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Consumer Affairs


LowerMyBills.com


Consumer Complaints & Reviews

They get all my information for loan and nothing was happened.

I have worked in the insurance industry for 25 years. This companies adds say insurance companies are "ripping off" customer by hiding discounts for drivers that drive under 40 miles per day. It is a lie and they know it. It is even advertised on Snopes.com, which is amazing a lie can be advertised on Snopes. They've got to be laughing about that one.

I put in all my information, including SS#, and was promised that I would get competitive bids from mortgage companies, plus an Experian credit rating. All I got was a screen that said there was an error and it couldn't process the request. They've got all my info. I got nothing. I've been royally ripped off.

I started to look at interest rates out of curiosity. I cancelled out of the site but could not exit out of it. I did not give them anything real personal information, thank goodness. I did not finish questions, but am now getting phone calls I did not ask for.

Lower My Bills keeps showing up on my e-mail in drafts, in sent, in trash and can't be deleted. I don't subscribe to this. I don't want to look at their trash and **.

Help. I keep getting an auto pop up from LowerMyBills when I send an email. It is driving me crazy and I don't know why this started or how to make it stop.

They didn't furnish any information about what my new payment would be, rather they wanted the information and then had lenders call me that didn't have the authority to do loans in Arkansas. I have a Missouri mailing address because our community is so small in Arkansas and my street address is my mailing address.

Too many no good calls.

My fiance and I look on the web every so often to evaluate our properties' worth by the amount the other houses are being sold for. We fill out no paperwork and now somehow, they have my name and number with her telephone number, and selling it to loans.com and many others. I want it to stop or find out where I can go to stop this or to press charges.

The advertisement on AOL said provide information to get new rate. It said nothing about lenders contacting me until after information had been supplied. This is a violation of my privacy, obtaining this information without full disclosure.

I have unsubscribed and asked to be taken off of every list I can find associated with this horrible site. But two months later, I am still receiving phone calls from different lenders citing the form I filled out on LowerMyBills.com. I never even finished filling out the pages! I started getting phone calls and emails before I even got to page three out of four! I feel like I am being harassed and there seems to be no end in sight. All I was trying to do was use the mortgage calculator--the site never even gave me that, like it promised.

I can feel my blood pressure go through the roof every time I get a phone call or an email from these lenders. Just when I think I've gotten rid of them all, another one rears its ugly head. People who run sites that sell information to third parties and the people that buy the said information should be jailed. This is harassment and the victims are the only ones suffering the consequences here.

I clicked on a link on AOL for lowermybills.com to supposedly get an estimate on lower mortgage rate quote. But all they do is get your information (it appears) and sell it to telemarketers. The links are misleading and yet another online scam to get data. They put Fannie Mae banners up to make it look legitimate and unfortunately, I fell for it.

This is a scam. They failed to live up to what their Internet ad said they would do. They seem to be data-mining to acquire information and to bombard people with sales pitches over the phone and email spams. They ask too much information and don't give the promised results.

Almost daily, their website displays photos of aged, unattractive European-American gentiles making ridiculous facial expressions. No Jew or other minority is ever shown in such a way. This is highly offensive. I will never patronize them until lowermybills.com stops this odious practice.

They had an ad to lower your mortgage using Fannie Mae's banner. As you moved through the steps, it became clear it was LowerMyBills.

At that point, with more and more steps to go through, I decided to just stop recognizing it was just another worthless Internet "business". When I attempted to navigate away, I couldn't; a rather Internet Explorer-looking message popped up saying, "You are trying to navigate away from this page, to continue click Okay, to stay on page, click Cancel".

In other words, I had two choices--stay or stay. They hijacked my browser. I had ctl-alt-del to dump them, which caused me to lose everything else I was doing or had tabbed.

I went onto the LowerMyBills.com to compare prices. I was just looking for a mortgage calculator where I could punch numbers into and get ballpark figures from. Their site said it would give me a price online, but before I even finished filling out the online forms, my cell phone started ringing with lenders trying to give me quotes.

By the 12th phone call, I was irate. Before I got off the phone with the first guy, I tried to delete my info from LowerMyBills.com and unsubscribe. Then, after the first three calls, I checked my email--I received a message stating that four different companies would contact me within 24 hours.

I did not wish to speak to someone, I just wanted to compare prices like the ad said. Normally, I wouldn't have typed in any info, but for something such as mortgage, you have to put in some basic information. It should say on their site that they sell your info to other companies. That's what the last lender that called me informed me of.

I refuse to use any lender that calls me as a result of this site. It's the worst mistake I've made in a long time. I feel like I'm being attacked. It's ridiculous that they can harass you like this.

I began to complete the online application, and I decided not to complete it. I could not delete the personal information I already keyed in. It is a deceptive means of obtaining information. Each page solicits more personal information with the promise of presenting the comparison of fields.

Preventing the deletion of personal data or one to change mind, without removing personal data, lends one to believe that your company is data mining. Otherwise, why would it not be possible to delete the not yet submitted information? Do not send me any lenders because I have not completed the application. Please, delete all my information from your database.

This is the second time I clicked on an ad from Lowermybills.com. The first time was regarding a refinance. The online process concluded with a statement that a lender would be selected that best fit my criterion. But, I did not hear from "a lender", but from multiple lenders for days. That was a real non-starter, in terms of good taste in business practice. Today I responded to one of their ads about auto insurance. I was clearly led to believe, like so many others, that I would receive a quote online.

