200cash.com

I had left behind my bank account information at a hotel. I didn't think anything of it because I didn't use my account. Two years later, I found out that I can't get a checking account because I have an "abused" account with Bank of America. They said I had overdrafted my account for a lot of money. I told them I had only used my account once to pay for some car insurance online. The whole purpose of me getting car insurance and a bank account was so that I could get my driver's license.

I also told the lady that I lost all of my banking information at a hotel in Texas. She started to dig more into the charges on my card and told me that 200cash.com had charged my checking account twice. Once on July 1st and the other on July 9th. Since they tried charging and the bank denied it, they gave me a fee. Well, the fees kept piling up and then they started charging me overdraft fees. Now they can't do anything. They have forwarded this to a collections agency and now I have to make payments for a long time so that I can one day have good credit. When you go to 200cash.com, it is just an affiliate website that forwards you to other sites. Obviously, they are really good scam artists or they would still be in business.

I, as a single parent, was strapped for cash. I saw an email that came to me about a loan service. I tried it, but they never told me about fees. They were supposed to put money in my account, but never did. They charged my account up to $870.87, until the bank closed the account. I feel, I shouldn't have to pay for something I didn't say yes to. Then someone called me, and threatening me. The caller said, I better get a lawyer, and that they are sending the cops to my house, because I owed them money. I told them that I never received any money, and that they stole money from me, and then he hung up on me.

Scammed me out of $19 and threatened me if I stopped payment on ACH transfer.

I have never applied for a loan. They took $19.00 from my account and I want the money back. They threw my account into negative balance and now, the bank is going to charge me $34.00 also.

200cash.com took 19 dollars out of my checking account. I do not ever remember filling out an application with them. And I did not receive any cash advance money from them. I will fill out a police report if necessary. Their phone number is 714-839-1300. I want my money back and I do not want them to go into my bank account ever again.

This company like the others on here took money from my account, a $19.00 fee. And I never got the loan at all! I tried contacting their customer service and everything. I got ignored and turned down by emails that didn't work! This company is a fraud and should be investigated!

I applied for loan and was charged $19.00, which I did not have in the bank at the time as I did not know that they were going to charge that amount until they got all the information from me, and so I tried to cancel the transaction and could not find a way to do it on the site. I called the main office and got a recording. So I couldn't cancel out the transaction. I will be turning them into the scam hotline and my bank for a complaint and take necessary actions to get my money back.

I was charged $19.00 plus $34.00 return fee from my bank once so far, and it better not happen again as I did not receive the money I tried to borrow.

This company tried to take $19.00 out of my checking account. I did not receive any money from this rip-off company. I was given three numbers: 1-714-839-7700, 1-480-2262, and 1-714-839-1300. I spoke to a rep named Joanne, who threatened me. But I threatened her back with the BBB, Attorney General, and FBI fraud squad, which I am currently pursuing. I told them to sue me, and that they will not get any money from me, since I changed my bank account. I already spoke to my bank and requested that they not let this company have access to any money. They are affiliated with Check Gateway and numerous other companies.

This is the 2nd or 3rd time 200cash.com took $19.00 out of my checking account. I never received the payday loan I applied for months ago. Now, they have our account number and every once in a while $19.00 will come out. When I try to call them, they can't be reached and they keep overdrawing my account. I am a disabled veteran 100 percent and I am on a fixed income. I can't afford to give money away to rip off artists.

I was allegedly got approve for a $200.00 cash loan but they took out $19.00 from my checking account twice. I electronically signed up but never received the funds. My checking account crashed so I had to pay the bank over $200.00 to the bank. And now, I have restrictions after being with my bank for 24 years.

I applied for a loan but never received the loan, yet the company took $49 plus $19. I want my money back. I have tried to contact this ripoff company but I can't. When they call, if you say that you don't want the services, they'll hang the phone up in your face. Beware, do not apply for a loan from this company. It is a ripoff!

I contacted 200cash.com about a payday loan and they requested for my personal information. I agreed to pay an application fee and was charged for insufficient funds. They said that I didn't have to pay the fee if I cancelled my loan. I cancelled the loan request and they insisted that I still owe them the application fee. I emailed them stating that I wanted to pay that by money order. I told them that my savings account was being closed. They emailed back saying that I still owed the fee. I emailed saying that the money was in the account for them to extract but they did not take it that month, instead they requested an insufficient fee charge plus the application charge. By this time I was catching on that something was amiss.

I asked my bank to close my account and put a stop on any money going to this company. They agreed to do this, I was able to verify that I sent emails to 200cash.com that I was going to send them a money order for the charges due them. I emailed 200cash.com again letting them know that I have the money order to send to them if they would give me an address to send it to. They emailed back saying that I only owed them if my loan was approved, which it was not. I thought the matter had ended. Almost 8 months have passed and I heard nothing from them.

Until this morning when I got a phone call from a foreigner who sounded either Arabic or Indian. From the sounds in the background I could tell that this must be a prank caller. The person asked who I was. I told them and asked who they were. They refused to acknowledge who they were. They told me that they had my social security #, my license # and had my credit reports from all three major credit companies. They said , "you have contacted 200cash.com, you have defrauded the government, you will be needing a lawyer". I told them they didn't know what they were talking about, that I owed no money to 200cash.com. Then they hung up. I was shocked and baffled. I immediately freaked. I came online to see if there was any email from them and there was none. I then went to Google their address and saw these complaints from others who have been defrauded. These accounts prompted me to write to consumeraffairs.com.

I have a mental diagnosis. I suffer mental depression, obsessive compulsive disorder and mental anxiety. Receiving this phone call today has caused an emotional setback for me. I am due for an immediate follow up appointment with my physician this week of 1-10-11.

They took $19.00 out of my bank account. There is no way to contact them to cancel, and I never received anything from them. I want this to stop now. They over withdraw my bank account, and now I'm in a real tight spot. I want results now. They should be made to pay the over draft fee. They are crooks.

They charged a $19.00 processing fee. It was supposed to be charged one time only, but they charged it three times. Then after that, they charged my account $44.00 three more times. I never got any money from them. This has cost me several hundred dollars in fees to my bank. They need to be stopped. Please, help me. Thank you.

I applied for a loan and got accepted. They took 19 dollars from my bank and took 44 dollars plus 45 dollars from my account for payment, but I never got the loan. I could go to the bank and stop it but it will cost me money again. I really don't have to, but I will do it.

This is a follow up on my earlier complaint, with the phone number and the name of the bank.

I applied for a loan from them and soon after I looked them up at the Better Business Bureau and other websites and realized they were a scam. Immediately, I e-mailed them to cancel my application. They replied saying they would still take 19 dollars out of my account anyway. That's exactly the scam I read about online. They will deny the loan but still take 19 dollars. I hate a shyster so this will be my personal crusade until someone does their job and shuts them down. They make Delaware look bad and I won't do any kind of business with anyone in that state till this company is investigated and prosecuted.

I needed a short Payday loan to cover some holiday expenses and I tried to fill out a form. When I saw that I would have to pay $19.00 servicing fee, I closed out of the form, but I had already given them my account number. Sure enough they debited my account $19.00 and now I cannot get it back. And of course, no loan, just like everyone else. If you try to reverse the charge as unauthorized, they will charge your account $44.00. These people should be stopped. They are predators taking advantage of other people's misfortunes. I have been debited $19.00 in my checking account, and I am afraid since they have my account number, they will do it again. I would like my $19.00 back.

