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Cashcall |
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ann of temecula, CA January 21, 2010 A FOLLOW UP TO PREVIOUS POSTING/WHAT YOU CAN DO: Whenever one of your creditors uses a third-party to collect a debt, that third-party is obligated to follow the rules of the FDCPA. There are several things that a debt collector cannot do under the FDCPA. They cannot: Call you before 8am or after 9pm, Call you at work, provided the debt collector is aware your employer does doesn't approve of these phone calls, Harass, oppress, or abuse you, Lie to you or falsely imply that you have committed a crime, Use unfair practices in an attempt to collect a debt, Conceal his or her identity on the phone, Disregard a written request from you to cease further contact. HERE IS A SAMPLE LETTER YOU MAY USE: Dear Debt Collector: Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe. You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General's office. Civil and criminal claims will be pursued. Sincerely, (YOUR NAME) I HAD TRIED TO MAKE A DEAL WITH THE "LAWYER" WHO SAID HE REPRESENTED CASH CALL...HE WANTED ALL OF THE MONEY 7500.00, IVE BEEN NOW SENT A NOTICE THAT ANY BANK ACCOUNTS, LOANS OR WAGES CAN BE ATTACHED...DO THIS PEOPLE BEFORE IT GETS TO THIS POINT. !!! YOU DO HAVE RIGHTS!!! AND LOAN SHARKS LIKE CASHCALL HAVE TO BE STOPPED!!! Erin of San Francisco, CA January 20, 2010 Silvia from Cash Call has called my work phone numerous times, claiming that I requested a call, which I did not. She would not describe how my information was received or if anyone else had used my private information for one of their "loans". I just want to make the public aware of their unjustified practices. Joe of Stevenson Ranch, CA January 15, 2010 Is there any one who can actually help. this is nothing more then a present day mafia loan shark. Shame is you who can help probably read this mail and laugh at us fools who trust you to protect the hard working person from CROOKS like this cash call. maybe you will call me personally since you have my number and you can do your job in getting the hundreds of us who have been swindled so we may take action against these thieves. I am sure I will hear from you soon. about as sure as I am that you are now having another good laugh at my expense. Try this I borrowed 5,000 dollars 2.5 years ago. from CASH CALL MAFIA. and after paying 250.00 a month which rounds out to something like 6,500.00 I now only owe about 4,900.00. The only chance I have is that I am 77 years old with no family and hopefully I will pass on before they can squeeze the last drop of blood money from me.I figure thats about the same odds I have of you doing anything to help any of us that write you in our anger and give you a moment in your life to enjoy the laughter. Jason of sacramento, CA January 12, 2010 I just did a loan through cash call and they sent me to differrent site and gave me two different loans through two different places and did not depoist the money into my account i couldnt retrieve any info because the computer crashed please call me to help to find out what they did they have all my info now. linda of olmsted falls, OH January 10, 2010 I borrowed 2,525.00 from cash call 9-01-08 I have made payments of 216.55 for over a year and still owe them more money than they loaned me. I was not aware of their interst rate of 99.24 until I asked them to send me a copy of the loan. They never one time told me it was that high when I got the loan. They call my home at least 10 times a day every day. I do not want to answer my phone Iam out of work right now and still try to pay. But they will not work with you at all THOMAS of MISSION HILLS, CA December 15, 2009 I was contacted by a Mr. M, who claimed to be an atty. for FRA, Inc. Threatening me with wage garneshment if I don't pay 7500.00 for a Cash Call loan of 2500.00, I made an agreement with Cash Call to settel for 3300.00. But now this FRA is threatening me. lerlene of sacarmento, CA November 25, 2009 On tuesday of 11-24-09, The company has been calling everyday for 3 months now on my phone telling me to pay 216.00 now. I have recently been on disabilty for caring for my mother. She had a stroke in October of this year. This women I was talking to over the phone got very angery and over talking at me about paying the money. Well I don't have funds to pay right now while I'm on disabilty funds. She would give a chance to speak on my behave. As a consumer I have the right to respect at all cost, and I felt belittle . So this company will no longer get no more money from me. I will be further with this complaint. AJA of PINOLE, CA November 13, 2009 I spoke to Mr. G at cashcall and informed him I could make small payments each month to pay this loan of and he told me i would be charged 30.00 a day. He stated he would need at least a 100 or more to stop the court claims plus 200 a pay period. They would also call me at least 3 or 4 times a day at work. This was after I instructed them not to contact me at my place of employment. On 11/12/09 a gentle came to my job and served me with papers for small claims court. He failed to identify who he was and simply left after service. Patricia of Canby, OR November 6, 2009 I took out a loan 2 yrs ago. It was 2500. and I have had automatic payments; which I did. But since everyone is out of work and all my money has to go to rent and electricity. I tried to get them to work with me. I paid the 2500. back as far as I am concerned. But they say I owe that plus 100 percent interest. This company needs to be stopped. I agreed to pay them which I have. But they also agreed to lower the interest rate, and let me start over at 106. a month but now they are demanding more money that I have. Jacqueline of SeaTac, WA October 27, 2009 Update: Cash Call apparently didn't receive a payment I had mailed. So, they sent me an email offering a deal to cut payments in half and re-amortize my account, even drop the interest to 47%. They gave me a deadline of Oct. 29, 2009. Great deal. HOWEVER: On Oct. 23, 2009, they tried to withdraw 216.55 from my checking account without waiting to see if I accept their offer. The ACH withdrawal was attempted without my permission. In fact, I had sent Cash Call a written form stating that my permission for their ACH activities was withdrawn. Now, why would they give me a deadline, then try something sneaky before that deadline is even up? How can I trust a company that does that? Report Your Experience
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