CashAdvanceUSA.com

I was called by a man and was told that I took out a payday loan during the month of April 2012 from Cash Advance USA or one of its subsidiary companies. I was told that I owed $625 on this loan and that a lawsuit was being filed against me within 32 hours. I did take out a loan (or two) in April 2012, but the amounts were for $300 and $450, respectively. And the payments were made as per arrangement in May 2012.

I have had this happen to me before (November 2010) but was never able to trace the company. And after two months of harassing phone calls, I never heard from these people again. I have tried to call Cash Advance USA today, but no one was able to take my call. I don't know which side group this loan was supposedly received from, and I will not be able to do anything about it until I get more information. I sure hope that someone didn't get my account information or that a lawyer can look into this situation.

I received a call from a John **, accented voice and said I owe CashAdvances USA some money. I asked when did this occur, he said last year. I told him he was lying. I never got a loan from them and then I asked for the checking account number that the money went in. He only gave me the last 4 numbers so I knew there was something wrong with this. Then he said I had to pay the sum of $500. I said, "Okay, let me call the police and see if I should." He got upset and said I will hear from their lawyers. So I guess now I'll have to wait and see, but I know I didn't make a loan from that place. All I can say is be careful. This is the second one that has almost got me.

I received a disturbing voice mail from a heavily-accented man. After listening to the voice mail stating a lawsuit had been placed against my name and social security number, I thought it best to return the call. I was told that I had defaulted on a payday loan from Cash Advance USA. Like the other post I've read, he threatened me with arrest at my job and wanted to know why I would steal from the company.

Since I was on my cell phone driving and obviously rattled, I decided to call him back to ask for details such as when the loan took place. He told me "sometime" in the past 2 years (no specific date). After trying to get additional details, he said that I could go to court and dispute this, but I will be arrested at my job tomorrow, 4/4/12.

I asked him for his name. I could not understand him. I asked him to spell it. Baxter ** was the name he gave. However, after further questions which he could not answer, he hung up on me. I called back 12 times, only for the phone to be picked up and disconnected immediately. The number he left is **. This is a cell phone number. I sent a text successfully asking for the official name of who he was representing and an account number. As for the outcome, I don't know. I received the call this afternoon and found this website (thank God), and I really don't know what to do.

Recently, my husband and I took out three cash "advance" loans in an emergency. I received a call today from a foreign man who said his name was Charles ** (I don't think so) and we were being sued for a cash advance of $400 that was rejected when they tried to collect. I was told he could give me no information but to call his "senior" attorney Mike ** (who also had a thick Asian accent). Mr. Mike ** said I could pay it but they would not take any of my credit cards including AMEX and that I am to go to Wal-Mart and buy a money card.

I am glad I found this site because I went through our payday loan contracts (which I am paying off immediately) and CashAdvanceUSA is not one of the companies that are named on any of the contracts. Mr. Mike of Morgan & Assoc. would not give me any dates or other information until I pay. When he calls me back I intend to call his bluff. And I am not paying. I will tell him to sue us. I also, to be absolutely certain, went through our bank activity and there is only one $400 deposit from a payday company and I have made a payment to them already. My husband is 87 with three terminal illnesses. I really don't need this kind of a scare.

We made a mistake contacting these companies. They are crowding my mailbox. All sorts of "deals" are coming my way, from car loans to "credit lines of $7,000! This is the second type of scam I have been witness to in this month alone. They should be stopped. I am now going to research "Morgan & Assoc." in Morgan Hill, CA.

I was called and threatened at my place of business regarding a loan that I did not receive. The individual on the phone said that I will lose my job and they will have an officer come to arrest me.

These people call constantly, all hours of the day and night, telling me and threatening me with a lawsuit or jail time for a bad credit report. They also make harassing phone calls to my employer about a payday loan which I never received or requested. They have all my personal information and are very rude. They are always threatening me with jail or lawsuit. This has happened several times by several different men, all with American names but with Indian accents. And all of them say that they are officers in court or law firms, yet they don't know anything about our disclosure laws.