They took $30 from my account after I authorized the $19 payment to come out. After searching high and low for a real working number, I finally called to talk to the woman. She was rude, like it's my fault they took more money out of my account. She tried to convince me that it was my bank's fault and I should take it up with them. Actually, my bank was really cool about it and didn't even charge me an overdraft fee. Please call this number ** and tell her how you feel about the ridiculous scam that is going on.

I applied for a loan and did not get an answer and money was taken out my account and caused me to have a over draft. In the first place, I was not told that money was to be taken. I really would appreciate it if it was returned. Thank you.

On or about December 5, I was referred to 200Cash.com, by ACE Check Cashing. I applied for a payday loan. I understood that an application fee would be debited from my account. The application fee was taken out of my account, but I have never received my loan status. On Friday December 17, 2010, 200Cash.com, debited my checking account for $44.00 dollars. The explanation is an application fee. I have contacted my attorney, bank, and will be seeking civil charges and possible criminal charges on Monday, after contacting the Harris County District Attorney's office. I have notified the FOX, and ABC affiliate television station's consumer advocates of this situation. I refuse to be a victim of a scam! I am going to do what I can to hold the owner, and his staff (including the computer designer and system person) responsible for this "fraud", scam. This group has committed not only state crimes against the State of Texas, but perhaps Federal crimes, in violation of the Conspiracy Title.

As of April 2010 I had identity theft someone used my information to obtain a loan through a payday loan co. Was not seen nor caught since I am a single guy and work to pay my few bills which I handle just fine without a loan. The info was passed on and on to each company and now there are 13 companies that loan money and take out at least 166% interest so over the last few months they have collected several thousands of dollars from me. And since the bank said they actually loaned the money there is nothing they can do.

But these companies did not have my permission or anything else to do so. So how it was caught was they cleaned my account out 2 weeks before Christmas. They have been caught and account closed but now is too late they already have thousands of dollars of my money and it seems none want to discuss the fact that it wasn't me that did it. Each claims I signed an online agreement which I have never or even seen one. I would never give any personnel information online to anybody at any time so it's quite a scam these companies have and now that they have cleaned me out I have no money to fight them so what do I do?

There are 13 companies that hit me so it wasn't just the 200cash.com. I have called these companies and some refused to talk with me because I did not have the correct information and some just hung up on me. I really give fault to my bank because when it was hit this last time I wasn't notified but sent a bunch of overdraft fees and returned item fees. So I paid for their theft.

Beware! I placed an order for Wen hair products and was told after ordering that Sheer Cover had a promotion and to try them. Apparently, they are the same company. They would send me a trial of Sheer Cover for $9.99 and it would be a one-time deal, no automatic shipments, just a trial. Well, one month later, I was charged $206.00. I called customer service and the lady said that I was set up for automatic bill pay and they sent me a six piece set out. I was furious! I explained to her that I was told that this was a one-time charge and there would be no bill pay. These people are crooks! Seriously, I would never trust them! I have to have my bank credit me back as Sheer Cover customer service said that I have to wait until I receive the shipment, return it and then I would be credited. I do not trust them!

I recently applied for this loan. When my husband and I were expecting the cash, my husband called his account to find it was negative 51 dollars. He called to find the last transactions. It turns out it was 200 cash company really confused. We didn't know why. The statement showed the $19 fee and bank fee from them overdrafting. We are a family of 5 and we struggle day by day. We asked for a loan for a little help and this company ** us even more. We are scared that if this doesn't end, it will keep drawing every penny we have. We want this to be resolved ASAP even if we have to go to the news with this. How can people pry on people that need help and search for it? We go through enough already with the economy being so bad. Now people are stealing from us when we have little mouths to feed and shelter. This is just pathetic.

I did not complete the application and this company somehow tried to take money from my account. The funds were not there so my bank charged me. Then this ripoff company took $44.00 out of my account! I definitely want my money back! I am going to change my account number in the morning!

I applied for a cash advance. My bank account was debited an application fee of $19. The money was never deposited into my bank account. This company is getting rich off of unsuspecting good intentioned people seeking a temporary advance from their paychecks. This is consumer fraud!

I had applied for a loan on 11/26/2010, 200 cash, said I was approved for $700 dollars. They never mention taking money from my savings account. I did not have much to begin with little. I did have. They took it out, I had an emergency for my vehicle and my daughter I got to the bank account was zero 19.95 not much but when I needed it, it was gone. They mention nothing about money that the app. was free but is not true.

I was charged $44 dollars for nsf fees and never signed the loan agreement. When I called the number all I got was recording after recording. This caused my bank account to be overdrawn and caused other checks to bounce because I did not know about it.

Well, they took out $44.98 out of my account when I did not give them permission to. My bank is handling it right now, but I just want them to know charges are being filed.

I do not remember dealing with these people but I have $19.00 taken from my bank account without me knowing. I have neither heard a word from them nor any money. My bank account is in the red because of these people doing this.

This company have you to fill out an application. Then say their check information, but never say they are taking money out of your bank account, not one but several times. They have cost me $105.00. My bank account has been overdraft because they never said they'd be taking money out until I was approved.

I was searching for online loans. I never filled out an application at this site, and now they deducted $19 from my account, putting me to a negative balance. I though they were supposed to help people, not put them in more debt. I never got a loan, because I didn't apply for one, so why was I charged the loan application fee? I was charged a $19.00 loan application fee, and then an NSF fee of $32.00, which put my account to a negative balance.

This company has debited my bank account for $19.00 plus $44.00 and I have no idea why. I did not get a loan and I did not apply for money and I don't want anything from them. I have five different charges to my account and five overdraft charges which I don't understand plus they are now taking the money as I am on Soc. Sec. and they got into my account when the 3rd of the month came around. I cannot afford this and I can't reach anyone to straighten it out. I keep getting recordings. I can't even pay my bills when they get to my account first. How do I survive.

They took $19.00 out of my checking account and I didn't get my cash advance. I want my money back from this rip off company.I never received a penny.

They charged me $19.00 from my account and never got my money or heard anything from the rip off company; I want my money back from the rip off company.

I applied for a loan. I didn't sign paperwork as requested by company. I did not receive any money from them, but was charged $19 two times on my bank account.

I don't remember applying for a loan but all I know is an automatic voice ring my phone and said I was approved for a loan. Next thing, it said if I agree with the term and I said yes. Next thing I know, 200cash.com was withdrawing 19 dollars out of my account plus a 44 dollar NSF fee. So now, my account continues to be in the negative balance. What can I do?

I applied for loan with 200cash.com. It was approved but I never got the money. I have not heard from them since. I am afraid they will take my little money that will be deposited each month. I work hard and am a mother as well. Just trying to get extra help. What do I do? I am afraid. I am losing sleep. I'm just not myself since this happened. I am not the same.

I applied for loan with 200cash.com. It was approved but I never got the money and have not heard from them since. I am afraid they will take my little money that will be deposited each month. I work hard and am a mother as well. Just trying to get extra help. What do I do? I am afraid. I'm losing sleep and I'm just not myself since this happened. I am not the same.

This company charged me 19.00 and then never lent me the money I requested. It is a rip off and then there is no way of contacting the company.

I had looked into a cash advance loan through this company. They have been trying to pull money from my account but they have all been returned and blocked from my bank. I am now getting harassing phone calls that I will be thrown in jail, I called BBB and the attorney general.

