
Karen of Jackson, TN on May 11, 2003
On 5-1-03, my neighbor from across the street rang my doorbell. I opened the door and he informed me of some storm damage to the front of my house. He also handed me a piece of paper with the words Beth, SAC, and 1-800-635-3743. I read the number and could not believe that a neighbor that I could not greet by name was handing me a message from a creditor. I was very,very embarrassed. I politely took the paper and returned to my home.
While this was extremely embarrassing, I found it perplexing since SAC had my home number. Earlier, that day I had spoken to a female regarding my husband's delinquent student loan account with Citibank Student Loans. She stated that she was with SAC, the gauranteor of those Citibank loans. I explained to her that I had already applied for total loan consolidation through Sallie Mae. This is a 4 to 6 week process. The next morning I called the number and asked to speak with Beth. The woman stated that no one by that name was there and offered to assist me.
After hearing my complaint about their company calling my neighbor, she referred me to a supervisor. The supervisor's was Irene Ederett. (It was hard to comprehend the correct spelling because she spelled it fast. I asked her to repeat the spelling but, she again spelled it fast). I proceeded to explain my complaint to her but, was bluntly interrupted by her confirming my telephone number and address.
I explained to her that I felt that receiving a message from our neighbor that a creditor had called violated our right to privacy. I told her that I wanted to report their company and I asked for Beth's last name. She refused to give me her name and said all that I needed to know was that Beth was an associate. She said go right ahead and make my complaint because they had a legal department. too. She said that they were within their rights to call my neighbor to leave a message. I told her that we did not even know that neighbor and that I should not be getting a message from neighbor regarding a creditor becuase SAC had our number. I explained to her that I myself had recieved a call from thier company the day before. I told her that I did know that I could at that time ask her that from that time on to only call our house regarding my husbands account. She said that I was wrong about that. too. She said that they were trying to help us. I told that I felt that our right to privacy had been violated and that the only thing that they had done was embarrass us by calling neighbors. I told her that I would look further into this matter. She said that I should go right ahead.
My husband and I have relocated to Jackson, TN where he is a cardiologist. Our furniture was moved from Nashville on the eve of Thanksgiving 2002. I home school our children and am usually her throughout the day. We also have an answering machine when we are unable to receive phone calls. Calling our neighbor was not necessary. Jackson, TN is a small town were everbody knows somebody who knows somebody. My husband and I plan to live in this neighborhood for sometime. Our children will interact with other children. My husband is trying to build a new practice and contribute to this community. He is also trying to make partnership and establish a respectible reputation. The actions of SAC have embarrassed us to the point that we can not know if our interactions and/or reputations have been negatively affective.