I took out a payday loan in 2008. In 2010, I declared bankruptcy. Pack Management Group, DBA Ameriloan, continues to resell this debt to new debt collectors. The latest one, Check & Credit Recovery Inc. has threatened to file check fraud charges against me if I do not pay on a loan that was discharged in bankruptcy. I have been assured by a nice lady at the US District Court in SLC that this is illegal and that the bounced check on the loan is still part of the loan and thus discharged.
Consumer Complaints & Reviews


I took a payday loan out with them like a year or two for $200. They have been charging me $120 a month for the last two years. I can't close my bank account because I have a loan with them. What am I to do? I'm sick of it. It's costing me so much money.

I got a $300 payday loan a year ago. They keep taking $60.00 out of my bank account but it wasn't used to pay off the loan. I never asked them to extend anything. They are unreachable by email or phone.
I can't close my account because I have bills and direct deposit. I am living hand to mouth and can't afford to lose even $60.00. I need massive help to deal with this company. For a $300 dollar loan, I have shelled out almost $1600.00.

Account # 255304 --I've taken out a payday loan with this company and they charge a 90.00 refinance fee which I never choose. They asked me to fax to let them know to start taking out for the loan and they said they never received the fax then they said that I can email them instead of fax. I'm now up to 990.00 in charges that they have debited from my account for a 300 dollar loan.
I can't close my bank account cause I have other bills and direct deposit going into my account. I've asked them to stop taking out and there still taking out. I want all of the extra fees that they cost me with my account. My accout cannot be close cause of bills going to my account and direct deposit. I'm really stress about this cause of extra money coming out of my accout that I don't have.