I applied for a cash loan with 200cash.com. My application fee was taken and I did not receive any money. I don't want them to touch my account again, but they already have my bank number.

First, I was approved for a loan. Then they took 19 dollars and 19.00 again plus 44.00 dollars. They have really lost their mind but I haven't. I want my money back. This resulted in late fees. I would like an attorney to contact me about my complaint.

What a bunch of rip-off losers. As I'm in a cash crunch, I applied for a loan and apparently somewhere in their super fine print that I've overlooked (shame on me), they authorized themselves to take $19 out of your account whether you're approved or not. Are you kidding me? So of course that amount bounces. I just applied for a loan. Do you seriously think I have money? So not only do they not approve me, but then they attempted to collect $44 for the bounced fee from the $19 which caused an overdraft. No way to talk to anyone. I emailed all of the addresses I could find and yet they again debited the $44, taking the very last of my money.

What a bunch of rip-off losers. As I'm in a cash crunch, I applied for a loan and apparently somewhere in their super fine print that I've overlooked (shame on me), they authorized themselves to take $19 out of your account whether you're approved or not. Are you kidding me? So of course that amount bounces. I just applied for a loan. Do you seriously think I have money? So not only do they not approve me, but then they attempted to collect $44 for the bounced fee from the $19 which caused an overdraft. No way to talk to anyone. I emailed all of the addresses I could find and yet they again debited the $44, taking the very last of my money.

I had applied online for a payday loan. I am single and was broke and in between paychecks. My son-in-law was just killed and I'm trying to help my daughter with the 2 babies, so I really needed that loan. Well, they took the $19.00 out of my bank account, but I never received the loan nor a confirmation email. Nothing. They just took the money out which bounced my account and put me that much further in the whole. This company really needs to be stopped, and the money they are ripping off people refunded plus the costs of overdraft at the bank!

They took 19.00 dollars out of my checking account. I did not received a penny from them and I want my money back they are scamming me.

When I got to the end of the application, it says there is a non-refundable $19.00. Since I didn't agree with it, I left the site. A few days later, the $19 went through to my account. I tried to call them and it was just an automated voice. There is no way to reach them. I never received an email or anything. If they ended up taking $19, they could have at least lent me the money! Anyway, I listened to every possible thing on that automated phone number. The only way to contact them is legal@200cash.com, which is probably bogus anyway. I think these people are out of country doing this. There is no way they could have lasted this long if they were in the United States. I feel so scammed. Well, I was scammed.

(To others): The automated number also stated that if the $19 declined, then they will reprocess the transaction and add $25 to it, which becomes $44. Nothing else came out of my bank so far. I can't believe they debited my account for $19 when I stopped with their warning fine print. I read the fine print and left the site since I didn't agree with it. I never accepted the terms and conditions.

I fill out an online appreciation for a cash advance, but there was nothing the term about being charge $19.99 for an application fee. And they debit my checking account for that amount without my consent. I was charged $19.99 and an additional $35.00 for over draft fee.

I applied for a loan with 200cash.com. In the web sight, it said that a $19.00 application fee will be deducted from my account and I will receive confirmation on my loan status. I never heard anything from the site. They are still taking application fees out of my account. They have taking a total of $80.00 out of my account. It stopped me from getting my car out of the shop. I have been paying two different set of people to get back and forth from work and my kids practice.

I'm yet another being who's losing $19.00 plus $44.00 monthly. How do I stop this? I am disabled with a very tight budget. With that money, I can feed my family for 3 days. Has anyone checked Aruba to find this **? I hope they are enjoying the vacation I helped sending them. I did not even receive a postcard! I am disabled and receive a very small amount monthly. As it is now, my budget is figured to penny leaving me under $1 for the rest of the month. That $19 and $44 could feed my family for 3 days. Oh, yeah, and did I mention I am paying for 2 kids to go to college?

This company charged my account $19.00 plus $44.00 for unknown reasons. There is no one to contact. I am on a fixed income. This is very stressful. I already have serious health problems, and just thinking that someone can get away this, causes much more stress.

Well, it's a loan company on the Internet and they say you're approved and the money will be deposited. Then their application fee was $19, but they took $44. I can't seem to do anything about it, and the bank can't even come up with a number, or where my money went so I can't get a hold of them. So basically I'm a single mother and $44 is a lot of money to be taken from someone who is in need. Thank you.

Requested a loan ended up requesting another loan. The fees have been taken out of my account for the applications. Have emailed them requesting to know if they needed more information and where was my acceptance or denial and I as others have not received an answer one way or the other and can not call them and get a live person only get automated drawn out talk about their services.

I'm already on a fixed income and can not afford to just throw my money away and I need a loan to get me through the month due to unexpected medical bills. I think scam artist need to quit taking other peoples money to make themselves rich. That to me is called stealing no matter how you look at it and if justice isn't given now, it will be in the end and I would not want to be the one at the pearly gates answering to God about themselves.

I, like all the rest here, got ripped off for $19. They just took my money and I haven't heard a thing from them, approved or not. This is a scam artist at work! We demand our money back! Stop ripping people off! Overdraft fees!

I applied for a loan through this company, they said it was a non-refundable fee of $19.00 which I understand. But I never got a response if I was approved or not and they just now debited my account the $19.00 almost a month later, this is a total scam! I obviously don't have money to throw away if I'm applying for a loan. I just wanted a "yes, you got approved" or "no, not just take my money"!

I applied for a loan. They charged $19.00 to my savings and $44.00 to my checking account. As of August 24, 2010, I have received no response, no nothing, no calls, no emails, no letter, no funds. I'm out of $63.00 for nothing.

200cash is a total rip-off. They sent me an e-mail advertising the site and sent text messages to my phone saying naturally I was pre-approved. I read the fine print saying there was a one time $19.00 application fee! At the end of the application, I was actually approved for the loan. I signed the document. I was told I would receive an e-mail with my username and password and that would be the way to view my account.

I never received the e-mail. I am still waiting on the money and the e-mail. And I cannot get back into the site unless I fill out another application. Which I am afraid to do for fear they may just deduct or shall I say steal another $19.00 from my account. This is more than fraud to steal from someone who is already broke and trying to borrow money to make it through the month. I needed that $200.00. You took my $19.00 and did not even attempt to call or send the e-mail. And I called the phone number you have on the site and guess who I talk to? The voice telling me how glad you are to have my $19.00. I am not even a member. I clicked on member to see if I even had an account and I evidently do not. These people need to be stopped. Times are to hard for this kind of **.

I applied for a loan, being approved at one time. I paid that loan off and was trying for another loan.They say you don't have to pay the $19 charge if you are a return customer. They not only charged me the $19 but charged me an additional $44. My account is now $-80.00. I didn't even get the loan. There is no phone number to call to reach a rep. to see what can be done about this.

I applied for a loan, being approved at one time. I paid that loan off and was trying for another loan.They say you don't have to pay the $19 charge if you are a return customer. They not only charged me the $19 but charged me an additional $44. My account is now $-80. I didn't even get the loan. There is no phone number to call to reach a rep. to see what can be done about this.

I applied for a loan from them and they said I was approved then they sent me this email that I had to have it signed and have it notarized and then fax it to them. They tried to take a $19.00 fee out of my account 2 days ago. I should have had the loan by now. I'm afraid that they are going to get me for a lot of money with them not giving me my loan. There are so many reports on them for scamming people, I wish I would have seen those reports before I did what I did.