They, except for one, will not tell you anything about their so-called clients or their company that they work for. Most of them call from blocked lines and leave cell or private numbers which you can't get any information on. Only two persons have given me an amount to pay to resolve this issue and both were different amounts for the same payday loan company.

I have filed a complaint with the Texas Attorney General's office and I am waiting for results. I look forward to my day in court so that I, as a citizen, can assure my rights by law and sue these people for real. What I want is not monetary but justice. I want all these men deported back to their own country but only after they have spent at least five years in our jail systems. That would be righteous.

I did not put the address cause he would not give it to me. Hello, my name is Melvin ** and a man called and stated that I did not pay him the loan that I took out, but I never took out a loan from them. He stated that I was laundering money and how do I want to deal with this out of court. When I called back and told him it was not me, he hung up the phone. I called back and he said that I took out the loan in 2009.

This is an internet service that I think, is getting people info and using it to there advantage. I would like to know what can I do about this. Please let me know cause I know I'm not the only one that this has happen to.

My boyfriend received a voice message about me being sued for unpaid load. When I called the number, the man claiming to be a senior lawyer said they are sending letter to IRS, my manager (I don't have one), family and filing a lawsuit against me as I owe money to cashadvanceusa.com. As I could not understand 90% of his broken English, I asked him his name and said he can explain it to my lawyer and he hung up. Therefore, my boyfriend called the same number again and the same man answered as an Officer Todd (impersonating an officer). My boyfriend, as he couldn't understand a word the man was saying, asked to be called back by a person speaking fluent English. Then we got about 7 calls from numbers that don't exist and hung up. I am going to a lawyer with it and filing a police report for harassment, false allegations, defamation of character and pain and suffering. I hope they get them and fast. I want to see if anybody else wants to join me in the battle against scams.

I was in the process of applying for a small loan. However, I changed my mind when Marcia was asking a lot of information. I called her that I do not want any loan anymore. I did not know she sold the info to others without permission. I found out when I checked my account at the bank that some money was missing. I asked my bank what has happened. They said that a company named Cash Advance Processing allegedly deposited $300.00 and started to withdraw $90.00 monthly. And they already took $180.00 from my account without me knowing. I was advised to close the account and report fraud to Lynn police. I did that, but the police never contacted me on that. I have been receiving calls in the name of Anne ** even at work. They are harassing me.

I am continuously receiving a call from law firm called Morgan Law firm and representative named Justin *** said he will take a legal action regarding a loan which I never took. He said I took a loan from USA Advance. While I was trying to call USA help advance but no response. The number I searched for USA cash advance from Google.com is ****. They are threatening me over phone. Please advise.

I received a message from the office manager at my workplace today that my employer received a call from a man identifying himself as Sam **. He called the office at least six times, and my employer told him I was not available. He asked, "Are you sure?" He then stated that he was with the law firm PCS in California, and that his name is Officer Sam **. He spoke with a foreign accent. I returned the man's call at ** and he told me he was with a law firm, and that I had taken a payday advance that I did not pay back. I asked him for the name of the company he was representing and he told me there were "many" companies. He then said the name "Advance Cash USA." I told him that I did not have a loan with that company, and I asked to have documents sent to me if there was such a loan. He said he would just go ahead and press charges and file a lawsuit against me. He would not give me any information.

I have never had a loan with this company and I told the man that he would have to prove that I had a loan. He then asked how to spell my last name, and I told him that he was the one who called me and he should know how to spell it. I told him I would give him my attorney's phone number and he said, "I will just file the lawsuit." He then hung up. I don't know who these people are and I feel this is a scam. I have payday loans with a couple of companies and I am paying them off as agreed. I believe this company received my information from my previous applications for a loan. My home phone number will be changed effective February 15 - the new number is ** should you need to contact me. Thank you for your assistance.

A man called and said I owed his company $300.00. I told him I had no account with his company and I owed them nothing. He knew the last four digits of my Social Security card. He knew where I banked and asked how much money I had in bank, I told him I had none.

He said he would bring criminal charges against me, and I said he never loaned me any money nor was none deposited in my account. The man said it was in the middle of summer. I knew he was lying. He asked how much was I willing to pay, I told him I had no money. He then said, "Let me put you on hold", then the line went dead.

