Third call to garnish my wages and/or suspend my driver's license for non-payment. I made the loan and closed my account. Well, I have a settlement company that settled with PayDayOne and they are faxing information to this EDW each time to show it is settled. This happened months ago. Now these threats and they are calling me at work, I have requested they stop. State of Texas, they cannot garnish wages and suspend license. What does that have to do with debt? If I lose my job because of these calls...
Consumer Complaints & Reviews
I applied for a Payday loan on about 7-1-10. I was told via computer screen that I was approved for $1000. I checked my bank account next morning no funds deposited. Called Payday One. I was advised to send more information, copy of bank statement, paystub, voided personal check. I faxed all of that information. Still no funds deposited. 4th of July weekend and holiday passed. On Monday, the 5th and the 6th, I checked and still nothing. I called Payday One. Again they advised me to send letter with my bank account and last 4 digits of SS number stating I gave permission to Payday One to debit and credit my account, which I did. Still no funds deposited.
I called my bank because Payday One said my bank was sending funds back because I had put a stop payment on payment to Payday One in March of this year. Peoples Bank advised no stop payment on my account only reason funds would be sent back is because no account number on the wire transfer. I am now overdrawn in checking account because I have been looking for the deposit since last Friday July 2nd. Payday One now is telling me I have to send another letter with my account number, routing number, social security number and signed giving them permission to debit and credit my account.
My account was debited by them on March 16th, 26th and April 16th to pay back the payment I put a stop payment on. Why can Payday One debit but not credit my account? I have documents to back up what I am telling you. I think Payday One needs to reimburse my for the nearly $300 in OD charges on my bank account for giving me the runaround for nearly a week.
I took out a Pay Day Loan with this company. I recently received notice that they no longer service Pennsylvania, and recieved an email that would be withdrawing money from my checking account on a day that I did not approve, I called and spoke with someone and explained that my Pay dates are every other Friday (which they were already aware of)they told me they could not change the date because I live in Pennsylvania??? I had to close my bank account because not only am I being charged a ridiculous rate from PayDay One, I will also be charged 35.00 from my bank because of insufficient funds?
