middle initials are different and I am not a Jr.  

Out of curiosity I checked the Internet and there are many people in NC alone that have the same name.  

When I talked to someone at the credit reporting agency they said that my credit report was fine and that my father would have to report the credit problem in order to solve this problem.  I am worried that since many people in my state alone have the same name as my father and I, that my SSN, address, and credit information could be going to anybody and I do not know it.  

The problems with identity theft are well documented and I do not want any personal information going to my parents much less strangers.  The people at this company were less than sympathetic and this has been going on for almost two years now.  

Is there anything that can be done, and what are the legal ramifications of this privacy violation?  

The emotional distress came from having to explain my credit problems to my parents and hearing many lectures since this first came to light.  Also they are much less willing to help me in any financial crisis I might have and they now do not trust me very much with money. 

Although I now have very good credit, they are still skeptical of my money management now, and they should have never known anything in the first place. I am not dependent on my parents and I have not been for some time, so my financial affairs should stay private.

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