This man called me named ** and said that he is with some law firm and I owed $300 for a payday loan. I told him that I never got one, so he is liar. We argued and he hung up on me. He knew my SSN, the last 4 digits.

How did he get that info? This needs to stop. What should I do?

I was contacted by Harrison Law Firm. They told me that I was being sued by Cash Advance USA about a loan that they had given me. I have not gotten a loan from them. I did apply online, but they said I had to have a checking account before I could get any money from them. I don't have a checking account and therefore I did not get any money. Now they are saying that I owe them $298.32. They also said that they are going to take me to court and I will be paying then close to $5,000.00. They keep on sending text messages to my wife's phone that I have qualified for a loan. But she replied stop to them and they keep on sending them. What are my options in this matter, since I have never gotten anything from them? And how do I get them to stop texting my wife's phone with these offers?

The cash advance hotline phoned twice and they asked for my name recognition to complete a cash advance request. The only thing you get is a request to press zero and say your name, which I did. However, I really was not sure which cash advance company was really calling.

I took out a cash advance loan in April, and I paid them all back. Now, Cash Advance sent me to a very rude and unprofessional law office that is threatening me with arrest, getting me fired and suing me for nonpayment of a loan that I never received. I tried to find the company's phone number online but there isn't one--and their email link won't open. The law office refuses to give me Cash Advance's phone number. They are increasingly rude and constantly hang up on me. While looking for their number, I read online a forum of people saying that this company is doing the same thing with them--harassing them. They are completely unwilling to tell us anything other than the fact that we're being sued. I believe that Cash Advance USA and this so-called law office are either the same company or somehow in this together. Please get back to me in some manner, I would greatly appreciate it. Thank you.

they say that I got a loan for 300 dollars and I never got a loan from them and they never deposited in my account. I checked my account for the last six to seven months. There was never any deposit in my account.

These people are constantly harassing me every day threatening to have me arrested for not paying a pay day loan that I never applied for. When you call it sounds like you've called a cell phone and they definitely are not professional. I asked for the loan documents showing that I had gotten the loan and told me they can't give them to me until the paperwork is filed and I am arrested.

I told them how I can work this out if they don't give me the information I need to resolve it. Contacted my bank and the police who told me it's another scam. They even told me that I should give them my credit card and resolve it quickly, which made me nervous as they told me my social security number and bank account number when we spoke. I will contact a lawyer; they need to close these people down.

I was contacted by a guy who claimed he was an officer at the Sunnyvale, California court house and that I was about to be arrested for fraud and non-payment of a payday loan. He told me that I had to give him my visa card number with the cvw code now, so I wouldn't be arrested and fired from my job. I told him that I did not have a loan with his company and that I would call my him back.

When I called back the number he told me to call, it appeared to be a cell phone and when I asked where I was calling, they asked me if I didn't know where I was calling. The person on the phone was extremely rude and told me I had an hour to get them their money which I again told him I did not receive any money from them and that I would turn it over to my attorney to which he tried to convince me that I would spend more money doing that and I should just give them the money now.

He then told me I had until 4 pm and if I didn't give him the money the police would be at my house to arrest me. I hung up and went directly to the police station and reported this. The Police Department assured me it was an attempt to scam me and that I should contact my bank and the credit bureaus as they had my social security number and bank account number, so I put stops on both.

I started receiving calls back in May 2010 from a guy named Eric. He said he was with a collection agency (wouldn't give me the name) and that I owe $300 to Cash Advance USA from an advance pay day loan they deposited into my bank account in March 2010. He had all my information, even my old bank account number. The account he gave me was actually closed in Feb. so there was no way they deposited anything into my account. I did verify this with my bank. The calls stopped for awhile but continued again in August. I was now receiving calls stating I was being sued by a "Big Law Firm" (again no company name given to me). I refused to talk to them so they kept calling my phone every 10 minutes on the hour. I ended up changing my cell number so that they would leave me alone.

How do we find them and prosecute them? I have every number they have called me from, addresses they have given me and none of it matches up. Where are these people? India?

