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Consumer Affairs


Is this your Business?

USFastCash.com

Miami, OK


Consumer Complaints & Reviews

In 2009, I needed to borrow a minimum of $300 to help pay for Christmas so I applied for the loan by filling out the online application. After I filled it out, I wanted to obtain a copy of the application for my records to which I could not. But instead, they directed me to a screen where they stated that the loan would be paid for by taking it out of my savings account. I thought that everything was going okay until they started taking higher amounts than what they stated in their application. And then, the phone calls started on my cell phone stating that I owe several thousand dollars in back loans.

I explained to the rude, foreign person that I only borrowed $300 and they now have on file for another $397 loan to which I did not apply for. They continue to call me at my work place and I am tired of all the calls as they call three to five times per day at my work and my boss told me that if I received one more call from this number, I would be fired. I need my job and I have paid them off with a debit card and they still continue to harass me at my work. They have also stated that if I did not pay this other loan back, they would have me arrested and that I would have to pay out more money. I am tired of the calls and I am tired of this company.

I have been receiving calls stating I owe US Fast Cash. I have no idea who this company is. The men on the phone sound foreign. They said I owe, I have never received money from any cash places. I'm not sure how they got my work number. They used to call my house until I threatened them I would have my lawyer call them, then they would hang up. The number they called from is **. I feel I am being harassed.

I received a phone call from a Ben and Officer Clark stating I owe $8,000. If I could not pay, they would settle for $3,000. I do not have a loan with US Fast Cash. They want me to send a fax with my credit card info and license. They will not take no for an answer. They have called my supervisor and have harassed me at work when I have told them not to call me. Just yesterday they called me 37 times on my cell number and 10 times at work and today at work 5 times. I am so stressed out about this and do not know what to do. They have threatened to pick me up and arrest me and go to prison.

I received a call from a certain Ben with an accent telling me that I have a case against me and that I committed a crime, and I have three counts against me. Fraud, theft and another. The man said I owed $300 and I will be taken to court and go to prison. I never heard of the company or borrowed money from them.

A man with a very thick Indian accent called me from different local numbers and told me I have a claim filed against me and that I'm being sued. He told me I owed $632 and I had the option of handling it inside or outside of the court and if I didn't, officers would show up and arrest me at home or at work. He called again the next day and said I owed $320 and asked me to send a letter with my debit card info, SS card and photo ID.

I had a voicemail, in my place of employment as well as home, of threats that I committed check fraud for not paying back a loan and that I would be getting arrested at my place of employment. I better hire a good lawyer. I would be embarrassed to my supervisor that I was going to jail.

A gentleman called my cellphone with my name, ss number, job and bank information, stating that I owe them money and they were going to file charges against me. I asked him what he was talking about and what charges. He kept going on about paying back the money. I informed him that this company has been into my account in the past and has taken money and would not be given anymore. He admitted to them taking money but he said that I had a balance. I told him that I never took a loan and that they should be happy they got that money and would not get anymore and I would see them in court. The gentleman hung up but then continued to call my cell back.

I asked for copies of this so-called loan I signed for but they cannot produce it. They have been harassing me and calling my job.

I realized through my readings in the Internet that this company is charging an illegal amount in interest and fees. I also question if they are certified to make loans in Pennsylvania.

This Frank ** keep calling me about a loan he say I owe US Fast Cash. He said that I need to pay because they have my file (number **) and I need to settle the matter or I will have to go to court. Also they have a judgment against my social. The amount is $325.79.

He said he is an attorney handling the case for US Fast Cash and he wants the money today. I don't trust him. I took out a loan with USA Fast Cash and still owe them, but not US Fast Cash. He can't give me dates of when this loan was taken out so I refused to pay them. And I haven't received anything in the mail from this company. This man speaks like he's in India and not from the United States. Please help me!

I received a phone call from a financial Fraud Claims stating they were calling on behalf of USA Fast Cash. He stated that they were taking charges out against me due to a payday loan I took out. He read what he called was a legal affidavit to me over the phone and recorded the call. He had a foreign accent and kept speaking very fast. Then he threatened me that 2 policemen are coming to my door that nights to arrest me if he did not get payment through a debit card right then and now.

