On 5-17-10, I googled Hope for Homes and it linked me to the American Law Firm's website. I filled out of the info it asked for and within an hour, Joe ** called me and we talked for almost an hour. I was told that there would be no charge if I did not qualify with there firm. They faxed all of the paperwork I needed to fill out and I sent everything back on 5-19-10. On 6-10-10, I got a call from Shawn ** who said I was approved and that I needed to pay the first half of the retainer fee before they could move forward. I gave Shawn ** my bank info so they could get a draft of $1497.50.
This was paid to them on 6-11-10. On 6-15-10, I got a call from Toya and she said that I have not been approved by Chase Bank. My question is how could I qualify on 6-10-10 and get approved and on 6-15-10 I'm not approved? The lending guidelines are all the same debt/income. I feel that all that they wanted was my money and than back out of deal. I live on SS only and my house payment is $902.00 a month, which doesn't leave much to exist. I want my money back, all of it.
