I borrowed $350 from UnitedCashLoans with the understanding that I would repay $455. If I did not make the full payment on March 9, a payment of $105 would cover the loan for another month. They attempted to take out the $105 on 3/9 and the money was not there. They charged a $30 fee and the credit union charged $25. UCL then tried to get the money again and another $25 was charged by the CU. I put money in the account, then called UCL and made a payment of $105 by check card. I then got a call from UCL saying I was in collections, owed them $560 by April 6. They said the service charge ($105) was due every pay period, which I had no idea was part of the deal.
I sent an email to UCL and my CU cancelling the authorization to debit my account for UCL payments. I will pay them either the $350 or the $560 depending on how I feel now that I know I'm dealing with complete crooks. And I may not send them another cent! There is a mailing address on the last page of the loan contract: UCL 3531 P St., NW Miami, OK 74355.
I will send them a money order and that will be the end of that. I tried to look them up on the BBB Oklahoma site and there was no information.