My fiance and I applied for a loan. When you do not qualify, they send you to a lending partner. Well, I filled out the application but I canceled it. They took out 19 dollars but no phone call or approval notice like other loan companies. Time may be hard but you have to close the account and start a new one. That causes our account to overdraft more, but because we have overdraft protection, my bank can pay it but it goes on our account.

I had started a payday loan process online. I sent e-mail to cancel request and received e-mail stated they canceled my request but was still going to take an application fee. That is wrong! I am broke. I don't have any money to waste and they are robbing people. They have all my account information and I am scared.

They are still debiting my account and I have received nothing. This is causing my bank to be overdrawn 35.00 at a time. Please put a stop to this.

I applied for a loan with them. They charge a $19.00 fee. I heard nothing from them but they charged me the $19.00 plus an overdraft fee which was a one-time fee only, so they say. I really needed a loan so I went back to their website to apply. They wanted me to take some papers to my payroll department which is not located in the city I work in and I was not able to do that. By the way, they also claim to be faxless which is not true. They charged me the $19.00 again. They are a complete fraud and I will be contacting my bank and the Attorney General in their State.

I basically want to know what is being done about this bogus agency. Why are they continuing to rob people? And nothing seems to be being done to stop this. In a time of economic pressure, when people are having stress attacks, anxiety attacks, heart attacks, and all this happening, what in the name of goodness is being done to shut down these people and why have they not been arrested?

I applied for a loan back in the first week of June; they took a $19 fee from my account and I never received the loan. Since then, they have collected $19 from my account 7 more times in which I was charged $33 each time in overdrafts totaling $383. This month, I stand to lose the vehicle I needed to borrow money to fix. Not only am I going to lose my car but I have started to go into panic attacks causing Angina attacks and may cause me to have a heart attack if I don't calm down.

I applied for a loan. But I never got the loan, and they charged fees up to $170. And they are still trying to get money out now, as of today. I am going to get a lawyer and the FBI on this. I had to pay my bank $170.00 in NSF fees.

Yes, this Mr. Dan ** called me on my cell phone saying something about me and my husband. He said that we're in trouble for fraud when I got online and did a cash loan application with my banking information, in which my husband got consent from me to do so and I put the stuff in there. Now they charged a $19 non refundable fee and $19.99 every month after that, with no 200 hundred dollar deposit into that account. They lied. I know this company has more than 1 complaint filed against them. Mr. Dan's threat about having us arrested for fraud is a bunch of **. It is privately owned company.

Our attorney said that if it is, they cannot do a thing to us. My husband worries so much and is afraid that he is going to jail when he has an attorney on his and my side to take care of these crooks, scammers, and fraud doers, whatever. They're using fraud online to scare people to believe they're in trouble for online fraud. But if you read on it, it is more obtained for companies, not a person. This is my computer. And I used not just my savings account but my son's as well, so my husband could get that payday loan for his bills. And we did not know if we could get in trouble for doing that. I hate to tell them that. And we closed it out but they charged us anyway.

I applied for a loan and I never received a notice to see if I was approved or not. They took $19.00 out of my account and made me have a NSF toward my account.

I thought about getting a payday loan from 200cash.com, but I never did. I read some of the complaints about the company so I never electronically signed to loan documents, but the company still tried to get the 19 bucks from my account twice. I was made to believe that the process would only take effect once the documents were signed. They caused my account to go into the negative I was charged a NSF fees twice because there was no money in there.

I didn't realize that they take the $19.00 even if you are no approved. I hadn't heard anything from them, so I thought it was a no go. However, 2 weeks later my account was charged $44.00. I have tried calling to talk with someone but only answering service no matter what time I call.

I needed a loan to get me thru until next pay period and I stumbled onto the 200 cash.com website, I read and for some reason looked over the $19.00 fee, thinking they would take it out of the $200.00 that they "approved" me for. Well, after I read more, I thought about it and it took me like 30 min. to change my mind. I faxed over a letter stating that I no longer want the loan, which I was approved for and if that $19.00 is taken out of my account I will call my attorney. This was last week(5/17/10-5/21/10) and I have not seen nothing come out (keep my finger cross). It caused no damage as of yet. Hopefully, they read the letter and seen that I was serious!

I applied for a payday loan with the company because like so many others, I was in a small financial bind and needed something to get me through until next payday. The application went through then I received a notice from the bank that there was deposit. I didn't get any paperwork on the terms of the loan. When I tried to contact someone about it, I just got the automated service on the phone. I have tried for 2 weeks to get in touch with anyone. I even went to the BBB website in Delaware to check out the site and to find out that this is a possible scam. I tried again to contact anyone but all I keep getting are automated emails.

I have came across this 200 cash and in the past, I read the fine print and noticed the $19 application fee. I had forgotten about it and I applied for a loan because my account was very low. I was in a hurry and I did not read the fine print, so they charged me $19 for the application fee. The best thing to do from now on is to read the fine print. Now, it is $19 and I learned my lesson. I am just glad it was not more. I did have an overdraft but that will teach me to read the fine print. Another time, I read another fine print and they were charging me a monthly fee membership. So, be aware and read the fine print. I learned the hard way.

Because of this I had 2 items on my bank account overdraft and that cost me about $100. So, I had to do another loan and with a good company and got that covered, but now I owe more.

They took money from me and did not put money in.

I was going through a very rough financial period in my life. I am caring for my elderly mother and a severely ill sister. I am currently the only one working. I was on the internet searching for places that I could go to apply for a temporary cash loan. After searching diligently for hours, I finally came across an agency called, "200cashnow.com."

After reading their so-called testimonials, I decided to apply. The posted information seemed to be legit. I applied on May 7, 2010. Well, after waiting and searching my messages and even attempting to call the bogus number that is of course, automated, I finally received news from my bank that money was missing from my account due to an authorized withdrawal transaction performed by this evil company.

They have overdrawn my account without even giving me so much as to an explanation as to why, if in fact there is a reason that I was not approved for this loan.

I was already in a financial distress, trying to make ends meet for me and my family. I am a hard worker and an honest one as well as everyone else that have been taken advantage of by this company. I am now trying to figure out how to pay back my bank without furthering any problems with them. Not to mention, this going against my credit.

These people have taken advantage of so many innocent people looking for a temporary solution to a seemingly everlasting economic struggle. We don't deserve to be stripped off of what we already do not have. A company like this not only robs you financially, but they rob your spirits to trust and survive. They should not be allowed to get by with this.

I applied for an "instant" approval $200 pay day loan, and paid the $19 fee which was non-refundable. Does anyone ever get the loan amount funded to them? I believe this is a scam making s lot of money off people who believe they are going to get an instant $200 payday loan without any hassle. This is a rip off and they need to be stopped by the law! They have overdrawn my bank account since the $200 was never deposited into my account as hoped

I got on their site and put all the information in that they require. The next thing I know I'm getting a phone call from my bank telling me that my account is over drawn. And I had just opened my checking account and now I may lose it because of ** scammer Companies that need to be taken down and put the people over it in jail for a long time. I may lose my checking account because of this. I had just opened my account and here it is people like this taking advantage of people.

I had $19 removed from my checking account after several attempts to contact this fraudulent company. Everyone needs to contact the BBB and file a complaint. These people need to be stopped! Now, I have insufficient funds to make it through the week.