For the past two to three months, these international-speaking people (US Fast Cash International/ US Cash Advance) have been calling and harassing me with jail time over a loan that I didn't take out. I have asked them to give me detail information regarding this and each person has curse me out and hung up the telephone on my face. I have no clue as to what is taking place and I have written down each person's name, number, and their position for future references.

I took out a payday advance with US Fast Cash online and received funds; and paid funds back. Weeks later, I received a phone call saying that I had committed a crime and that someone would be coming for me with handcuffs, etc.; and that I would be taken into custody for this criminal act. When I thought perhaps it was my error and had a NSF (non-sufficient funds), I offered payment. The man pretended to be a supervisor (named Shane **) and got my information -- all of it -- driver's license copy, card number to take the funds out, and made me write a form saying it was a pre-approved settlement for $250 to save me from being charged with over $800. After I had this done and the money was taken, I received a second call from another Indian-accented (heavily) individual who sounded like a female but gave the name, Keith **. This person said I owe $9,000 when in fact, I only borrowed initially, $350. This person wanted 800 dollars more.

I received a phone call from a financial Fraud Claims stating they were calling on behalf of USA Fast Cash. He stated that they were taking charges out against due to a payday loan I took out, cancelled and they could not get back. I do not recognize this company and know the companies I have worked with in the past. He read what he called was a legal affidavit to me over the phone and recorded the call. He had a foreign accent and kept speaking very fast. He stated I owe them $322 and asked me did I want to settle with them out of court or go to court.

A police officer would pick me up and I would have to get someone to get me out. I initially told him I would settle out of court, but that I needed proof this was an actual company and that I owe this. He said the information would not be sent to me until I paid the company off. I asked to speak with a supervisor and he told me that everyone has gone home for the day. I advised him I would contact them back on June 1st and at that point if they could prove to me that I owe this amount I would set up a payment plan. He said he needs me to fax him a letter today stating I, (my name.), want to resolve the matter with USA Fast Cash out of court. I have not done this intentionally and want to resolve this outside of court. Include a payment schedule, a copy of my financial information and a copy of my driver's license. I advised him that I would not be sending the financial information or a copy of my license. Case # **

i took a Payday advance out for $300. I have already had $180 withdrawal from my account. I missed a payment. A person from their collections named Diane called me on 3/25/2011 and said that because I missed the payment they were going to withdraw $176 on 4/06/2011, 4/21/2011, and 5/6/2011 from my account, which totals to $708 for a loan of $300. Please, I cannot afford this. My income is about $1200 a month. I do not know what to do.

I have been getting phone calls from a man claiming first to be Bob ** and then claiming to be Mark. He informed me that a lawsuit has been filed against me for defaulting on a loan. When I questioned the matter the man, he told me that I needed to take care of my business and he wouldn't have to call me and hung up on me. I called the number back right away and asked to speak to a supervisor. Bob/Mark claimed to be the owner of the legal office that I was calling and still refused to give me any information.

I received another call the following day and was given the same run around when I called, except this time, I was called a criminal and told to shut my ** mouth. The man not only used several obscenities, but he had the nerve to ask me what color of the panties I was wearing. I kept the number and looked it up online. The number is a land line and is located somewhere in Pittsburgh. From what I could tell, the cross streets from the phone number were Market and North Juniper in Pittsburgh.

I tried calling the number back after work, and the same Indian man answered again. I informed the man that if the harassing calls to my number continued, I would contact local authorities. I could hear people talking in the background, and when I asked to speak with a supervisor, the line went silent and then the man whispered a few bad words at me and hung up. I called back a few times and asked each time for a mailing address for the company in which I was calling but was continually disconnected. I even had my mother try calling the number to inquire about a mailing address or company name, and she not only was told that the company did not have a mailing address, but also that it was none of her business.

On 6/03/10, I received $250 from FastCash, they were supposed to take $325 on 7/2/10.They did not take the money out at this time. We called them asking why wasn't the money taken out. They replied that they would take $75 out. And we asked if they could do that and the young lady replied yes. Before this conversation, we were told by this being our first time, we could not do an extension. This was the reason for the phone call and concern about only $75 being taken out. I also called again to be reassured that this money was going toward the principle. This continued until November of 2010. I asked why were they continuing to take money out of my account when they had been paid in full.

