Complain about a product or service

Payday-Loan-Yes.com

Bonita of East Orange, NJ November 2, 2009

this company extracted money from my financial institution without my authorization. when i contacted them regarding the matter an accounting manager (wouldn't give name)nor come to the phone told the representative she was NOT reversing the transaction. I called to find out where they are located and NO one would give me what state they are in. this is horrible business tactics. Need your attention immediately. Regards

Steve of Flint, MI October 9, 2009

Around October of last year, I was seeking christmas money and went on their website. I was not informed of when they sent the loan or even told of the amount(300). worse yet I sent 105 dollars each of my last four pay periods to where I had to stop and cancel my checking account and take my money elsewhere so that they will not get hold of it.

Wendy of Winter Springs, FL October 6, 2009

I wanted to suggest to the writers regarding the above referenced payday loan company is that they all need to report this to the attorney general of their state. This is a gross violation of usury laws, which all states have. There is a lawsuit which me and others filed in the state of Florida that is still pending. It even went to the Florida Supreme Court.

tracie of st.martinville, LA October 5, 2009

I had been dealing with this company for about 4 years off and on. This very last time when i renewed my paydayloan with them, the finance charge jacked up from 105 to 175 ddollars without any notice. In their fee sheet it still says the finance charge to borrow 350 is 105 dollars but we were not informed of it. I called to inquire and the receptionists told me that the charges had changed but were not listed. I dont think that its fair because I would not have borrowed 350 to pay back 525. that is just ridiculous and i feel as though im being swindeled. im paying it off because its an automatic draft and if i dont itll begin to mess with other bills coming out of my account and will also add other charges.

Michelle of Dana Point, CA October 1, 2009

I applied for a loan on-line and recie ved it from one company. A second depoist unknow to me was made to my bank acct on 7/8/2009 for 350. The following transactions have been made in debits from the same company. 7-23: 105, 8-06: 105, 8-20: 105, 9-3: 105, 9-17: 105, 10-01: 105, 10-01: 50.

When I called to inquire, I have been advised I signed a contract allowing them to charge me a 105 service fee monhtly and no loan balance has ever been repaid. When I inquired to send me copies of the agreement they advised me to send a fax request and that i need to in 2 days still pay the balance due on principal of 350 dollars. How do I get help and what are the laws in california of rthese transactions. what legal rights do i have. I have already paid 680 on a 350 loan that i never agreed to and now they want 350 more?

Jimmie of Pensacola, FL April 16, 2009

I got a payday loan from this company and it was suppose to be for 300.00 instead it was 200.00. The contract stated that they would pull 60.00 out on 1/2/09, instead they pulled the money out on 12/31/08. On the web page it said that it would be 1/18/09 because I asked for an extension and it was aproved. When they did the transaction I was charged two 35.00 charges becase the company send in two transactions one for 60.00 and another for 50.00. I did not have the money in the account yet and I occurred 70.00 in NSF charges. I tried to contact the company and fax them about this but I was not able to talk to anyone about this until around 2/09 because this is when the company realized that they were not going to get paid.

When I did get in touch with the company they had enter my checking account so much that I ended up with over 1,000.00 in NSF charges from the bank and the bank did not pay anything after the first charges of 110.00. Because I had contacted the bank about how they withdrew this money ahead of time. I was harassed on my job and this company was rude to the secretary and my boss. My boss told them not to call my job after I had told them several times not to and gave them my celluar phone.

When I tried to talk to them about how they did my checking account and make arrangements with them, they still hit my checking account for the money. They have deceitful practices in there organization and I went through all of this for 200.00. I am trying to get them to undo this because they did not have to do thism. I am also going to put in a complaint with the bank because they could have been put a freeze on this account after I had told them about the first transactions. This account is overdrawn over 2,000.00 and the bank is looking for me to pay this. I feel that if anyone should pay or deal with it, it should be Payday Loan Yes then they would have better business manners.

Jameelah of San Bernardino, CA November 21, 2008

On 10-20-08 I complained to this company about the collection calls being placed at my place of employment and not a month later i am getting more calls today 11-20-08 i got a call by a man named Mark from payday loan yes and he was rude and harassing, this company was already advised i cannot get calls at work, below is a copy of the letter i sent them: This is to advise Payday Loan Yes and any company hired by to Cease and Desist of telephone calls to my place of employment. Please be advised I am not to receive calls at my place of employment.

On November 20, 2008, I received a call from Mark a representative from your company. The rep. named Mark was very rude and threatened me. Within collection efforts he crossed the line with the profane things he said and if he contacts me at work again I will be recording the phone call. I am requesting that my work number be removed from my account. Therefore please refrain from contacting my workplace in any manner. California state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that collectors may not call you at work if they know or have reason to know that I may not receive personal calls at work. For the most part, collectors may not tell another person about my debt. Please be advised I do understand that the transaction with your company is not subject to the provisions of Civil Code Section 1719, and I cannot be required to pay treble damages if my check does not clear. I am also aware that I cannot be criminally prosecuted or threatened with criminal prosecution for purposes of collecting this deferred deposit obligation.

Due to their calls at my job i can get fired, plus by them harassing me, and letting my co-workers know about my debt when i am not at my desk.

Maurice of Indianapolis, IN November 12, 2007

i recently obtained a loan from this company via their web site,with my payments being debited from my checking account. the bank that i was using was sold,and now i no longer have an account there.i called the loan company to inform them of what has taken place,and to get a mailing address so i can mail payments to them,but no one will tell me where they are located. all i get is "we don't accept mail payments." they continue to send debits to the bank,and the bank continues to charge me fees. can you help? also i have the same situation with another on-line loan company called "paycheck today"(866-756=0600)

Report Your Experience
If you've had a bad experience -- or a good one -- with a consumer product or service, we'd like to hear about it. All complaints are reviewed by class action attorneys and are considered for publication on our site. Knowledge is power! Help spread the word. File your consumer report now.

Share		Follow us on Twitter.

Back to the top |