Cigna Disability Insurance

Save up to $379 on Your Auto Insurance. Compare Quotes from Top Providers Now! Find the Best Deal and Apply! - Adv.

Select an insurance Auto and Home Auto Home Life Health Long Term Care Are you currently insured? Yes No Enter ZIP Cigna • Disability • Health • Medicare • Tel-Drug

Brent of Hope Mills, NC April 14, 2009

i paid my ltd insurance just in case, not expecting to need it. i worked 8 years, never missed a day of work. i worked for sprint, and while out of town working, there was a bad snow storm. i drove tractor trailer for them delivering to the work centers. well i was unable to leave, my truck was stuck, and my boss made it clear he wanted me to find a way to leave and get back. even made a joke i was chicken. well sprint use to teach safety 1st. anyway the wrecker finally got out itself, and came to pull me out.

well they had scraped the parking lot where i was staying and as i walked out to my truck, i fell. onlookers said i flew up and when i hit i bounced. i got up knowing i was hurt. anyway i had back surgery and have permant disability and loss of feeling in my leg. the ltd/cigna paid a while, then dropped me saying their doctor said i could work.

they told me if i sent a letter from my doctor, or have him send it, they would give me my benefits back. 4 differant doctors sent letters, plus i received social security benefits. i exhausted all my retirement paing thru cobra trying to keep my benefits updated thinking cigna would give me back my benefits thru sprint. after 18 months, they still denied me. cigna had no right to discontinue my benefits.

i lost all my benefits, my wife and i both have had other health issues and are in debt due to no coverage plus i spent all my retirement trying to fight to get them back and keep it thru cobra so when they gave me back my benefits, there wouldn't be any lapse. i'm out over 20,000 at least not counting the cost for sickness that has happened since. i want cigna to know i'm not taking it. i have a lawyer, but i'm worried he's not helping. it's been about 3 or 4 yrs. i had to vent, this has hurt me and my family. i was hoping too retire and live happy with my family.

David of Pasadena, TX April 11, 2009

I applied for disability on October 7th .When the rep took the information on the phone i told them I would be paid through 10/10/08. Within two days they contacted my employer . My employer stated that i was still on the payroll . I was until 10/10/08 .In November I received a letter stating there is a 90 day elimination period so my claim was closed . I contacted my rep with Cigna and told them again that i was paid to 10/10/08 .

In december or january I had called to get a update on my claim and the rep i had been dealing with was being promoted and a new rep was assigned to the claim .The new rep started over requesting info from the Doctors office . My first check should have been sent out on January 6th but the claim was marked as closed due to the company stating I was still at work . I have not worked since the first part of October 08 . My last day at work was 10-7-08 but i was paid to 10-10-08 .I was contacted on 4-9-09 and was told my claim had been denied . I have asked for the forms for reconsideration and to have them look at this problem . My doctor had stated that I can not work in any capacity due to chronic back pain and neuropathy in both feet . I have ben taking morphine for several years for back pain . In the last 2 years or so i have had a burning sensation in both feet diagnosed as neuropathy . I am unable to bend , stand or walk for any length of time . David Poff

My house will be forclosed on soon . I am filing for bankrupcy soon .I am depressed . I am not able pay my bills .

Kimberlie of Willow Spring, NC February 18, 2009

My husband has suffered from Crohns disease for over 20 years. Last year he developed are rare symptom called Pyoderma Gangrenosum, which basically is a open wound on his ankle that keeps growing, and can cause the loss of his leg. From impropper wound care he developed a massive dvt. Under doctors orders, he was told to go out on temporary disability. Of course, after a couple of months of being jerked around, Cigna denied, the 2 weeks pay he was looking for(after he used all of his sick and vacation time). So to keep our house, hubby went back to work, unhealed.

Consequences, The pyoderma kept growing. He is now in therapy 5 days a week to get it under control. He has applied for temp disability again, And the run around has started. PG along with Crohns have been a battle in itself. Why should we have to battle a company for a few thousand dollars that Hubby has paid alot into? It is all sickening.

Report Your Experience
If you've had a bad experience -- or a good one -- with a consumer product or service, we'd like to hear about it. All complaints are reviewed by class action attorneys and are considered for publication on our site. Knowledge is power! Help spread the word. File your consumer report now.

Share		Follow us on Twitter.

Back to the top |