Instant Cash USA

I got a very upsetting call from someone, claiming to be from the state attorney's office in New York today. His name is Dexter Brown, and he said he is representing Instant Cash. I allegedly took money from them, and I'm being charged with fraud. I have never done business with any such company. This is a complete hoax! I called the state attorney's office in New York, and they have no such person on staff. It sounded like he was calling from a call center. What is scary is that he had my personal information. Get a life, you immigrants!

I got a phone call on my cellphone, accusing me of getting a loan and not repaying it, and threatening me that I was being sued, and I am going to jail. Never have I received any money from this company. It just isn't nice to accuse someone of something, when they aren't true.

I was just contacted by someone from the "State Attorney's Office", the telephone number was 214-377-5991. It sounded as if it was coming from a call center. The individual I spoke with had a very heavy accent and was difficult to understand. The person claimed I was being charged with wire fraud, banking fraud, and something else. They claimed that I had violated the law by taking 3 loans with Instant Cash, which I know I did not do. They were supposedly had to read the legal documents over the telephone.

The person was very nasty. They had quite a bit of my personal information including my date of birth, the fact I was not working, I think part of my social security number. This information probably fell in the wrong hands as I had just in the last several days attempted to get a payday loan.

I did not let him get much out and did not get as far as hearing how much I allegedly "owed". I know this is a scam as I am a former paralegal and know quite a bit about the law. Certainly, criminal charges do not normally stem out of a supposed civil action. This obviously was an attempt to scare me and intimidate me into paying money that I don't have to pay off a creditor for a nonexistent obligation.

The guy was very nasty and accused me of lying because of me stating I was a paralegal, yet was disabled. I have tried to call back and now cannot get through. I was thinking of trying to milk out more information from them. Anyway, the bottom line is beware and do not pay anyone that tries to get money over the phone like that, will not provide specific information and who attempts to intimidate you. Whatever you do, do not send money. If in doubt, get a phone number and call the police if you were not sure. At the very least, they are aware of the latest fraud's out there.

I received a call today from a Dan **. I didn't recognize the number calling so I let it go to voice mail. The recording was so bad I could only make out some of what he was saying. He had an accent (sounded more like Punjab than "Jake from State Farm") and his voice was muffled. He said there was a law suit filed against my name and Social Security Number and he wanted either me or my lawyer to call him back. I called him back and he had me verify the last four digits of my SSN.

He told me I was being sued for non payment of a loan with Advanced Cash USA. I told him I never heard of that organization. I asked him several times for the loan amount and when the loan was initiated but he kept telling me "I don't have that information." So I got firm with him and said you want me to respond to something you can't even tell me what the details are? He got a little hot under the collar and said something then hung up on me. The internet saved the day again. I googled "Advanced Cash USA" and found this website exposing this scam. If I continue to get these calls, I will pursue it further.

Note: I don't know if there is a connection but several weeks ago my checking account was low and for the first time in my life I took out one of those high interest two week loans for a couple of hundred dollars to avoid any overdrafts on the account. The loan company's name was United Cash Loans and now I'm wondering if that's where they got my personal information.

I received a call at my place of employment, about a cash advance that I didn't pay from Cash USA. The gentleman began to tell me that I received it back in the summer, and when they went to get their money, the account was closed. I've never received an advance from this company. He tells me the charges has been brought against me, that I'm not aware of. I'm very upset with him, for calling my place of employment.

Last week this guy called me at work and asked, "Has anybody discussed your case with you?" I said, "What case?" I wasn't aware I had a case. He started talking and I said, "I'm at work, you're going to have to call me after one on my cell." After I got home, I received a phone call from a so-called ** law office from a legal assistant claiming I had taken out various loans and given false account information so the payments were rejected and never paid them back. This guy had an Indian accent and he said I was going to be subpoenaed to court and picked up the following day by the police and arrested on federal fraud charges. He was saying I took out loans in October. Initially I got scared thinking someone had been using my information to take out loans.

This guy had my address, bank account number, employer, last four of my Social Security Number ,etc. He said I owed over $5000.00 and if I didn't settle it today they were going to submit the case and the police were going to show up at my work. The caller Mike ** (yes, very Indian sounding) became very intimidating and threatening with me when I tried to get more information. He eventually hung up on me because I kept asking more questions. I called back and tried to get a supervisor's name and he hung up again. I called my lawyer right away and he told me how it was a scam and that I should call back and try to get a mailing address. So I did so, and he put the phone down and finally gave me an address.