At this time I also told them I am not paying for the mistakes they made because I never told them not to take the money at the correct time. After I put a stop on my account. They made up a check I never wrote and went into the account and took $125 out. I had to change my accounts and continue to let them know this is wrong because they did not do what they were supposed to do. I should not pay for their mistakes. They have received $75 from July to November. They are asking me to pay them an additional $415. I tried and told them to take the money out and they did not. Then they lied and said that this money they were taking was going towards the principle. I do not appreciate this at all, this is stealing. It's just being done in a different way. This will also go on my credit. And I am disputing this accusation that is being made against me.

A man called me at 9:35 AM to tell me that I will be in jail in the next three days. He talked in broken English, and he was asking me for my address so he can send me a warrant. I am not a bad person and these people are giving me a very hard time. I have worked on my job for 32 years and now I am having a very hard time. I need help but to be treated in this manner is wrong. Is there a way to stop this? I am not refusing to pay the loan I got. It's just that I do not have the money right now.

I am attempting to file bankruptcy because I just cannot make it without help. They are telling me that I owe them $771.00. They said that they can make it hard for me or just pay them. They want me to pay the money now but I do not have any money on me. I do not get paid until almost the end of the month. They said that they are going to put me in jail. Who are these people? What bothered me the most is that they have my Social Security number. I need help in finding out what I can do to stop this. They are talking about coming on my job. Do they have the right to do that?

I received a phone call on my cell phone while I was at work, but I didn't answer because I didn't recognize the number. That same number called me 3 times back to back to back. I guess when he saw that I was not answering my cell phone, he called me at work. I answered the call and it was a man with an Indian accent so thick that I could hardly make out anything that he was saying.

As I asked him to repeat himself numerous times, his accent got clearer and clearer to the point that I thought maybe someone else had gotten on the line. He told me that I had a payday loan with US Fast Cash that I had defaulted on. He said that $710 was supposed to have been paid back to them today. He had the last 4 digits of my social security number, my bank account number, and the name of my bank.

He said that I had to show up to court in New York and that I would have to bring over $5800, because I had 3 sets of criminal charges filed against my name and social security number and I was going to jail. He said they were going to notify my employer of the charges brought up against me if I didn't come to New York and pay. He told me not to interrupt him until he has finished reading because the call was being recorded.

I told him that I never had an advance from that company and he needed to send me something in writing. He told me no and was very rude about it. So after I asked him numerous time for the phone number of US Fast Cash, he gave it to me and told me who to ask for. I called the number and asked to speak to the manager and they put me on hold. Then the manager came to the phone and said my name. I asked him how did he know it was me calling because I never stated my name.

He then gave me my name, bank account number, and Social security number. I told him that I had never had a loan from that company and demanded something in writing, but he would not agree. He said that if I didn't want to go to court, I could pay them the $710 to resolve the matter, otherwise, I was going to jail. I ended the conversation by telling him that i was contacting an attorney.

I got a harassing call at my work from this lady claiming she was an officer named Sherry ** and that US Fast Cash was pressing charges against me for check fraud and stealing money from them through an electronic funds transfer. They told me I owed them $489.00. I never received any funds from US fast cash.

I may have applied online through this or another company for a payday advance, but I only had a prepaid visa card account and it was declined because it was not an actual bank checking or savings account. I never received these funds, and they are telling me i have a week to pay them $489.00 or get an attorney because I am going to court and possibly jail for stealing their money through an EFT I never qualified for.

Someone called me from this company today with a very thick accent, saying that I had received money fraudulently and that they were filing charges against me for fraud. I have never received a loan from this company. She left me a call back number which seems to be inoperable.

Several Indian accent men (not gentlemen) have been calling my home phone and cell phone making threats, and insisting I pay for my US Fast Cash loan ASAP. I do have a loan with these people, but I am not behind in my payments. I will be so glad when it is paid off! These men say that the sheriff will be coming to my home soon. I don't understand how they have my phone numbers and SS#. I'm getting so tired of the phone calls and just want them to stop! I don't know how they can get away with this!

