What WebHostingPad.com is doing is engaging in fraudulent business practices. I would be very interested in participating in a class action lawsuit. Just because you write it on a web page and have people click it, does not mean it is a legal business practice. Their terms clause that states they can change the terms of use and we have to accept it, is legally considered an unconscionable clause. If you are desperate for money and I require you to turn over your first-born in return for the loan, your acceptance does not make it legally enforceable. They are using your ignorance of the law's full scope against you. Don't be intimidated.
It is basically illegal, especially when those terms come after you have accepted the existing Terms and entered your credit card information. The only reason they haven't been sued is because the amounts are usually so low it isn't worth it to anyone to do it. However, I signed up for 5 years and it is worth it to me. I wonder how their lawyers are going to feel having to fly down to Tampa, FL, to answer my Small Claims lawsuit.