They use what appears to be an online calculator; and in all caps they say, "calculate new payment". Then, as you proceed through the process, you are reminded you that "you are 3 steps away from your quote, then 2 steps, then one.Then you think you are about to get a quote. And you do not. Instead, you are told you will receive your quote from an agent within 24 hours. Oh, but did they technically say that you would actually be receiving your quote right there and then? "Gotcha". I felt very misled by the ad. Well, I feel was already lied to once. How then can I believe anything they say?

I was on a financial website looking at stocks, and an ad which appeared to be from a government site said, "Get a government-backed loan and refinance your home at 3.25%." When I clicked on it, it came up with a website with Fanny Mae all over it indicating that it was a real government site, but it was lowermybills.com. When I got to the third page of entering my information, I realized that this must be a hoax and I did not send any information out. I hit the delete key and shut my browser off!

However, lowermybills.com must have received the information when you just click to the next page, without telling you that your information is being sent out even before you get to the last page with the "send" button on it. Within 20 minutes, I had five loan agencies calling my number over and over again--and sending emails. I started to answer the calls and I told them not to call me anymore and they just laughed. When I mentioned legal action to them, they said to take it up with lowermybills.com. So now, I am taking it up with you to please file a complaint against lowermybills.com and stop others from falling prey to these scam creeps!

Why does this company lie in their ads? Get $5,000 back from the government for refi but there is no information about it. Use the mortgage calculator to check the monthly payment but there is no calculator. Get a lower rate of 3.00% but the lower rate is never offered. I got the link from Yahoo. Why doesn't Yahoo check the credibility of advertisers? It's a total waste of my time filling out questions with no positive result or promised information.

Is there some reason why this useless agency likes to use older people in their ridiculous ads? Seniors aren't the ones who need bills lowered. It's undoubtedly the age group of this Shyster outfit's staff.

After I read the other complaints from different people about LowerMyBill.com, I would like to let these people know a little bit of what I think and know about this so called company. I think that our President that was elected had a little to do with this when people were losing their homes and needed to refinance to help them keep their homes. These people like me needed help, but if you look real close it is really a big rip off. I didn't even fill out anything but my name, address and e-mail address, and then I was looking over the web site and saw that it was an FHA Loan.

I don't know if anyone else has ever tried to get an FHA Loan before or not, and believe me you don't ever want too. I tried to go this route a long time ago and thank God I didn't go through with the loan. I was going to get a FHA Loan for $30.000 over 23 years ago and if I would have done so, by the time and length of the loan, had paid the loan back, I would have paid well over $100.000 after all was said and done.

This is what the LowerMyBill.com web site is, a FHA Loan and if you go through with one or any of the lenders that are calling you, they will make a ton of your money, and you will have paid triple the amount of money that your home is really worth before it all said and done. Check into this and see for yourself that these loans are FHA Loans and are a big rip-off to the customer, stay away from these types of loans unless you have no other choices.

I went onto the website to compare prices of what I already pay to theirs. Their site said they would give me a price online. Instead, I received a message stating that a representative would contact me within 24 hours. I did not wish to speak to someone. I just wanted to compare prices like the ad said.

Began receiving telephone calls on my cell phone from various lenders looking for a Joann *** (unknown to me). According to the lenders, my cell phone number was provided from ***.com (an Experian Company). I attempted to find a telephone number for LowerMyBills, not published on the website. I contacted Experian customer service (Experian representatives will not speak to you unless you purchase a credit report). I was given the customer service number for LowerMyBills by Experian after contacting their Fraud group and had to threaten legal and complaint action to get the number.

This is a voice mail box that promises a return call in 24 to 72 hours. Meanwhile I am getting the calls. I called this voice mail box twice, still no response. So far I have talked to numerous people, none capable of providing assistance and the calls keep coming in on my cell. It seems that LowerMyBills does not verify the application information and hides from the customer while Experian (although LowerMyBills advertises as an Experian company) indicates that LowerMyBills is a different company and they can't help.

I saw lowermyBills.com on the web for auto insurance to get free quote. So I filled out all the questions they required ID#** . Then they passed me to a choice of auto insurance to do the same thing, fill out a lot of question again, Nationwide ref # **and I got to the question of selection (Drive distance)work/school, clicked it and nothing. I clicked it and nothing happened, so choose Business, that I drive my car to business to work and they gave me no quote! They cut me off after spending all that time.

Now I am getting all kinds of calls on my personal cell phone that I did not want and have to pay for. This is costing me money on this scam. I want all records of my call and personal information removed and cut off from other insurance companies, asked *** and he had the gall to hang up on me. How many other companies are going to bother me and my credit record checked? I want this all stopped. I thank you for any additional direction you could give me and guidance too. I have had my ID ripped up and CC charged on too often so I don't want to be in anyone's so to say non secured issues, as such. Thank you very much.

I contacted this company by website. I changed my mind about doing business with their company, but when I tried to contact them on their email address, it would not go through because it was an invalid address. I told them to discard all information given.

I started filling a questionnaire out online to potentially refinance my home. When they asked for my social security number, I cancelled out. So much for a secured website. They have sold my information apparently and I continue to receive unsolicited phone calls at home and on my cell phone. There has to be some kind of protection from this. Nowhere did I sign agreeing for them to give other lenders my information. Also, I never even completed the questionnaire. I am extremely tired of the harassing calls.

Over the past two weeks I've been receiving numerous phone calls, and messages from lowermybills/experian from the number 1-800-. I've spoken to numerous people there, called back several times and request my number to be removed from their calling list or records four times now. They are looking for [someone], and still continue to call my cell phone number after reassuring me the calls will stop. It is like harassment they call several times a day and will not remove my number from their list even after I explain they are calling the wrong number.


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