Upon further investigation I found out the law firm does exist, so I called the real law firm and they knew immediately what I was talking about. It is a scam these people use their law firm as a front. He told me to call the authorities and the fraud department of my bank. Once I knew it was a scam I started calling the guy back and ** with him. Since I knew the address he gave me was fake I said, "How much I owe you? Because I'm going to send you a check for the amount to the address."

He got so mad and was like, "Stacey, this is not a collection agency, what are you thinking?" I said, "Well, you told me I had to settle with money today or be charged." Then I snapped and said, "You know what buddy, I called ** law firm and they have never heard of a Mike **, Stacey ** or my so-called case. I know this is a scam and if you don't leave me alone, there will be problems." He said, "You think this is a joke? We'll see who's laughing when the US Marshals pick you up at work tomorrow morning."

So the next day I had off of work and he actually called asking to talk to my manager. He told my co-worker all the details of how I owed money and would be arrested. My co-worker got all freaked out and told my manager right away and she's like, "You didn't give any information, did you?" She googled the number and saw it was a scam.

I've called the number back a few times just to ** with the guy pretending to be looking for the real Joseph **. "Oh, he's on lunch." I said, "Okay, please just transfer me to his voicemail." The guy like put the phone down for a minute and picked it back up and was like, "I'm having trouble reaching his extension." What a joke. Scary, though--he had all that information about me! The person stating to be from this law firm called my employer and divulged personal information about me, threatening my co-worker. This person also threatened me and scared me initially.

I received a call today from an alleged place of business calling themselves the State Attorney's Office in New York. They stated that I took out an internet loan from the InstaCash company and never paid it back. They stated that it was a lawsuit against me for over $8000 and that I will be arrested come Monday if I don't go to court and pay the money. They have my name, email address, home phone number, and bank name. They could not give me any real information as to what the alleged loan amount is for, when I received the amount, and what account the money was supposedly deposited in. They said that they had contacted me over 30 times via email. Who handles legal matters through email?! I went to my bank to try to get documentation to disprove the fraudulent claim. I called the "law firm" back while I was at the bank.

Each person that I was forwarded to had foreign accents that were very distinct, but had American names (Shawn ** and Adam **). I was on the phone with Mr. Shawn ** first. When I asked him several questions to verify the claim, he could not answer so he forwarded me to Mr. Adam **. When Adam got on the phone I told him that he sounds just like Shawn. He then told me that I can not prove that over the phone. I then told him that I was recording the call and could use voice recognition to verify. He then said that if I did not trust him, then he did not want to talk to me. He then hung up in my face. I am now researching this "business" and contacting BBB to report them. I am also filing a police report for a possible scam and identity theft. They called the wrong woman today!

I started being harassed by several different people with accents. They call me daily at work, and on my cellphone, telling me I am going to jail. I did take out a loan online, and paid it back, but these people say I owe them money, and they call from different phone numbers, each time from the same company. Cashnet USA? I got scared and paid them. I was worried, since I did have a loan out that I got online. Then I got a call from another person from the same company with the same accent, but with an American sounding name, stating I never paid them, and I need to pay them immediately, although the money had already been taken out of my bank! I had to call my bank, and close my account, and try to get this money back.

Last week I received a call from a guy claiming that I took out a payday advance and that I was going to jail if I did not pay by Friday 12/2. They also said that even though I supposedly borrowed $1500 they would take a settlement of $200. I explained that I never got a payday loan and have yet to receive anything concerning this matter. I told him to email me this info, which he did,. When I asked him how he got my info, he said he got it when he raped me in his truck Sunday. He then proceeded to cuss me out and continue with the rape story. Since that call, he has called almost everyday. When my husband answers the phone, he cusses him out and hangs up. I still have the email he sent me.

I am dealing with threatening phone calls from gentlemen with foreign accents. They seem to think that I owe them for a loan. I never signed or received any funds from them, but they continue to repeatedly call every day for about 2 weeks now. The phone calls are originating from several numbers including California and Texas. Something needs to be done about this! What should I do in the meantime? Absolutely nothing resolved. I am still receiving the threatening calls.

I am experiencing harassing phone calls from American English challenged men, "stating that they will be suing Darrell ** and me for a payday loan" that we never signed or confirmed. It is so amazing how these people are so nasty and continue to call despite the fact that we have told them several times to stop calling. We are fed up and need investigation of this company as soon as possible. This company started calling us November 19, 2011 several times a day every day. The calls are coming in from California. But when we call back, no one answers and then we receive another call with different area codes: 303-371-0470, 373-957-4875, 210-280-8488, and 413-566-6013 come up on my caller I.D.