I just received a call saying that I am being sued by this company because I took a loan out. The guy was saying if I take care of this today, that I will not be sued. The amount is $786.85. When I asked what company was this amount taken out from and he said that he wasn't able to tell me. All he said was it was an affiliate of the web site. I told him that I never took a loan out from his company. He said for me to clear my bank account out because they are going to freeze my account and sue me. I never took a loan out and he knows all my info.

They are harassing me for a pay day I never received and won't let up on the harassment. They say this happened in Feb 2010 but I got all my proof from my bank showing I never got it. They won't give me any info, address or copies of the proof they have. Its out of Boca Raton, Fl., but I also got calls from numbers from New york, Plant City Florida and Houston, Texas. Yet, they're all in the same phone room. How could that be? This is a scam. If I ever heard of one, so why hasn't anyone stopped them?

I am writing in regards to a call I received from a Kevin **, representing himself as working with Allen ** law firm. I received a call on 9/13 and 9/15. I became suspicious when I called on 9/15 at #** and there was a boot leg recording. I spoke to a Ricky ** and was told that legal action was about to be taken against me for fraud if I did not resolve a financial with a pay day loan place in the amount of $827.00. I was told to fax an affidavit to #** or ** stating that I was promising to pay this amount in 2 installments.

I became suspicious and looked up the firm on the internet and saw that there are on only locations in the state of California. Could you please confirm whether these people work for you and if you know anything about my case. When I got home, I noticed that I had a voice mail from Kevin ** at Allen **. What is interesting is that he says, the office is in Florida, the website says California. However, the phone number he called me from is a Cincinnati area code **. The phone# I called him back on was a Florida # **.

I just received a telephone call from someone named Sean stating that I have received a $300 loan from cashadvance USA in February, 2010. I told him that I had never received such a loan and the I have legal residence in Europe and am only here for a few months this summer visiting my mother at the above listed address. I was not even here until July.

This person told me that I had received these monies into my account in February 2010. I offered to have my bank verify to them that I had never received any cash loans from cash advance USA. He refused to provide an address for which to send my bank verification. The telephone number of which I was to call is 813 708-xxxx and was told by Sean, the supervisor, that a case number VSL 80912148 was being filed in a court of law. I have never received any loan and never received any information regarding such as case. I am trying to prove this but do not know how to do so. So I am therefore reporting this as identity theft and fraud on the cashadvance USA loan company or website.

Cash Advance USA just called me saying I owe them 5,000 dollars. I have never had a loan with them and they were very rude. I asked that they never call my phone again and I will contact my lawyer to tell her about this in the morning. And the number they call me from was all 000000000000. Have you ever seen such a number?

National Bureau of Criminal Investigation called my home regarding case 2060-bm. Per Officer **, there is a civil suit filed in NY against me by Cash Advance USA. Since I have not had any dealings with this company and have no idea who they are, I know this to be a fraud. I completed an online application to do a pay day loan several months ago and received responses from over 50 companies. I declined all the offers, but my information was already out there. I will follow up this complaint with my local police dept. I have not received any correspondence from this company nor have I received any courts. Please advise how I should further proceed as I am not a NY resident, never have been.

Called me every 30 minutes to an hour every day threatening me that I owed a debt and that I would be taken to court if it was not paid. The company would not give any information and when I asked questions they would get hostile. (Middle Easteners) more numbers XXX-XXX-XXX and XXX-XXX-XXX. They would leave ugly messages as well. Set up payment arrangements with me and asked for my debit card number as well as CVV code. Emailed me a payment authorization for that was to be signed and faxed to them.

I was called about a friend's loan that was unpaid by a James **** with a really bad language problem. He stated that if I did not pay a loan back to him, the remaining charges would be filed at 5 o'clock. And the local police would come to my place of living and drag me and my friend off the original loan and take us to jail and court with charges against us because I was on the reference sheet of their Cash Advance America USA. The prosecutor will threaten my friend. I never took a loan out and have all the documents stating that we never received or spent any type of money. I have documents from our bank of Wells Fargo stating that they tried taking application fees of 35 dollars each time in which we filed fraud because we never got any type of money whatsoever!

