United American Insurance

3700 S. Stonebridge Drive, Dallas, TX

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judith of burlington, NC April 29, 2009

I was issued a policy on 2-23--2005 by Mr.C. Wilson no. 78232 it was a medical suppliment to go with my medicare my husband had applied also why he wrote up a 10 year insurance policy for 70.00 a month for 12,424 of insurance i would not do that .why would i take out life insurance and not on my husband. i thought i was signing a health suppliment,not life insurance to me this is a scam iam not a stupid person,my signature is there also my husbands but believe me i don't know how this happened,hoe it when from medical suppliment to life i have no idea.

Judith of Burlington, NC April 7, 2009

Judith of Burlington NC (04/07/09)
My husband and I insured by United American as our supplament to Medicare at the end of 05 or early 06 I called and cancelled both policies as we joined Bankers Life I found out just recently that they cancelled my husband Sidney's but not mine. to make a long story short they have been taking 70.00 a month out of my bank account since 05 the last few years i have been sick alot and in and out of the hospital. when it came to my attention what they had been doing all these years I was shocked.They were never charged anything for my medical,Bankers Life paid for it along with Medicare.As far as Iam concerned they owe me 2,380.00 I have 34 bank statements that show it being removed each month at 70.00 per month.

We are on s.s. as we are seniors trying to get buy.And to make matters worse we were the victums of bank fraud to the tune of 21,000.00.This is not right to take our money please help us.

Judy of Amory, MS February 3, 2009

Judy of Amory MS (02/03/09)
Had a policy with another company Woman came by wanting to compare insurance. Said her company could take care of us for less it would cover the big stuff.My husband is self employed. The Big stuff hit I had cancer of the larynx had to have 2 surgeries. I can not speak as I have no vocal chords. The bills started piling in saying denied. We started trying to get in touch with the person we got insurance from she would not return calls.

Finally I paid my sister to come down she lives in another town and try to help us figure out she repeatedly tried to get in touch with insurance but no luck.the represenative was Laura.The company told us if she don't call you back call us well we did still nothing.We kept on calling and finally got the company to send us I don't know what to call it maybe itemized statement of what they paid..They sent me a list of other patients bills and copies of checks. We called back no return calls.

This has left us owing approximately 145,000 we have tried to pay on them like 10-50 a month some months we couldn't. Some were turned over to collection agency and our checking account has been froze. I am on disability now and my husband is self employed. It has been a nightmare and still is. We don't know where to turn.

Ray of Morgan, UT December 18, 2008

Ray of Morgan UT (12/18/08)
We paid 300 per month for a couple years and never made a single claim. My wife finally did go to the doctors and was diagnosed with some thing that would require lots of treatment. Even though United American told us this type of stuff would be covered at 80%, they have refused to pay more than 300....one time. The agent explained after that they only cover 80% of the first 25 afterwards (that would be 20). Of course, it doesn't say ANYTHING about this in the policy, and doesn't make sense because they didn't even pay out the 20. So essentially, we paid about 7000 and they paid out 300. THIS IS A SCAM!

The policy cost us 7000 over two years and we are now stuck with essentially no insurance when we actually need it.

Amber of Reno, NV November 11, 2008

Amber of Reno NV (11/11/08)
My Husband went to work For UA they told him all commisions up front great product and all you need to do was get check and agree bank draft. He signed up our friends, Family,Co Workers and Former Clients. When people got policies back everything was rated down but UA took full premiums and said my husband had to pay back to clients. Then they cancelled all policies because we stopped payment on checks on some policies due to reduction in insurance amounts UA cancelled all polices and kept the full premiums of what whole life was written for and then took a draft for cancelled polices.

When he talked to Branch Office Manager He said he knew nothing about it. Said contact Home office but would not give a Number. The check and premiums went to UA not agent so UA has to pay back. My husband does not work for them any longer. But I have made a complaint to the DOI in Nevada. They also opporate under the Name Liberty National Insuranc,American Investor Life,Globe Life and UA. So be very careful because is a scam and will try to take more money and keep even though you whole life is rated down to 25 a month. Per Nevada Law the Insurance Co must refund the money not agent. Money and policies come from UA

The economic problems is they kept my husbands commisions on the policies they cancelled plus my 800 in insurance premiums

Tory of Wichita, KS September 30, 2008

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