A man called my job 7 seven times this morning, 11/23/11, claiming to be from Self State Attorney Services, using an area code of 818. I explained to him I do not have a loan from Instant Cash USA, and asked him not to call me again. He told me he would continue to call a million times, as he did not believe I work at a Federal Faculty. I have even had the federal police where I work, call them back, and tell them they need to stop calling. They of course do not believe that these are real police officers calling, and so they continue to harass me on the job.

It is very embarrassing, as I am away on Thanksgiving vacation with my family, and people from work are calling me to take care of my business. There seems nothing to do in the fact that these people calling are using fake names, and calling from many different area codes, when they don't get what they want. After I spoke with the man calling my job, I am now being called by a woman claiming to be Angela ** from a 718 area code threatening me, if they don't hear back from me or my attorney then she can only wish me good luck. They threaten to send the police to my job, and have me arrested, and make me lose my job.

I know they can not do this, as it is a civil matter, but that is how they get people to pay them money. They are not even calling from the United States. They are trunking numbers from overseas, trying to scare people into paying, and if you stand up to them, they start cussing at you, and hang up on you. This is my second go around with these people, as they started doing this in September, and we finally got them to stop calling for about 2 months, and now they have started again. If anyone has not called the Federal Trade Commission and make a complaint, then do so. It may not help in the long run, but you have made the complaint.

These people will use an attorney's name and address in one state, saying they are calling from a different state, claiming to be an associate office, make them give you the name of the lawyer, and the lawyer office address. Look it up online and call them. 99% of the time the real lawyer will know what is being done, and ask you to make a complaint with the FTC also.

I receive multiple threatening calls to both home and work numbers before 8 am. Threats are made regarding a non-existent pay loan from various phone numbers and area codes (909, 718, 949, 818) with various names (Mike **, Alex **, Mike **, Justin **). They claim to be attorneys and collection people. When they are all asked for the dates, times, and amounts of these so called "loans", they hang up or place you on hold and then hang up. They are unable to provide specific information. And they all speak with very heavy middle eastern accents that are difficult to understand. Zero or minus needs to be an available choice in this case.

I received a call today (10/19/11) at work from a lady that said her name was Jennifer **. She had a middle eastern accent. I told her that I couldn't understand her. So, she put me on with a supervisor which I really couldn't understand either. They said that I took a loan out for $700 and they wanted my attorney's name and number. I told him that I was not going to verify anything until he sends me documentation that I am responsible for this loan. Of course, he said that he couldn't do that until I paid them something first. He also said that he couldn't send me any documentation because it was still in pending status. I never took a loan out with these people and I have the bank statements to prove it.

They made a call threatening me with an issued lawsuit for ignoring notices sent by the company that I was late on my (non-existent) loan payment. The call was made by a so called attorney representing the claim for the Cash USA which I never received any money from. I was harassed and I will make my lawsuit against them.

I have been receiving phone calls from someone saying that they are from the state attorney office and that they are sending police to my job for a loan that I did not make good on. The accent is so heavy that I can barely understand them. Because I heard about this scam, I did not give them any information. I spoke to the company I have the loans with and they said that they have not taken any such action nor do they use outside companies to collect on a debt. I ran a search on the number; however, it is not listed. And although the same person calls, they call from different area codes and claim to be in California.

These people get hold of information submitted online; use your personal information to harass you, and try to scam you for varying amounts of money. Their first attempt was to convince me to pay them $500 for a pay day loan they said I had neglected to pay. They threatened legal action and called over and over to my phone and my wife's. After three months of refusing to pay and ignoring most of their calls, they left me alone for a few months.

Out of the blue they started again, saying I had defaulted on a student loan, and I owed $900. Again, they had a law suit; they were officers, and someone would be at my door. This time I got irate; I told them to come over personally to get the money, if they wanted it. They called my wife and tried to get her worked up, but she is nice and just told them that they would have to talk to me. The guy actually had the nerve to call her back, and hit on her. We called the local police, and they traced the number to Canada.

They also called two of my friends, who I had used as references a couple of times in the past, telling them that I didn't pay my bills. Then they left me a message saying they were going to call my work next. I called them up being very rude, and when they hung up, I called back immediately, and started in again. They quit calling again for a few months. Today they called again with the pay day loan scam and tried once more. I lost it at work; I yelled at them over the phone, telling them to do whatever they wanted, as long as they didn't call me anymore. I won't go into the names I yelled or anything, but I wanted them to know that I am fed up, and I know they are scamming. It has been a full year now, off and on with them, and I don't know how to stop it for good. Do you have any ideas?