About two months ago I got a call from these people. I know it was the same ones cause of the voice and accent. I told them I was filling bankruptcy and they stopped calling. Well, then just today 10/29/10, I got several calls; even my employer got calls. I finally called him back and he said that he was a Officer John ** and that this company was going to press charges on me criminal charges for fraud and that I had on one hour to fax information to their account information or credit card.

I was very scared because I have had a payday loan before. The man stated that he was going to send an officer to my house and have me arrested; before I hung up he said, "I need a copy of your driver's license." And I told him, "No, why do you need that?" He said we just need it and then he did not now all the numbers in my social security and wanted me to repeat it to. This man is still calling and being very rude. I had an anxiety attack. I was very emotional about this. I am getting my life back in line and this man really took me of the edge.

I received a call on Tuesday 10-26-2010, from a guy with a heavy Indian accent claiming that I took out a loan in 2009 with them. Why would they wait almost an hour and a half later to contact me about a loan that the company didn't even contact me? Please contact me immediately about this situation for I will know what to do!

Some guy with a heavy Indian accent called from **. He called me to say that I am being charged with fraud for a loan I never received. How can I put a stop this harassment?

I wanted to take this loan out to better my credit score. Thinking I was going to do myself some good. A $200 dollar loan? Easy to pay off, so I thought. I took out a $200 dollar loan in June of 2010. They immediately started taking payments. $60 every 2 weeks I got paid until the end of August. Then my first paycheck of September, they started taking payments of $140, which they only made it to the end of September because when I started questioning them about when my last payment was due, they said I could pick my own due date.

Go figure. I get to manage their account for me! Haha! They insist that I still owe them money. I have paid not only the 200 I received but an additional 380. What does that make the interest rate? I would never advise anyone, even the people I hate with every fiber of my soul, to use this company. They suck! Luckily I caught on quick and closed my account.

My boyfriend borrowed 300 dollars from usfastcash. They began taking out 90 dollars a week. He has paid 500 dollars to this place thus far and do you know that they are saying that he owes them another 200 and something odd dollars for borrowing 200. We don't have that kind of money. And they refused to give us the information needed to identify them.

My name is Jennifer, working mom, wife, and college student. My husband is fighting disability and money got tight. So I recently took out a pay-day loan. They were only authorized to take $105.00 every two (2) weeks on pay-day via automatic withdraw to repay the loan. Since taking that loan, I had consolidated this loan along with some other things. I stopped payment on this loan and was charged to do so on that and two other companies. I misspelled the name of the company in question the first time. It's my fault and the bank let it go thru. They allowed it to go through again two weeks later and refunded it when I brought it to their attention.

Now, on 8/30, the company in question "USFastCash", decided to take $695.00 out of my account via electronic check that I never authorized. This has made a mess of my account and ability to pay my bills on time. On 9/3, I realized there was a problem and called the bank immediately. I got the runaround that this was not in line with a stop payment that was made because it was an electronic check and not an automatic withdraw. I was also advised to go into my branch and sign papers for fraudulent transactions on my account. That has all been done.

I have been notified today that they will not consider it fraud and will not dispute the unauthorized electronic check. This morning, 9/20 I received a phone call from USFastCash. They offered to settle my account for $350.00! I have been unable to pay my bills and my truck is in jeopardy of being repoed. I believe this to be undeniably fraud and a fraudulent transaction; I would like a full explanation of why this establishment does not agree. I would also like to know how I appeal this decision and to whom I appeal.

I unfortunately took out a $250.00 loan from this online company, but was never advised of the service fees or charges that I would incur. I have now calculated that when this loan is paid off, I would have paid USFastCash $730.00 for a $250.00 loan and that means I would have paid $480.00 in interest and charges. This is a fraudulent/rip-off company and should be shutdown for good!

They took $476 from my checking account without authorization. They had previously contacted me about a payday loan back on 07/12/2010 for $276, which I paid. It sounds like a scam, I don't recall taking out a payday loan for $476.

