
Brian of Baltimore, MD on Oct. 3, 2003
I purchased a new home from Gemcraft Homes on 4/14/2003 in the state of MD, Harford County. I am a licensed real estate agent for the state of Maryland and represented myself in the transaction. At the time of contract I was working and everything looked like it was going to work out. Unfortunately, a month later I lost my job and was not qualified to purchase the home.
I informed my sales rep. Amy Scram this and told her that I was offered a position in the state of Maryland with another employer. But 3 days later the job fell thru and another position was offered in North Carolina. At that point I was unemployed in the state of Maryland with the possibility of a job in North Carolina. I then informed my sales rep about the situation and asked her to convey my dilemma to her boss. I was only going to be in North Carolina forth 8-12 months and I had hoped we could delay the start of the home to accommodate that. They denied my request, and I couldnt afford to purchase the home any more. I requested a release and a refund of deposit. I have been told that I will not get a refund of deposit. According to Maryland law (and their purchase agreement) I am entitled to a full refund of deposit. I was never approved for a loan and I did try earnestly and I never received a ratified contract, nor did my lender.
Gemcraft Homes has done nothing but lie and try to cover up their mistakes and say that I defaulted by not attending my pre-construction meeting when in fact my loan was denied before any meeting was scheduled. I have all documentation to support every claim I have made against this builder, yet the builder has nothing to support their actions.
I plan to notify the local news, the board of Realtors and file suit against them this
Monday. Any help from you is greatly appreciated would be greatly appreciated.