They called stating that I did not pay back a payday loan, had the last four of my ssn and said that the funds were deposited into some GE money account. I do not even have an account with that name and I have not taken a payday loan from the cash advance USA. When asked to give me the phone number so I can contact them, he would not do so.

Some Middle East guy called my job about a $500 loan that I owed and never made a payment. I told this guy that I never heard of this company and he said that he was calling from Harrison Law Firm in California. He said that they would send the police after me and I would have to go to court in California if I didn't make payments. I simply told him to do what he had to do because I know for a fact that I didn't take out any online loans. I also told him that I have all my bank information. I was totally embarrassed at work because he made it known to my manager that they were seeking legal actions after me.

Sadly, but surely, I have just been scammed :(. I was out and about today with my family when I received a voicemail stating that the message was urgent and that it was a sensitive matter and that I call them back a.s.a.p. or good luck on my endeavors. So, I called back and asked who keeps calling for me and some guy with a Middle Eastern accent told me that I owed money for an unpaid loan. True, I have a loan, but I looked at my bank account while we were speaking and told him I just paid $90 online, like I was supposed to. He told me that I owed money on a pending loan and was being sued for fraudulent checks and illegal bank lending and some other thing. He said that if I didn't pay, people would come to my job and arrest me, drag me to court, and then my attorney and I would have to fly to California.

I took the loan out to pay for my classes and some extra bills so when he said he would be coming to my job, I naturally got scared. I don't have anything on my record, not even a speeding ticket! I didn't want an unpaid loan to go on my record. So, I bought a pre-paid visa card and put the money I owed (which, thanks to my lucky stars, I had but was saving to pay for other bills with) on that card, not wanting to use my bank card (I don't know why, but I think my mind was trying to tell me something because he accepted that). After faxing him the card number, the money was immediately taken out.

After all that settled, my mind started to think why the ** am I paying for a loan I never got and how are you going to send police officers to my job for a loan I never received? This is my first loan and they wouldn't sue if I just made my first payment. I'm being sued for fraudulent checks when I don't even own checks and for illegal banking and my bank account is still in good standing and my bank would have contacted me about this. He stated that they tried to call me many times and sent me many emails. I never answer numbers I don't know or check my emails. I can't believe I got played. Something told me to check this out before I paid but I was so scared because he had all my information - my social, my email, my phone number, my address, and my job information.

I feel so stupid for letting him play me. My mother warned me about these types of scams, but I guess you learn from experience :(. I can't believe I just gave that fool my hard earned money. How could I be so stupid? I want to cry, but I can't. I have to pick myself up and dust myself off and next time, ask questions and stand up to these mother truckers. Don't fall for their lies!

I have been receiving threatening phones calls from different people and different numbers, leaving the same message on my phone. When the phone call was returned, the person I spoke with had such a strong accent that I could not understand anything he said. He threatened me with jail time, court cost, getting me fired from work and several other things if I didn't pay them over $10,000. I stated I had received a loan from Instant Cash or its affiliates, but they wouldn't tell me the amount or anything else. The last thing said to me on the phone was that I should be prepared for what would happen to me.

received phone call stating that I was being sued and a court case was pending in the bronx regarding a cash loan through "instant cash". When I stated I have never received a loan the individual became irate. I asked for a supervisor, who was equally beligerant. Both people had foreign accents. I never took a loan from anyone and they actually hung up on me when I demanded more information (like dates and dollar amounts). I believe this is a scam.

I had a third or fourth harassing call from an individual, with a middle eastern accent, claiming that I am being sued for fraud because I have not pay back a pay-day loan to Cash USA. At least that's what I think he said. I tried to find out more information or have him call my lawyer, but he became threatening and refused to take the information.

I do have a pay-day loan right now, but it is in good standing. I know this is a scam.

I received a call from some lady with a strong accent. When I didn't understand her, she put her supervisor on. His name was Dexter **. He said I owed for a payday loan and my balance was over $500 which included several fees. They were going to arrest me at work or home and court fees of over $8000 if I didn't pay. He wouldn't tell me any other name other than Insta Cash which I have never heard of. I have had a payday loan but have been in good standings. He gave me the phone number of ** as I asked to verify where he was calling from and wanted to verify. There is no listing for this number. He also said he was calling for a Richard **, an associate attorney.