I got a call about 3 weeks ago from a Victor. Saying I took out a cash advance back in January 2010. They tried to pull the funds but they were NSF. He called me saying I owe $300. We could settle for $320, this was back in early July. I received another call today saying that I was suppose to call Victor back and never did. I had asked Victor to give me prove. He said he would call me back with it. I never heard from him. Today Stephen ** called and said now I owe $520 with fees. I said you have to show me prove or I am not paying. He couldn't give it to me. I asked him to give me Cash advance USA number. He gave me ** that wasn't it. I called back and he started cussing at me and hung up. I haven't had any money pulled from my account, just these threatening calls.

This unknown number keeps calling my house, so last night I called it back. It was CashAdvance USA. They asked my name and my phone number. They were unable to find me or my number in the system. The man said that I owed them from a payday loan that I got in 2009. I've never received a payday loan. He then found a Christy ** in the system and gave me their name, address, and email address--none of which are mine. I let him know that. He accused me of lying about the number and information and that I owed them $700 from a payday loan. I told them to please stop calling my house, and started yelling at me that I was lying about my information. They are calling my house daily.

Threatened I owe them money from two years ago. He spoke Asian and said he wouldn't send me any paperwork about it. He said he was going to come to my house and take me to jail. I think they are a scam. I think they tried to give me a credit card online and when I said I didn't want it, they tried to charge my bank. I notified my bank and they didn't give them any money but that was about five months ago. Help. They keep calling and harassing me and my 80-year old mother-in-law.

I received a call on my voice mail from a company saying they were APS and were calling about my refusing to pay a payday loan. It was suppose to be from November 2009. That I better pay it or I would be in big big trouble. She said her name was Kim ** which was strange because she had a heavy Asian accent. She gave me a case #. At about the same time, someone saying their name was Jennifer ** called a coworker of mine on her cell phone telling her that "I" owed them money that I refused to pay and "she" would have to pay it or they would take legal action if she did not pay my loan. (She saved the threatening voice mail.)

The next day, they called me again 4 times in 1 hour on my phone and then called my work. I told them I did not want them calling me at work or calling my coworkers with my information or threatening them or me and I wanted to talk to her supervisor, she put a male who said his name was Marshall on the phone (he too had an Asian accent) Yelled at me telling me I refused to pay him $300, he would take legal action against me that I needed to pay him now! I told him I would not pay anything until they tell me who his client was, so I would know what this was about. I finally got out of him it was CashAdvanceUSA. I told him I would call them about this because I did not want to be harassed or threatened by him any longer.

He told me to call and ask for Paul **. I did not call that day because I felt sure it was the same company again, Marshall told me this was from Dec 2009, I told him yesterday, they said November and he said, "Oh yea, that was right." The next day I called the number he gave me, a man answered with just a hello, I asked him what company he was with and his name and he said, "Sean" and what company was I calling. I told him CashAdvanceUSA and he said that was him. I told him I was having issues with a company called APS and needed to talk to Paul ** and he was silent. I asked him if he knew who Paul was and he asked me "my supervisor?" I told him I was asking him, he asked me to give him my social security number, so he could look me up and I said, "No, I would find a number for the company myself and call and he said, "Okay," and hung up.

I then went on this web city to find a phone number, saw this consumer complaint web site and guess what? Everyone is having the same issues and the same story. Can't something be done. I still don't know what this is all about except that I have in the past used a payday loan site.

I am extremely embarrassed that a friend and coworker was threatened with legal action if I did not pay my loan, they had nothing to do with this, they have called my work where I should not be receiving personal phone calls even after telling them to stop, they have left messages for me there and even with the answering service. They are very verbally abusive when speaking to me threatening arrest, law suits, contacting my employer. On 5/26/2010, they called me 5 times in 20 minutes and then called my work again 2 times that morning, so in 2 hours time they called me 7 times from a number that I could not return this number shows up as #052-556-790. This has turned into an unbelievable nightmare. The number I put in the company phone box is only one of numerous numbers they keep telling me to call. I have again this morning told them to not call my work or coworkers we will see what tomorrow brings.

