Capital Financial Bancorp, Inc.

I have received many mails about winning a lottery but I did not think that they are real. With regards to this, I received a notification from Capital Finance Bank Int Transferring Money Online In One Minute, Capital Finance Bank International, 33 Churchill Place, London, E14 5HP, United Kingdom, Phone: +44 704 572 5217, +44 704 575 2040, Fax: +44 7040-903-251, E-mail: customercare@capitalfinbn.com. They gave me a form for opening an account and led me to believe that they have transferred 5,000,000 GBP to me, which I was happy to see. They gave me the link to log-in: **.

ONLINE BANK ACCOUNT INFORMATION:

Password: xxxxxxxxxxx

When I opened this account, it shows a balance of 5,000,000 GBP. But when I tried to transfer the money to my State Bank of India account, it demanded for an activation code. When I asked the bank about the activation code, they said that I have to pay 38,421.32 INR to Account Name: Md.Raghebul ** Account No: ** Bank Name: HDFC. After that, they will then give me the activation code.

I urgently need to discuss this with you because a lot of scams have been done to people and most of the mails were received from Yahoo network. Please find in the attachment some written proof and screenshots for your reference. If this is right or wrong, please have me informed.

Here is another company that took advantage of my time by having me believe that I was going to receive help refinancing. I was notified by a man name Edward, Sales Manager/Mortgage Consultant of Capital Financial Bancorp Inc. 1699 E. Woodfield Rd, Suite #500 in Schaumburg, IL 60173, Tel.# (847)944-1471,=A0 (847)240-2442 and Fax#(847)890-6367

On 09/11/09, I paid $403.89, for appraisal services off my credit to (Edward) in order for an appraisal to be done on my house. A man name Vlad @ Gelios, came to my house and inspected it. 4555 Concord Lane Northbrook, IL 60062. Tel# (847)691-1482, Fax # (847)656-3342).

On 10/05/09, Edward sent me an application Loan # 0000697648 thru (FedEx) to be completed with an return (FedEx) envelope.

10/07/09, I received a letter (Good Faith Estimate of Closing Costs, Sierra Pacific Mortgage Company, Inc. 450 E. 22nd Street, Suite 171. Lombard, IL=A0 60148 Tel#(866)674 -4050 and Fax#(866)753-9086.

10/29/09, I received letter from Edward, asking if I wanted another bill consolidate with my payoff.

11/2/09, I faxed back the letter and called Edward to make sure that he received the fax stating that I would like my bills consolidated and

he said okay.

12/2/09, I called Edward back for update on my application and left a voicemail message. I Haven't heard anything else from him.