
julia of dallas, TX on Nov. 4, 2010
Well, I am glad that someone spoke up about this insurance company on Balch Springs. But I am sorry to hear what the lady went through and I really feel bad for her. Now my story, I went to the Blach Springs TX location to get a quote on my best friends car, at that time a pregnant lady and this very handsome guy was working. They really took care of us and she got insurance through them. At first, we were just shopping around and we weren't sure that we were going to get the insurance that day, but that gentleman was very sweet and he explained to us that how it's not safe to be driving without insurance and bad things could happen if we got caught and if we get in an accident. Even the lady explained things to us very politely and professionally.
So while my friend was getting her papers signed, I was calling my family and letting them know that we need to come get insurance from these people. They told us that they also have 2 other locations in this area and we would get good service at all their branches. After what that cute guy explained about how risky it is to be driving without a license, I wanted to also get my insurance right away.
So me and my cousin went back to that location a day after and that day some other guy was there. I believe he mentioned his name Alex. He is the short guy with scar on the side of his head. When we walked in, it looked like he was playing a video game the guy seemed nice at first, but than he started flirting a lot and started asking what we were going to do that weekend and trying to invite us to a hotel room party while he was getting our information.
But it seemed like he was flirting more and not asking enough questions for the information about me or my car, and he didn't even explain anything like those two people did the day before. I was very happy when Alex told me what my rates were going to be somehow he got my rates about $35 dollars cheaper than my friend, even though I was younger and had a not so good driving record. At that time, I had thought I hit a jackpot but it still felt like that something wasn't right. But I still went ahead and got my policy from Alex.
I asked him how he was able to get my rates so much cheaper than my friend and he said that he knows everything about how to work the insurance system or something like that and also told me that to tell my friend that she can come in and he can save her more money too. I told my friend but she said that she will wait till the next month and then she will go to Alex.
Guess what, just because my friend decided to wait she got lucky and I paid the price. My friend's insurance was fine. She had no problems with hers.
My insurance got cancelled and since I always forget to check my mail and don't check missed calls or voicemail, my insurance got cancelled. I found out through the letter that came in the mail that I finally check after three weeks and I called the number that was on the letter, and the lady who answered said that I never signed the document saying that I am common law married. I told them that I am not married and she mentions my cousins name and says aren't you married to him?
I told her no, then she said, she they need proof of homeowner ship and I told her I am only 19. I wish I owned a home. Lady said it says on the document that I am 25 years of age and I also needed to provide ID and since I wasn't able to do that, my insurance has been cancelled. I was very upset than I found out that their Lake June location are open Sundays. So I went there because I wanted to get to the bottom of it and I also wanted to go to metro to get a plan so I figured I'll do both things at one time.
Well, people pay attention to this. As soon as I walked in that place, it smelled horrible. Smelled like a rat died in there. Along with that, there was crazy yelling and screaming going on by this older gentleman in the back room like they didn't even care if customers were listening. It sounded like the old guy was screaming at one of his female employee and she was crying.
Finally a tall skinny guy with glasses, I believe, he said his name was Nick started to help us. Ladies and gentleman it was hard to sit there. He smelled so bad and he seemed very rude and show offish. I told him about the problems I had and he seemed like he didn't care or it seemed like he don't understand English real well cause he couldn't speak it at all.
It seemed like he was hiding something but I needed insurance and as long as he could fix my problem, I was okay with that. But I told him what Alex had done and he didn't even say sorry. After he gets all my information, the first thing he says that my payment should have been 85 not 50 like Alex told you. He asked me for a receipt and Alex never gave me any kind of receipt like the one my friend had gotten from the lady. Then Nick says well let see if I can reissue me a new policy and after he get all my information, he says that my rates are going to be 126 or around that ballpark.
I was like, this is too much. I told him that they just need to refund me the money I paid last month because I didn't even have insurance because of Alex. It seemed like he called Alex and then Nick says that Alex says that I told him lies when I went to him. In the middle of me trying to make him understand the situation that same old gentleman comes and started yelling inside the insurance place at Nick and that lady employee. I had it too much. I told Nick that I was taking my business somewhere else when I was getting ready to walk out the door nick comes running out in a forceful manner asking me to wait so he can somehow get me a cheaper rate. Well, I didn't want to either smell him or listen to his unprofessional language and his tone. I walked out and went to metro next door for me go see what kind of deal I can get to save money and there I saw that same old man. I just walked out. I didn't want to deal with any of these people.
Well let me tell you since I have switched to my father's company, I haven't had any problems, and come to find out when my friend went to go make her payment, she went to the Balch Springs location and all she wanted to do was to just make a payment and after she explained to me who it was, it seemed like that day Nick and Alex both were at that location and they kept asking her if she has time they can find her cheaper rates. She told them many times that she just wants to make her payment but they kept insisting on righting her a new policy which didn't make sense because she had just gotten a policy about a month or so ago. Can anybody explain why these brokers Alex and Nick would do that and what's wrong with keeping yourself and you insurance place from smelling horrible.
I don't live there no more. I have moved away but since I read what happened to that lady because of Alex, I decided to share my nightmare with you guys as well. Be very careful. Even if you go there try to deal with the girls or that cute guy, can't think of his name but he looks either Spanish or Persian. They seemed to have knowledge and know how to communicate. But I still want to know why Alex and Nick would do that. I will be looking forward to an answer.