Homebridge Mortgage Bankers

On refinance, our home was appraised at $1,200,000 value in January of 2007, resulting in a adjustable,interest only, No Doc loan of $1,000,000.

We never received copies of signed closing papers and on copies of non signed loan papers our income was more than doubled!

We are now faced with a home that is worth approximately 40% of their appraisal, just two years ago.

I used a Nex Tag to refinance with different loan co. HomeBridge was first to contact me and would not let up until I got an appraisal thru them they assured me They would do the loan and would beat all other offers, they even changed my insurance co. to a new bank. Without sending me one piece of paper. They offered to buy back my appraisal if they didn't loan me the loan, I have not heard back from them since the appraisal which came in higher than expected. So the loan amount would be no problem.

I am out $275.00, for the appraisal. Never recieved any loan paperwork and had to change insurance back to original bank.

My mother and I applied for a refinance on our mortgage on 8/3/05. we were faxed a good faith estimate on 8/3/05. We were sent a package containing all documents to sign off on a loan. on about 8/5/05. Every went fine. I paid an appraisal of $450.00. which I thought was ok too. Two weeks later,we were told that the refinance could not be done. Which we understood; BUT two weeks later?.

The only thing we're disputing is that we are out $450.00. We would like Homebridge Mortgage Bankers to repay us $450.00. This is for wasting time on something they could not do.