I started receiving phone calls from a guy that had a middle eastern accent and was very difficult to understand. The caller ID showed the number as "unknown" or 000-000-0000. I let them go to voice mail. The guy was talking so fast in his message and all I could barely understand was "officer", and I owed them money and their phone number to call back. So, I called them back. He answered the phone but I still could not understand what he was saying. He was talking so fast and very, very difficult to understand. Extremely rude and mean to me. He was saying that he was representing InstaCash and that he was an "officer" of some sorts and was calling to get me to pay. I told him that I had never taken out a payday loan from InstaCash or from any payday loan company. He said I was lying and that I took out a $1,500 loan in December. I told him I did not. He then informed me that I was going to be arrested. I then started realizing that this was an elaborate scam.

I have been a paralegal for 33 years and collections was not carried out like this. So, just to make sure that nothing was missing out of my bank account I checked transactions back to November, 2011. Nothing was taken out or deposited into my account. I then called him back. I told him that everything he was saying was false and that he was committing fraud. He then started getting really mean and threatening. He said he was going to have me arrested, etc. I told him to go right ahead. I also told him that if I had taken out a payday loan that they will not issue these loans without a agreement already in force to automatically take the money from your account. He said I had closed my account. (I can't believe that they make this crap up and think I'm going to fall for it). I then informed him that I had reported him to the Federal Fraud Commission. I filed several complaints against them. Please do not be taken in by these criminals. If you receive one of these calls, then call their bluff. Tell them you have reported them to the FBI, and that Federal Agents should be at their door soon. Do not give them any money or your bank account number. They will rob you blind. The minute I told them I had reported them to the FBI they stopped calling.

I was contacted stating there would be officers coming to my work to escort me to the court house and that I had received a loan for $120. However I now owe $5400 for legal fees. Each time they call it's a different name and they transfer me to what they claim is an Atty with the Cyber Crime unit. He would not give me the number to Instant Cash, it was "a conflict of interest'. They were very rude and I got hung up on twice. I worked for 15 years in collections and as an Attorney Liaison. What they are claiming is crazy. Does anyone have any information on what happened after they "filed with the court house in a hour and are sending people to my job"? I see several complaints but no follow up to what may have happened. Please let me know if you have any updates. Good luck.

I am being harassed by several individuals (with thick middle eastern accents), who claim to be attorneys representing Insta Cash loans. Their claim is I defrauded on an online payday loan and they are going to have me arrested for internet fraud, among other charges if I did not fax them a promise to pay right away, (thank goodness we had a blizzard that day and nothing was open). I googled Insta Cash and discovered many similar stories of this being a fraud.

I was concerned because I had taken out an online payday loan, I checked with my bank however, and I never received anything from Insta Cash and my other loan was paid off. The first man called himself Ethan **, the second man calls himself Alex ** and claimed to be from internet crime investigations. Now a third man named Nathan ** is calling me. Also, they are calling my job, friends and family threaten them. It is very frightening that they have all my information. I have several phone numbers and even an supposed account number from them.

I called back once and told them they are a fraud and to stop harassing me. I was threatened with federal prison. I told them this is America, debtors do not go to jail. They replied can you be so sure, and hung up. Can anything be done to stop this? They use different phone numbers and sometimes the caller id reads all 00000s.

I received a phone call today from a company that said they were bringing federal charges against me and that they were sending people to my work to investigate me. They said that they were going to charge me with check fraud, theft, misrepresentation of identity, etc. I then told them that they were fraudulent and will regret doing this. They hung up the phone and said that they will see me in court.

I was called by some guy named Bryan or Ryan **. My phone recorder gave 0000000000 as the callback number. It was a foreign accent, such as from India, who I think said something about California. He also said I was to go to court and I owed money to Insta Cash or Instant Cash, a payday loan. I could hardly understand the man, and he was threatening me with some federal court action for laws he said I had broken.

He may have said a dollar amount to a loan, but he was difficult to understand. I may have looked on the internet for payday loans, but I never signed up for Insta Cash or Instant Cash. The phone number he left for me to call was **. No one answered that number, and the 411 operator said it must be a cell phone. When he called a second time, I told him he was a fraud, and he shouted something at me and hung up. Scams like this could get ugly. They need to be stopped.

A rep called me saying she is from the US Attorneys. She stated I was loaded into their database and was being sued for a loan that was deposited into my bank account. I advised them that I have never heard of this company and she needs to say a little bit more to me than I'm being sued. She said she would transfer me to a person that could go over the case with me in more detail.