I applied for a loan and I never got it and they took $44.00 out of my bank account making my account fall into over draft. Now my balance was suppose to be $244.00 left but there is nothing in my account. I tried calling them but there is no response. Can you help me get my money back? My bank account is now over draft due to them taking money out of my account without my authorization.

I applied for a loan and did not receive the loan. I have tried calling them but am unable to speak with a customer rep. I had the phone number at one time, but misplaced it. I have tried several times to e-mail them but received no response They took $19 out of my banking account for an application fee, but was approved for the loan and no loan was forthcoming. I believe this is a scam just to get people's $19 app fee. There have been several people who have had the same problem. Because 200cash took out this so-called fee, it caused approx $175 in overdraft fees.

I applied for a loan at 200cash and did not receive the loan but $19 was taken from my account. If I had money in my account, I would not have applied for a loan. This caused my account to go into the negative. I emailed this company and called; no one is taking the calls. However, it does have a long speech regarding the fees taken from your bank account.

I applied for a loan and was informed that I had been approved for the loan but the funds were never deposited in my account but they did take $19 dollars for some sort of application fee. I think this is a rip off and totally unfair to take clients money and to mislead them!

They took $19 out of my account without my permission, and I want my money put back on my debit card. I don't have enough money to get gas or household items.

Went through the process of applying accepted the $19.95 fee (like an idiot). I received an e-mail stating my app was received. Never got any other contact. I then went on the internet (which I should have done in the first place) and read all the terrible things that have happened to them. I am going to contact my bank Monday morning to review my options. I was already struggling to make ends meet and simply wanted to borrow $200.00 for a couple of weeks.

A company called 200 Cash Now has been taking money out my bank account without authorization. I sent them a certified letter which an agent there signed for on January 7, 2010. I stated in a letter: Do not take any money out my account; you were not authorized to do so. And I asked to have a customer service rep call me and speak in person. (The number they give you does not allow you to speak with anyone ever.)

They then took money out after they received my certified letter. I would like this to be handled. That is fraud. Thank you. It has caused me undue stress and fees I had to pay back to bank. it also has taken food out of my 3 children's mouths, because i am single parent on disability with 2 disabled children of the 3.

I was charged a $44.00 application fee for service I did not request! It was taken straight from my checking account. Someone needs to file criminal charges on these people, it's stealing.

I applied for a cash advance w/ 200cash.com. I was told there would be a $19.95 charge as application fee but the way the writing went, it seemed that it would come out of the loan amount. I received a confirmation that the application had been accepted but nothing else. The next day a fee of $19.95 was debited from my account. I then tried to contact 200cash.com but I was only given a website to send an email to. I never received any other info regarding my loan application. The day after that, I checked my account and $25 had been debited from the account and there was still no contact from 200cash.

I filled out a payday loan application at 200cash.com and it appeared that my application had been approved. It said that the money would be in my account the next day, but it wasn't. Three days went by and no money, so I replied to the email they sent me requesting the cancellation of my application since I no longer needed the funds. A week later, my account was charged $19.00. There are other unauthorized charges on my account that I am dealing with. I believe this is another well elaborated scam and they have a bunch of affiliates scamming people and abusing people who are looking for financial assistance to make ends meet on an emergency. Something has to be done. Is there any decent lawyer out there who want to help us? The charge of $19.00 plus the unauthorized fees charged by their affiliates have caused me overdraft fees of $105.00. I need this money to pay my bills, not to fatten the coffers of my bank.

I put in for a loan. I did not receive loan. They took out $19.00 and $44.00 out of my account.

I have had 6 amounts of $19.00 plus 2 for $44.00. I have not filled an application with them, but they keep taking money. How can a company based in Delaware, have an Orange County CA telephone number? I talked to my bank today, and I just checked my account, and $44 was taken today. My bank told me they do not like fighting or dealing with payday loan companies, because if I lose, I will get my account closed. It has caused 6 overdrafts that I had to pay.

February 17, 2010, I have had the same thing happen to me that has happened to all of you. I have read all of your stories and I am right there with you. I got charged for starting the application and never finishing it! I don't think this is fair or right at all, so I looked online for ways to contact this company. My husband is the one who called the number to complain and what not, so here is the information. I would get a hold of them ASAP and see what can be done for you all as well. I appreciate the similar stories and I hope this helps.

This company has taken $88.00 out of my checking account without my authorization. I believe that they are scamming several customers, and it is costing me extra money. I want my money back and I want them to stop debiting my account. The consequence is financial disadvantages.

I had applied for a loan but never got a response if i was accepted or denied. The next day I checked my account and I was charged $19.00 and an NSF fee of $35. I work hard for everything I have and I refuse to have my money stolen right under my nose.

I applied for a loan with this company in January 2010 and paid a $19.00 application fee. I was denied a loan and was charged an additional $44.00 in February 2010 as well as additional charges from several other companies. I filed a claim against this company with my bank and since then I recently read similar stories from other victims on the internet.

At some point someone in your office needs to step in and stop this company from committing this fraud. I am in the sales industry and I am familiar with reading before signing. This company takes advantage of people looking for assistance and organizes their website in the advantage of the company and its adversaries. This is unfair and unconstitutional if you ask me. Let's do something about this now! My account was overdrafted $70.00 including my inability to pay my phone bill due to the $44.00 charge.

I submitted an incomplete application to this website and had no intention of completing it. I noticed a $19.00 debit from my account during December 2009, and on December 31, 2009, there's an additional debit of $44.00 from my Wal-mart account. I never received a loan or any further contact of any kind with the website.

My cardholder claims no responsibility and claims to have no information on this website such as address or phone number, yet they posted the requested debit without any pending period. And after receiving a response from the cardholder about my dispute claim, I was informed that I was not entitled to a refund and would have to settle the matter with the merchant (website) that honored the card. I did not approve this debit and feel that I should receive the refund of the unauthorized debit. However, I am unable to find any information on this website 200cash.com.

I applied for a payday cash advance with this company for $200 plus $60 interest to be repaid in 2 weeks time. I was also charged a one-time fee of $19 processing fee. I was charged $25.95 each by some companies associated with 200cash.com named Grantsearchmembers and Voice2profit. These two companies have charged my checking account and caused me overdrafts totaling over $100 (which I do not have). I have sent emails requesting that they stop these charges, but have not heard from anyone. My next resort is to close this checking account completely. Any advice from you?

I applied for a loan. They said there was a one time fee of $19 and they charged that to my bank account. Then they said if you were approved, you will see an email. I never received an email, then this month they charged my account $44. I never received a $200 loan from them. This is fraud, please help get all our money back and shut them down. Thanks.

I filled out a loan from them, and they said I was accepted, and they took $19.95 out of my account in December, then turned around and took another $44 out this month, making my account negative. My account is now in the negative and I have 3 kids, and rent that I have to pay. Now, I'm in a bind.

I placed an application online for a $200 loan. They took $19.63 from my account for something I never got. I never talk to anyone and I think they should be made to put back the money that they took from me because that was supposed to be paid in the event that the loan went through. I want my money back. It sent my account into an overdraft which cost me an additional $35.

They took a loan application online and took $19.00 out of my checking account and never contacted me regarding the loan. I cannot get a human being to talk to through this company. They've overdrawn my checking account by debiting this amount as funds were not available.