This lady called me and her name Kathy **. But it was kind of weird that her name was Kathy ** when I couldn't' even understand her. I figured her name wasn't real as it didn't match her voice. She called said cash advance gave me a payday loan in December of 09 and I didn't contact them to pay them back. She said they have 3 suites to files against me. I applied for this loan and didn't go through with it. I never received a loan. She gave me a case number **.

I asked to get the date the money was transferred. She said she didn't have access to this. Also, I asked to speak with a supervisor. She said she was and I said no there's always someone higher than another. She said to get my [expletive] account records and hung up on me. Her number didn't come up on my Caller ID. She said I had 2 days to call her back with a payment or she was sending these to the courts and said I would need to hire a lawyer. It's a scam. Made me feel a lot better when I Google search this and saw this board.

I received a voice message from an Asian speaking woman at my place of employment yesterday. It was hard to understand her but I did catch that she represented a law firm and that I had an outstanding debit and that it would be turned over to the courts and my employers contacted. Fearing that I may have forgotten a bill, I called this no. back 877-.

I spoke with a man who said his name was John ** (also has an Asian accent). He said this was in regards to an outstanding payday loan that occurred in 1-16-09. He had personal info on me, knowing that I had never gotten a payday loan from this company. I asked him for dates, amounts ($113.20 he said) and how this was supposedly received. He said it was deposited in my checking account. At this time, I had my bank account pulled up and I assured him very strongly that there was no such transaction around this date and for that amount. I proceeded to tell him I would see him in court for fraud. He hung up.

I had a similar experience as many others here. This is the third time someone with an American name (Ryan Smith, Mike Stone) but a strong Middle Eastern accent has called me with threats of a court case pending against me regarding unpaid payday loans and fraud that I committed while trying to solicit funds using my email address to my bank account. I know for a fact I never used the agency in question to get a payday loan, and I'm certainly not fraudulent in my dealings; I kept all email correspondences from the agencies that I did use. And I paid them all back - years ago.

However, lately (within the past couple of months) I've been receiving these ridiculous calls regarding a past due amount for a payday loan ($600), and just yesterday (4/15/10) I received a threat about a court case pending on me for fraud regarding an email address I don't even use anymore. I was worried because they knew my SS#, but wanted me to confirm it. I wouldn't, but asked them questions about who they were, where the complaint came from, and the paperwork to support their claim. He said he couldn't send me a copy of the arrest warrant; I just had to wait for the police to show up either at my place of business or my home.

I advised him that they can't tell me I have a court case pending against me and not give me any details about it; by law I have to be advised (i.e., being served) of the situation and be made aware of the exact court date and time, which will give me time to obtain legal counsel and do some investigating of my own. I even asked them for their phone number and address so I could have my attorney get in touch with them and deal with them one-on-one. He wouldn't give it to me. He kept trying to talk over me with what I had to do to resolve this matter since it was so "time sensitive". I told him I wasn't providing any information until I received something on company letterhead or some sort of court docket information. He angrily said, "Fine. Then just wait for the police to come and arrest you", and hung up.

I called the number back that came up on my phone, and every time I did, it went straight to a voice mail message that said, "The number you have dialed is not accepting calls at this time. Please try again later. "I advised my attorney of all this information and they told me that if they call me back again to let them know because it sounds like a scam".

They also advised me to call the police and make them aware of the situation so that I won't be left high and dry just in case someone really is using my old email address to commit some type of fraud. Fortunately, I do have an attorney on call with Pre-Paid Legal and they have identity theft protection as well. I advise anyone who is receiving these calls to obtain counsel immediately to avoid or offset any damages these people may cause to your good name and identity.

I am on social security disability and at one time had an account with Truliant Federal Credit Union, which has been closed for several years due to National Cash Advance us,or Cash Advance us, or Cash advance, whatever name they are using now. I supposely asked for a payday loan in the amount of $300. Which I do not see any contracts or received a copy of my agreement which I have required several times. I have spoken to Mr. K. several times, along with receiving emails about the balance.