To my surprise she transferred me to herself. I asked why I was still talking to her and she said she was not the same person. Funny, as she had the same twisted accent and the same name. She told me I would be served at my job and my home. She also verified my bank. Scary! She then said I can read more when i get served. Then she hung up. I immediately called my bank who verified i have never received a payday loan from these people and nothing will be approved to be deducted out of my account.

I was notified yesterday by a company that represents InstaCash that my husband was going to be charged with check fraud and bank fraud. He applied for a Payday loan and received it, (which is still in good standing). That very day, another company put $300.00 into my account. My husband and I tried with no success to call this company to give the money back. So we let them take the $300 out of our account in installments. They ended up getting about $400. We then stopped payment for any future withdrawals from that company (Star Cash Processing). I'm unsure if this is the same company, but they had no authorization to deposit or withdraw any money from our account.

The man on the phone (Samuel **) said that they were going to go to my husband's work and arrest him. They also wanted me to fax them a letter authorizing $988 from my account and then the charges would be stopped. They wanted a copy of my driver's license and the last 4 of my social security number. That is finally when I realized that this had to be a scam. I asked them for documentation and they said that there would be none because the money that I was to give them would hold off any charges.

When they called, it sounds like a bad connection and they have very distinct Asian accents. I told the man that he needed to get someone else on the phone that I could understand. They also threatened to get my husband fired. I've contacted the Minnesota Attorney General and mailed in a complaint. More has to be done to stop these people! My husband was ready to give them money for fear his job would be on the line. I just don't want this to happen to anyone else.

I received a phone message last Thursday, 10-10-10, from someone who had to speak to me immediately regarding an "urgent" issue. He identified himself as Don ** (hey, how was that Miami Vice gig?). He said that if I didn't return the call, he could not be held responsible for the consequences that I was about to incur. Unfortunately, he didn't provide any info regarding what I was to incur or the consequences for. The next day I called the number and was told by Deanna ** that I had not paid back a payday loan from Instant Cash that I received in January, 2010. When I asked where she was calling from, she said that she was from the California State Attorney's Office. Long story short, I started asking a boatload of questions, knowing that this was a scam. They finally hung up on me.

When I called them back, I spoke to a Nick **. When I asked to speak to the actual attorney who was prosecuting the case, aka Brian **, I was deflected in 10 different directions and eventually hung up on again. My wife called the FBI and they informed her that they get this stuff all the time. They were glad to take down the phone number to keep for their records in case of any future prosecution and they recommended contacting our bank, which we did. Our bank informed us that they could only put a stop on specific amounts of money; otherwise, if the scammers had our account info, they could get more or less than the amount specified in the stop.

When I spoke with the scammers, they did, in fact, have the last four digits of our bank account number, but kept fishing for the rest of the numbers, which we did not give them. Beware, those of who you give your info, too! I hope that no one has to suffer unnecessary financial hardship due to these ** and I hope that they catch them soon.

I received a message to call this Brian ** person at **. The message mentioned that I should call back regarding my attorney information. I was instantly concerned. When I called back there was no room on his voice mail and he was not available. When I finally got someone, they informed me that I was going to have charges filed against me for check fraud and other items for cash advance I received from InstaCash.

I could barely hear or understand this person, but I finally was able to figure out that they were trying to convince me that I received $500 from this company in June 2009 and was charged off on January 28, 2010. If it went to court, I could face charges of $8500 or they could help me if I paid them $900 right now. If it was in fact a charge off, I would have seen this on my credit report. When I told them I had not received any information from this company, they said I must have not read the emails or deleted them. I am sure this is fraudulent, but I am concerned at this point. Obviously I don't want criminal charges filed against me, but I'm not going to give criminals $900 either! Economically, this could be devastating. $8500 plus criminal charges: I don't even know how to fully calculate the cost of that.

I returned their call and they said they were suing me. When I told them I have no idea what they are talking about they then said they will bring felony charges against me for interstate fraud. Next, they said they were reading my so affidavit. When finished, they said they would come to my work and I would get fired. Very funny. They did not know about my situation. They told me my credit would be blacklisted. At the end of the conversation, I told them I think this whole thing is a scam. They hung up on me.

I got a very rude call from Andy- first on my cell and then office direct number (which was only issued in the last two weeks). He was asking for my attorney on record. He proceeded to say the same things- that I had received a payday loan and never paid it back in January 2010. He said that I would be charged the same as the others- Federal Banking, Check Fraud, and Theft by Deception. Then said that if I paid $988.35 then this would all go away and I would get a letter that this would not go on my record. Or I would be served at me office.