200cash.com took $19.00 out of my checking account which was supposedly for their fee. They never gave me my loan causing my account to incur overdraft charges. In or about January 5, 2010, I applied for a loan and never heard anything until January 16, 2010. Please stop these thieves and for them to pay every one back. It is hard times as it is. I am on a fixed income. I am on stress pills now. I am worse and I am scared that now, they will keep taking my money. I am disabled. Please help. Thank you.

My bank account was charged a $19.00 fee and I haven't got a loan from this business. All I did was fill out an online application. Never was I told anything about a fee or talk to anyone. Never got the loan or nothing. This account was for my rent payment and because my rent was not paid in full.

I think they are a complete fraud and preying on people who need help is sick. What I discovered was that you will fill out all the information and they will make you think that you got it. You will not find out about the $19.99 until after you have signed a loan agreement. I also noticed that they do not request the routing number so they are just ripping people off. How can this be legal? I just realized that the $19.99 was going to be charged to me but has not yet but I am sure it will get posted just in time to screw up my account.

200cash.com has made consistent charges to my bank account, totaling to almost $300. I agreed to a one time payment of $19.00. After that, they charged me 5 charges, with a total of $373.85. I need consumer help to sue this company, or get my money back. I'm at the end of my rope. Please help me. My bank account is overdraft. I have no money because of this. My phone was turned off, and my rent hasn't been paid yet.

Debited my account for $19.00 which was unauthorized causing all kind of overdrafts etc. on my account.

They took a $19.00 application fee without my permission and then took $44.00 when I never took the loan. Can you help getting my money back? It resulted to overdraft fees and I do not have this money to throw away.

There was $19.00 debited from my stepmother's account that should have never been debited. There was no authorization to do this and I am wanting the money placed back in the account ASAP.

This is an online payday loan service that does not send emails nor answer emails nor phone calls. I applied online late on 12/17/09 and tried to cancel early on 12/18/09 once I found out this is a scam. They never have any intention of loaning money. 200cash.com just want access to your checking account so they can debit $19.00 from people's account without providing a service. They steal from people who are low on funds. It should be against the law for a company to have no way of contacting them. The telephone service is all voice automated.(you never talk to a human)and after numerous emails they will not respond. I did not give them appproval to go into my checking account

this is an internet based loan service provider and they are a rip off. They charge a $19 app fee and do not let you know if you were approved or not. Their # is 714- and it's only a voice mail which tells you they do not answer. They will charge my account another $25.00 plus another $19.00 per their voicemail if the funds were not available. This has caused me to overdraft. I need help. I am overdrawn. My account was at 0.00 when i applied and now I'm screwed.

they are charging me for something that i have no knowledge about. bank accout went into overdraft and im having hard enough time as it is without someone charging me for something that i did not get.

i applied for a loan. never heard from these people again, exept when they debited my account for 19.00 app fee. seems to me if your applying for a loan, then you dont have the app fee w/out the loan. this cased overdraft fees and a continual overdraft fee. now i,m in the hole 150.00

I do not recall applying with this company BUT I do have the $19.99 debit from my checking account. I hate to say it, but this may be bigger than any of us ripped off by them arre aware. There is another scam going on where you get a phone call out of the blue from someone claiming that you borrowed x-amount of dollars from CashNet.com and you are threatened with legal action (actually the script is like this...that someone is coming to your residence tomorrow to arrest you and whatever innocence you claim you have, you will have to prove it to the judge, but to avoid the court action, you can pay "them" -- the con artists!!!).

They have thick foreign accents and are targeting hard-working Americans, trying to scare us into faxing them sensitive information (SSN#, bank account #, telephone #, your name printed and signed giving them authorization to take money from your account...if they were legitimate, they would have the SSN # and account information already...) and then they proceed to withdraw the funds from the account. They don't stop there, they harrass your family, they persistently call your place of employment and threaten whoever answers the call.

I think that the 200cash.com site is nothing but a front... look at the website, it is littered with typo's... AND the contact number? I have spoken to numerous payday loan places as a result of finding the $19.99 debit and they all say that a legitimate payday loan establishment would use nothing other than an "800", "888", "877" or "866" number as these numbers are free to dial. 200cash.com uses a "714" number which tying the CashNet scam in..

applied for a loan with them and never heard from them and 19.00 withdrawn from my checking account and cant get in touch with them by email or phone. withdrew money i did not have to take.

i applied for a loan and i never got it, i go to my bank they say that they tried to charge my account 19.99 and it left me with a overdraft fee for 35.00. i dont understand why they tried to pre-authoized my account thats not right,now i got to pay that overdraft fee not yall. i really do need yall to pay that back cause thats not right at all and yall didnt give me no loan.

I applied for a loan but after reading their policy, I rejected the loan. The application was never finished when I chose not to pursue a loan from 200cash.com. The next day a fee of 19.99 was decucted from my checking account. I had no knowledge of this as no one had called me to tell me or e-mailed me to tell me there is a fee. This company is a complete scam. I had overdraft fees from my bank.

i applied for a loan and they said there would be a charge of $19.00 form my account in which happened and then I never received the loan I have gotten no return call or emails or anything. now my account is overdrawn and my moey is missing and still no loan this is downright fraud in which i will be investigating however I can. now my account is overdrawn and my moey is missing and still no loan this is downright fraud in which i will be investigating however I can.

Applied for loan over internet. They withdrew 44 dollars from my account and another 19 dollars the following week. All this done without my authorization and I can't get hold to anyone by email or phone.

Time is hard now i don't have a bank where I can just give it away. If [their] company take anymore money out of my saving with my authorization somebody going to jail and I mean that too. if I don't heard from someone in the next 12 hours there is going to be some trouble. It's not like you can't call cause you can.12/08/2009. i need my money back. is there a telephone so i can talk with a live person.

company took fees that were not authorized by me. tried call number listed. only get a recording. shorted my bank account. would like the fee returned. no more fees deducted from my account.

I applied for a short-term payday loan. Without my authorization & before I had read their agreement, they tried to "tap" my account for a $19.00 fee. I did not authorize this transaction, nor did I agree to or sign their loan agreement. I, in fact, declined their offer & informed them that they were not to "tap" my account for their fee, as I did not complete this transaction.

I submitted my information when applying for a Payday loan but never receieved a response from 200 Cash. They have deducted $19.99 from my account without my authorization! I would like to report this business and I would like my money back!!

they have never given me a loan and now they have taken not just 19.00 out of my acount but they have taken 44.00 also !! I don't have that kinda money and i have no way of getting it back this is crap!

Applied with them, they debited my account for their application fee and haven't received any type of response since. Sorry, I received an automated response stating how busy they were but I would be notified shortly. Nothing.

took money out of my account with out autherzation. i see by reading bbb its all the time they do this. it needs to stop. i need all my money just to eat with let alone it is the holidays. 19.00 takes food and shelter from me

this company says a no fax loan. then when you apply and click i agree they give you a form that you have to fax back to them for your loan. they took a fee from me for 19.00 two times. i was aware of the fee, but i had questions about the form they wanted me to fax back. i tryed to call the customer service number but it is a recording. they do not let you speak to a person.

i faxed them several times telling them i had some questions and i still did not get a reply. how can [they] take peoples money but then dont want to talk to them. [They] tell people [they] do not have to fax anything but then after u apply for the loan they tell you that you must fax a document to them.

they took money out of my account twice. 19.00 each time the second time it cost me 30.00 in overdraft fees so far.