I took out a loan for $300 from US Fast Cash, which stipulated that I pay $90 interest per month for the first 3 months, after which I would pay $90 plus a small amount of the principal until the loan was paid down. Outrageous fees, sure, but I thought I needed the cash. The problem was that they had an Indian call agency call me and threaten to sue me for $5,000 unless I paid them $800 right then to make up for a payment I had missed. But I hadn't missed a payment.

The collector was very aggressive. Even if I had missed a payment, which I didn't, I don't see how it's legal to threaten someone with a one-time payment of $800 to pay off a $300 that I already paid $180 interest on, or he'd take me to court for $5,000. It was obviously only intimidation, but the call was extremely aggressive and wouldn't back off even when I read him the confirmation number of my payment.

I found the money, and I paid the full principal amount of $300 the next day. They still continue to contact me trying to get me to take out another loan, even though I have removed myself from their mailing list and requested them to stop calling me. Payday loans are generally unfair, and I realized that going into it, but this company pushes it too far by trying to extort money from paying customers.

I started receiving calls on my cell phone (from definitely all heavily accented people) that I owed money and these guys are with US Law. They said I had a loan of $300.00 deposited into my ckg. account in November 2009 and that if I didn't pay by Friday, July 16th, they were to report my name and SSN and warrant me. I spoke to someone else this morning, when he called again, and he said it was February 2009 now. I never did this. I have my bank statements. They requested that I send a fax to 206.457.1971 Ref Case number ** and get a prepaid debit card for $308.00 and give them the information along with a copy of my driver's license and call them back with the prepaid card number after I purchased it. I have not done this yet but it is scaring me!

I took out a loan with them for $300.00 they claim that I did not check a certain thing in the box, even though they have taken $280.00 per month out of my account for $560.00. I stopped payment from being debited out of my account. They have called me every day at least 5 times a day threatening to sue me and take my car. They even called a friend that I had listed as a reference and had her call me. That is harassment. I don't have any more money to pay them and they need to stop harassing me and my friends about this money. They need to stop threatening to take my car, or put me in jail, etc.

I am writing to complain about a payday advance loan company. The company is named USFastCash. They operate solely over the internet. A few days ago I contacted the company that I wished to pay the balance in full. I had already made three payments of $90.00. Those months being September November.

The full payment was due on the 1st of this month. The total amount due was $390.00 (a monthly interest payment of $30.00 per every $100.00 borrowed). I borrowed $300.00. I contacted the company several days prior to the due date via email to insure that the loan was to be paid in full. I then received a response of how to send the payment. The company emails a document that is to be initialed by me as a sort of digital signature.

I soon received an email including the attached document. As per there instructions I opened the attached document, initialed it and sent an update copy back to USFastCash.

I am paid on the first of each month. Upon viewing my bank account I noticed another $90.00 interest payment had been charged to my checking account. The entire balance of $390.00 was not made.

I then called the companys customer service line to inquire as to why the entire balance was not withdrawn. I was told that the attachment Id sent (the initialed document that they had sent me) would not open?. The representative was implying that their inability to open the attachment was somehow my fault. As such, I am forced to pay another interest charge of $90.00 next month.


I asked the representative how is it that a document sent to me and returned to you in its original file format could not be opened on their end. The document was sent as Microsoft .raft (Rich Text Format. That format is easily opened by any number of Microsoft software packages. And, whats more, how is it my fault that an employee of USFastCash failed to open the attachment? I have work in a highly technical field for over twenty years. I have sent and received hundreds (if not thousands) emails in a variety of file formats.


The conversation with the representative became heated. And, admittedly, I briefly lost my temped and used one or perhaps two expletives. Ultimately the representative hung up on me. A short while later I phone again. My intent was to apologize and hopefully settle the matter. I immediately called back and was then informed that they will not accept any phone calls from me. They have also since ignored a number of emails. And, because payments are made via direct withdrawals from my checking account, I have no other way to pay without contacting them. In short, they are denying me the opportunity to loan in full. In fact, they are precluding me from making any payment at all.

I am a single father. I have three children. With the holidays upon us I simply cannot afford to pay yet another $90.00 interested payment. Thus, I am hoping that your organization help me with this matter. Is there something I can do in the meantime? How long does the process take?

Thank you in advance,


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