I started to ask questions, and he again cut me off and told me that he could only tell me that the funds were due January 30th, which is a Saturday and not a payday for me- lie. At the same time I looked up my account- there was no deposit from any such company- lie. I then asked where he got my info from; he said my application- my direct number would not have been on an application from January- lie. He then said he would call my family- had names, or call my office. The worst was that he said that this company had been trying to email me for months- 30 times- on a closed email- lie. And that they had called me yesterday- lie. When I asked why I could hear things in the background, he proceeded to say that he worked for a law firm and this is what they do.

Sounded like a call center to me. However, he had my bank account information, and said that at any time he could just take the money himself. I asked for the website of the place I did the application, he said there were too many to tell. I asked for him to email it to me, he said I would get all the information I needed at court or after I paid. At this point I looked the company name up and found all of the similar stories and realized that I had been scammed. Thank god I did not give him any money. I also called by bank to warn them that this might come up. Does anyone have a response as to what happened after? Did they get a summons at work?

On October 12, 2010, a representative from the so called legal department of Instant Cash called and said they filed a lawsuit against me for check fraud and banking fraud. The reason given was because I took a payday loan from Instant Cash and did not pay it back. They claimed I applied in May 2010 and the company deposited $300 into my account. They also claimed that when they attempted to pull the money from my account, it was declined. They are now asking for $647.39 to settle. I've never received a cash advance from Instant Cash and have verified so with my bank. Additionally, I have verified that no withdrawals were attempted by Instant Cash.

I called Instant Cash back and explained this and they said I could bring the proof to the court in California. I refused to make a payment or go to the alleged court hearing. I asked them to send me all information pertaining to this matter via my home mailing address. Justin ** refused to send anything to my home address and said he would send everything to my employer. Additionally, he told me I would lose my job once they received it.

I received a call around 8:45 am on September 14th. I could not get to the phone in time so the man started to leave a message. I picked up the phone when they stated they were wanting my husband to contact them asap concerning a freeze that was to be put onto his SS# and his license. My husband is a Semi truck driver for a living and this scared me to death because he was currently out there making deliveries for his work. The man told me my husband was being sued for a loan through Instant Cash USA that we did not pay. We have never taken a loan through Instant cash.

The man told me that we owed $766.39 for a $300 loan that we had supposedly taken through this company. He proceeded to tell me that my husband would be subpoenaed and arrested and his license pulled and SS# frozen. This concerned me very much due to the fact that we have 7 children (6 still at home) and he is the main worker for our family. He also told me that my husband would have to go to California for the court date tomorrow if we did not settle with him today. Thank God I had no money and told him so. He told me I needed to borrow it from family or friends.

I told him we had no family or friends that we would be able to get that kind of money from. He told me I could pay $300. I told him again I did not have money, my husband just went back to work after being laid off for 2 years and he said I had 3 hours to come up with it or he was going to proceed with the charges against my husband. It is now 1:45 pm and he has not called back nor have I called him. During this time, I had another company call me and state that I was to not give anyone money that calls me on the phone stating that my husband was being sued. This individual was named Officer Fred ****** and Logan ****** from the Federal Legal Defender office.

He stated he had a charge against my husband and that the other company was a scam. He also stated he worked on behalf of Cash Net USA. I called Cash Net USA myself and the lady let me know that this gentleman was also scamming. That my husband never received a loan from their company. Needless to say, My husband called Mr ***** to inform him that we were not paying. We have left it at that but I still fear that my husband,s information is out there and being used in a negative way.

They are Anderson Law Firm. They are handling a lawsuit concerning you and Insta-Cash. The person that called you is named Andy **** and is a paralegal. Andy **** also said that his assistant Stephanie **** has also called you concerning this matter. Andy ****'s manager is Mr. **** . I told Andy that I am your legal retainer and that I will pass this information onto Miss **** . Though he denied calling you, I told him it was him as I recognized his voice on the voicemail that he left you. He tried to tell me that it was his assistant.

I also told him that he needs to be more professional when speaking to you or leaving you a message. He responded by saying that he has contacted you numerous times already and that you have not responded. I replied that there is no reason that a person in his position and profession can't be anything less than professional when speaking to others. He said he will do that. I told him that it was him that left the voicemail because I recognized his voice the reason being is that you brought me a recording of the message he left.

As I am writing this I am getting numerous calls from a Robin *** from some law department stating I owe money to a company called Cash Net Marketing for a Payday loan. I never took a loan from this company. They told me I am going to be arrested in the hour if I don't pay, that I will lose my job and not be able to find any job in the USA after this. They said that I owed $833 for the loan and late fees but that I could settle it for $513 if I pay it by the end of this month. While I have taken a few Payday loans over the last six months, they have all been paid back. I have verified this with my bank and the companies I borrowed from. I know they are a scam. How do I get them to stop calling me?