I have never dealt with this company as far I know. This company is debiting my disability account to the tune of 44.00 and my bank, Skylight is charging my account to the tune of 25.00. This money I cannot afford. I am emotionally and physically distress over this matter and want it resolved because my pressure is up and I am in the process of moving and need all my funds.

Now what's weird is when I log into that sight now, it clearly states they have a 19.00 processing fee, which before, that was nowhere to be found.

The ripped me off by stealing $19.00 from my checking account via ACH draft 4 times. I was seeking a payday loan because times are tough. They are nothing but a firm that takes your application fee and then finds some lame excuse why they cannot give you a loan. I doubt if they ever are on the giving end, only the taking end.

It is a theft ring, as they have several online presences: Jackson Loans, One Hour Loans, probably a lot of others. After you have filled out the applications on their alias sites and hit submit, you get redirected to the 200cash.com site to submit. It is unclear what is going on it happens so quickly.

There are numerous other complains about this firm. I URGE EVERYONE TO FILE A FEDERAL COMPLAINT WITH THE INTERNET CRIME COMPLAINT BOARD. I lost $76.00 I did not have to lose. It also put my checking account into the red and other previously good checks bounced costing me another $60.00 in NFS charges.

They debited by account 19.00 anyway which also resulted in a 35.00 overdraft fee. I'm already broke and they just made it worse.

i never got a loan from them and they took 44.00 dollors off of my card and i want it back

I do not know how this company got my name but I am filing a police report I am disabled with no money and this company has somehow Robbed me! I am filing the report I called the police and they said to file a report call BBB which I am and I'm speaking to a lawyer. Please warn people I didn't ever think this could or would happen to me

I applied for a loan with them, I never got a response and they charged me the 19.00 fee put it back then took 44.00 out of my account. If I had money to throw away then I wouldn't be trying to get a loan. I can't even find a number to call them or an email, they just vanished!!!!

I applied for a loan through this website. Not only did they charge me the $19 fee twice, they sent me blank emails. I tried to open the emails through various programs,and even tried to copy/paste. The emails were literally blank. I forwarded the emails to their company only to get an automated email for other addresses I should email to.

I sent a copy of my email notifying them of my dissatisfaction and requested to have someone contact me or cancel all transactions and refund my money. I got a followup automated email confirming the cancellation for my account and a disclaimer that I would NOT be given a refund. The phone number is an endless web of prerecordings. Take My Advice: Go to your bank and ask to do a ACH dispute. Your bank will document what has happend, refund your money and all overdraft charges, and will dispute the company themselves. I'm sure if enough people call these people out on their fraud, we can shut them down. Don't be a victim!

200Cashcom screwed me over with their $19.00 fee as well. It really ****** me off because I really needed the money for food and gas. I am working part-time and felt that this was a reliable source to hold me over till payday. I cannot believe that someone is taking advantage of people's needs when we're all experiencing hard times. This really makes me sick to see that several of us were taken advantage of by these thieves. I cannot see how they sleep at night and call themselves a business. This really ****** me off!

I tried to get money but 200cash.com took my money!!! They went into my checking account and took $44.00!!! Robbers! Thieves! They are hiding from their customers and the Better Business Bureau...I will persue them to no end!

I applied for a payday loan, which if approved you receive your money within 24 hour of the next business day. I applied, got approved, I guess because they have already deducted the application fee from my bank account. I now cannot contact this 200cash.com company. There is no phone number and when I try to go to this website, it pushes me to another lender. The information about the company I've given you is all I have. It's really frustrating not to be able to contact a company that has access to your bank account. I'm stupid for applying for a payday loan anyway. If you could help, I would be very thankful.

They deducted 19.00out of my account twice without me completing an application online. Bank is charging a overdraft protection. This has caused stressed being I'm on a medical leave.

I filled out an application on line for a loan and was charged $19 dollars. This was automatically deducted from my bank account without my knowlege. This company should be reported to the BBB in all states. I am going to report them to the BBB in SC.

By reading the complaint board i see many people have been scammed by these bloodsuckers. I applied for a loan from this company and I read the terms that they would charge my acct 19.00 whether I was approved for the loan or not. The 19.00 fee is a fee they charge for verifying info about your bank. You are charged this fee whether you're approved or not. I had no problem with this but they mislead me because they said there would be NO documents to fax to them.

Well they emailed me several documents to sign and have notarized and then I was to fax all the documents back to them I thought the notarization of documents was ridiculous so I cancelled the loan. I emailed these people and told them NOT TO CHARGE ME THE 19.00 FEE BECAUSE THEY LIED THAT THERE WOULD BE NO FAXING INVOLVED WHICH IN FACT THERE WAS. Next thing I know is my acct is charged 19.00.

They obviously know people are having hard times financially and they mislead them into thinking they are going to get a loan when in fact they just want to get the 19.00 bucks from people. 19.00 doesn't sound like alot of money but when you are already in the hole it just makes things worse.

Luckily I had enough funds to cover the 19.00 or it would have overdrew my acct. I still called my bank and had them send the ACH withdrawl back to this company due to the fact that they plain out lied about having to sign, notarize and fax documents. These people are about as low as you can get.

I don't know who this is but they are trying to take money from my visa card. When I contacted my visa card company they explained that this 200cash.com was trying to withdraw funds from my account. Never dealt with this company and have no idea how they got my information.

I applied for a loan with this co. and recieved via email a conformation form to sign to recieved funds from this co. they said i was approved but i never recieved any money, and they have debited my bank account on 4 different occasions puting my account in danger of being closed nsf fees and all. my bank account is now 200.00 in the red because of this now i cant pay my utility bills or rent due to this.

they took money out of my checkings account

This loan was to help me pay a bill to make ends meet until my next payday. But instead it has destroyed my finances. My Mortgage check was returned nsf and my bank account funds are to low for me to pay any other bills. I am out of $70 fell like I've been robbed and possibly I could loose my home.

It will cost me an additional $30 to my bank to place a stop payment on this company. This company is a fraud and is constantly stealing form people. My bank account is low on funds but since dealing with this compoany I am now of $70 which I do not have. Not only the bruden of having to replace money I do not have somehow but the ill feeling of being robbed

Around 09/18/09 I had a applied for a loan from 200Cash.com. They took out the $44.00 which included the $35.00 for the returned check fee. I did not receive the money nor the notice stating I was approved nor denied for the loan. I then reapplied again around the 15 of October and then I received the APR DISCLOSER, the ACH AGREEMENT, and the MASTER AGREEMENT, but still no money. I tried calling the number they have on their web site but cannot get a human to speak to.

I applied for a cash advance. They took $44.00 out of my account. They created an overdraft of $35.00. Took $44.00. And did not give me a cash advance. So this cost me $75.00.

I signed up for a loan and never heard back from them, but yet they took money out of my account and companies affilated with them also took money out of my account, which I did not giver permission for. I am unable to get my over draft fees back because of this and the phone number you only get a voice not a real person. I have to have a letter from them before I can get my money back which is one hundred and seventy dollars.

took money from my account without authorization and no use of there services overdrew my chking account

This company is a payday advance service. The application process is very deceptive. I did not finish my application process, which apparently meant I was NOT interested in the loan. I received an e-mail that my loan was not accepted, believing that was because I myself opted not to finish the application. Today, three days later I see a debit for $19.00 drawn from my checking account. Thankfully I had the funds to cover this. If someone does not have the funds; which is likely if they are applying for a loan, then they are charged $44.00, $25.00 for NSF, and the $19.00. This is not what your bank will charge you either that would be another $35.00 NSF charge from them. All together that amounts to $79.00 this is devasting to an individual who clearly is having a bad time financially.I am hoping anyone who has been victimized by this company will notify their States Attorney's office, and the BBB. They do not even give you their address so you can file a public complaint.