I have been treated with legal action since June 17,2007. I sent an email to a supervisor name Jeff, no last name, and advised him that I would not be harassed by phone calls or threatening emails. One of my references was called, and the message was left on her answering maching that I owed them $570, and was 90dayd delinquent, she was asked to loan me the money, and then try to get in contact with me to have them call. Which I have a tape recording of the representative leaving the message on 3rd parties answering machine. I know this is against the Fair Debt Collections Practices Act, and that no creditor can speak with anyone other than the person whom they are looking for.

I received a call from Evans & Associates, Harlem Rd, Suite 400-329, Buffalo, NY 14215, file#9603260, who have left some strong messages about legal actions being taken, in Cleveland county in which I live, I informed them I wasn't going to pay for this based on the facts my rights were violated. Several notices and other collections agencies have called about this account and I have let them hear the tape and they have sent it back to the owner, whoever it is. I have spoke with an attorney Andrea F., who wanted $500 to represent me, but I don't have that kind of money. I explained to the male today that I would not pay this loan, until I got some answers, he informed me that I would be responsible for $1800 worth of legal fees and $600.00 for this payday loan. This is an email sent 7/18/2007 from me to them

"There has been no intentional breach of contract, the breach has been on me and my account. I have been working with my bank Truiliant FCU to find out how my money was taken out of my account fraudually and who authorized my checks. I have filed identity theft charges and are waiting for the investigation to be completed. I have also had the above account closed and any payments to anyone will be made by postal money order,

"You have always received your money on a timely basis, there is no reason to threaten me with any form of legal actions. The harm is that you didnt get you money, the harm that has been done to me is that my whole check has been taken. I ask that you allow 30days from today, then the investigation will be complete and I will make arrangments around 7/12/07. Once I have received my July check which is the 11th. No more will I trust anyone to debit anything out of my account. Thank you for your cooperation in handling this serious matter."

This was their response. "Loan Balance $550. You have allegedly defrauded National Cash Advance. A prompt reply to this communication will demonstrate your intent to remedy the current violations of your contract with our company. If you do not respond within 24 hours of receipt of this email I will be forced to assume that your intentions were illicit. CIVIL LAW has positively been violated and there are possible CRIMINAL INFRACTIONS. We cannot bring criminal charges against you directly but we reserve the right to contact your local District Attorney's office and as most Grand Juries meet every few weeks at which time they determine criminal charges to be brought against any parties involved in illegal activities. My future actions will be predicated upon your immediate response to this email. Reparations are expected upon receipt of this email. Govern yourself accordingly. THIS WILL SERVE AS OFFICIAL NOTICE OF PENDING CIVIL ACTION. Mr. K. Senior Legal Advisor Pre-Court Processing, Legal Department National Cash Advance"

Truilant FCU closed my account for over 250.00 worth of NSF fees, by this so call company, I am disabled and have suffered several strokes,my nerves are a mess due to depression and these threatening messages left on ,my phone, my reference was made aware of my personal business, I can't afford to pay the debt, the interest was 400%, and I didn't realize what I was getting myself into. When I found out I had an additional $300 in my account, didn't know where it came from, and medical expenses, co-pays and medication has drained all of my finances. I live from check to check, and being threatened with legal actions, I didn't have a checking account, but the fact that I would be in summons to court to pay 2400.00 for the price of 300 is outrageous.

I can't even afford a vehicle now, due to the amount of repairs I owe. I live off 1223.00 monthly social security disability and have a 14 year old still at home, I have been upset and had my son take my blood pressure after talking with Evans and Associates and it is 140/100 as of today 7/20/09, I don't have a way to the hospital, plus I just took some medicine to calm my nerves. I pray that I don't have a stroke tonight.

As a matter of fact I did not select the box that autorized them to pull credit! As a matter of fact once I saw that I closed the browser! Well to my surprise two car dealerships called me last Saturday ... and they both had copies of my credit report ... WITHOUT MY PERMISSION! And to top it off my score is now the lowest it has ever been in my life! I am not happy I also think that others are still pulling my credit with out my permission! My credit was already in repair, and now I am not sure where it is in retrospect to me repairing it.