On June 16, 2010 I applied for a payday loan with Ace Cash Services. I called them to ensure proper processing of the loan. I was directed to check my e-mail and sign so that there would be no problems with the transaction that would take place and everything went according to plan. On June 17, 2010 I received a call from Instant Cash USA and the representative asked me if I wanted to barrow money. I advised the representative that I did not want their loan. The next day to my surprise two hundred dollars was deposited into my account. I wanted to return the money and I have been trying to locate this business but to no avail. I have no e-mail from them, no phone number. This transaction was performed without my consent. I borrowed the money that I can pay back. This situation will cause me to go through unnecessary hardship.

My story against Instant Cash USA is about the same as Stacee of Bradenton, FL. I got a call from John **, a so-called attorney, who was representing Instant Cash USA (who, like Lana of Salida, CO had an Asian accent and was very hard to understand). He proceeded to rake me over the coals and told me that he was going to sue me for check fraud, violation of federal banking, and something else. He was going to send it to the sheriff's department, to my place of employment (where he said I would definitely get fired from), and to whomever else was involved. When I tried to tell him this was the first time I had heard about it, he told me to shut up and listen. Then, he said they had sent numerous emails. But if I received anything from these people, I didn't see it because I don't remember anything from Instant Cash or any attorney's office where this person supposedly works. Plus, if it went to my "spam" folder, I delete whatever is in there without even looking. He didn't say anything about trying to contact me via the phone!

This has caused me to be extremely upset and I am scared to death that I'm going to lose my job, my house, everything. I looked up the details and policies on Instant Cash USA and nowhere does it state that you have to participate in their membership and/or if there are any fees for membership or anything like that. Apparently, once you fill out the application (unbeknownst to you), they send you an email which gives you the opportunity of declining the membership. But if you don't reply to their email, it's an automatic yes that you agree to the terms.

After I had filled out the information, I was getting 4-5 direct withdrawals from my bank account from these people ranging from $20.00 up to $199.00 where when I saw them, I immediately called my bank and did a stop payment, because I did not authorize any such transaction. I called several times asking what this was for and they kept saying it was a membership fee. I told them to cancel whatever membership it was and to stop any future withdrawals. Each time, I was told that it would be. It didn't. I thought because I had done all the stop payments this was the reason for the lawsuit but apparently that's not the case, because it sounds like this has happened before.

It's 8:00 am Friday morning (4/30/10) and I'm at the office scared to do anything. I'm so afraid that my boss is going to call me in his office and tell me I'm fired. I cannot concentrate on my work and this is driving me insane.

I went online to apply for a payday loan. I completed the application. However, I changed my mind and did not finish the process. Now I am threats of a subpoena. I never received any monies from instacash. I think someone took my information and completed the loan and got that money. My payday advance comes from another source and not instacash. I think I am being scammed.

I put in a complaint earlier today but want to let you know that Kevin P called while I was at lunch and left a message stating Kevin P called for you while you were at lunch. He said he was from the Federal Law office in Los Angeles County. He had an Asian accent and was difficult to understand. This is a different number from the number he called from this morning. I called it back and he informed me that I had until 2:00 his time to take care of this then they are closed. I told him I would get back with him. This is really making me upset due to the fact that they are calling me at work. I do not know if there is a way to block their calls but I am going to see if I can. However, I am not sure of the number they are calling from. If you can, please give me advise on what to do from here.

I received a call today at 8 am from this so called Attorney Mike ** requesting to call him or have my attorney call him regarding this time sensitive matter. The phone number he left was 760-282-0260. I called him back and was asked by this so called attorney what number I was calling from, my name wasn't good enough. He proceeded to tell me that Instant Cash USA was suing me for check fraud, violation of federal banking, and one other thing. He stated that Instant Cash USA had made several attempts to contact me via the phone and email. I advised him that this was the first I heard of this and I requested that he send me the paperwork so I could research this further. He told me that I would be getting it today delivered by my local sheriff's office. I called my local sheriff's office and they had nothing on record for me. After speaking with him, I was beside myself in fear, I had no idea what this is.

Resulted in me having to pay a fee of 35.00 because of premature withdrawal on my account to cover their fraudulent transaction act and also BAnk of America told me they are nt responsible for further transaction on their part through the account and also those which were not supposed to have the account number were 20 who called me in regards to cash advance.