I already notified my bank. We are watching my account. The report mentions how and individual got his Sosial Securiy direct deposited taken out of his account

bad stuff.

I recently applied for a loan with 200cash.com. I was never notified of approval or denial and the last I checked I was overdrawn $44.00. There is no way to contact these people, they only have recorded messages. This is not ethical. My bank account keeps getting charged and I was never sent a denial ir approval letter. I know I met the requirements, but I never even got a contract.

Sometime this Aug. I applied and was approved a $200.00 loan. Unfortunately I inadvertently typed my next payday date as 10/10/09 instead of 09/10/09 thus rendering the approved loan invalid. I am fully aware that mistakes in the application filing are no excuse from payment of the $19.00 fees. I am however appealing to you kind consideration in this regard. I am a 73 year old woman, still working but have very minimal computer skills. The $19.00 overdrew my account $200.00. I needed the funds for my non-generic medication. I know the appl. fee is non refundable. If the first appl. fee is waived my bank says that they will adjust my overdrafts accordingly. I am therefore appealing to your kind conderation in these critical economic times. Thank you for your kind attention in this regard.

i made a mistake on my first application for a $200.00 loan which was approved. I inadvertently put my next payday as 10/10/09 instead of 09/10/09. This was reless but honbest mistake and have just now applied for another loan which was approved. I sincerely hope that you refund ther first $19.00 charge. I trust your company and will patronize it again!

i did apply for a loan on line, but once i realized that they charge a fee. i immediately cancelled this request and requested that they do not withdrawl any fees from my bank account as this would cause an overdraft. I got an e-mail response we are sorry we will charge you a fee anyhow and if it overdrafts your account this is what you agreed to and if the item is returned we will charge you 44.00. i explained that i cancelled this request within minutes as i could not afford an overdraft.

i have applied twice to this company, once through an affiliate that said this was the best one. they have debited my account twice the 19.00 fee, i even faxed them a copy of all payroll info, the declining letter after being approved, pending, had a list a mile long that they could not verify. personally i think someone ought to close this site, so that poor schmucks like me won't get taken advantage of, so far this is the only one that i have seen that charges a fee. no one else does. i want my money back.

thse people are hitting ny bank i do not know who the are they will not talk tp me or my bank

Applied for loan and was not approved. My checking account has been charged a fee of $19.00 on 5/21/09 and another $19.00 on 6/25/09, and now on 7/30/09, fee of $19.00. I have called the number listed but receive no person only voice saying they will contact me but how since I do not talk with anyone and I cannot leave them my telephone number to be reached at. How can I get them to stop accessing my account and charging me this $19.00 fee.

i applied for a loan which they said i was approved for. then they charged me an application fee of $19.00 that i didnt even know about.I found out later checking my email that they denied me but yet they took a payment out my account for money i didnt get

I applied for a pay day loan from them and it wasn't until I submitted the application did I know there would be a $19.00 fee. So, I emailed them to cancel my loan application with them. I did that right after I submitted the loan application. Well I thought they canceled it, but they didn't. I applied on July 17th, 2009, on July 20th, 2009 got an email saying I was deined and on July 21st, 2009 they took the $19.00 fee. Yes, I was looking for a pay day loan, but I wouldn't have applied if I had know about the $19.00 fee. Why would anyone pay for a service like that. I don't need the money bad enough to have to pay a fee.

I applied for a loan, and they told me I was approved. They debited my account for $19.95 twice. They have not deposited into my account at any time. I want my money back. I needed this loan to pay my rent, and now I'm overdraft on my account and don't know what to do. Please help.

I did try to apply for the loan and saw the one-time application fee for $19.00. I was fine with that, but I didn't get approved due to them not processing my application correctly, like no one at my work knew me, and fraud SS number. So I was okay with that - what's done is done. But today, 7-17-09, they charged my account $44.00 for an unknown reason that was not mentioned on their website. Plus my application was not fully done with them.

This is the worst internet scam outfit I ever saw! I applied for a $200 loan, they said I was approved. Then an email arrived saying I do not qualify as their application was not completed. This is an outright lie! They deducted $19 from my checking account as well. They need to be shut down! I only lost $19, but obviously, I needed a little money in my checking account for an emergency and now, I'm even worse off!

I applied for this loan on May 15, 2009. I was emailed and informed that I was approved, complete the wage garnishment form, print out the master agreement and fax it back. I was told that I would be informed of the deposit date and an account manager. The master agreement states that they will debit your account, approved or not. It does not tell you that your account will be debited before the money is deposited into your account. My account is now overdrawn, they have not only debited my account once, but 3 times. I cannot speak to anyone, it is a recording. I have emailed and they sent back a script from when you first apply.

My account continues to be debited and overdrawn, my bank will not let me close the account until it has a 0 balance. On Thursday, June 18, 2009, someone contacted me stating that I had not paid 200cash.com and I am now in default and accused on money laundering. He stated that the money had been deposited into my account and they had the proof. He stated I needed to pay him $600.82 in order to keep from being arrested.

I applied with this company because in many parts of their ad said no faxing, I do not have a printer and no fax. After they got all my information, I got a form that said to sign and fax back to them stating that they could garnish my wages. There was no way so I tried to contact them on how to apply with no faxing like their ad said and I got no reply, the other way was to fill out another app. That on it asks for my work's fax number, I got no reply from them. My work was getting phone calls every two minutes telling them to go to a website. I emailed them and told them to stop. They also said they were going to take a fee from my checking and I told them I was about to report fraud because I would not have applied if they needed any faxing because I can't fax. Also, they said they would charge a fee and take it from my checking, so I called my bank and stopped them from taking anything from my account. So now my bank was overdrawn. $33 it took me to stop them.

Yes, I am a victim of a scam by this company called 200cash.com. This my second time doing this but it's not going to happen again. This company needs to be stopped. They took $19 out of my account as well and I haven't seen funds either. I hope you can do something but as for me, I'll never do business with this company ever again.

i wanted to borrow 200.00 from them and never received anything. they also charged me a processing fee of 19.00 and i got anover draft fee because of it. this is a scam. and now ill have to close my account.

checked about a loan from cash 200 then decided i was not going to use it. never got no money from them but the have taken 44.00 from my account a i have no idea why and can not get hold of anyone. put my account in the hole plus cost me a 35.00 over draft cost

I was looking for a small loan just for 2 weeks, 200cash.com said they would loan the money with no faxing, then said that I might see a 19.00 fee pulled from my acct. for a process fee. I decided I did not want the loan. Then they wanted me to sign and fax back a paper stating I would be charged 750.00 attorney fees if the money was not in the account on the due date. I decided not to do the loan. But today I checked my account and 200cash.com had debted my account for 19.00. I want that money back!!! I will press charges on them through my bank!!!!!

i applied for a loan. once i complted the application, they said i was approved for $260.00. they took $19.00 out of my checking account, and naturally, this brought my account negative $24.00.this is what my bank charge fof nsfs. its been two weeks, and still no monies.