Complain about a product or service

BMG Music Club

Jenn of Woonsocket, RI November 6, 2009

I just checked my credit report and noticed a negative mark having to do with a collection from NRS. I called to find out what this collection was for and it was for BMG Music from 2006. I have never received anything from this company. NRS told me my address but I tried to explain to them that I did not live here in 2006, I just moved here last year.

They then explained to me that BMG has been bought out and I need to dispute the matter. I am trying to raise my credit score and because of this Negative mark my score has been lowered by 50 points.

Melissa of Woodstock, GA November 5, 2009

I have never ordered anything from BMG services. They have National Recovery Agency reporting this to the credit bureau earlier this year. I have been trying for months to get this cleared up. I even filed a Chapter 7 last year which was discharged. I have faxed them this document as well to prove that all debts were dissolved. NRA repeatedly tells me that they cant find the paperwork and I need to pay the 190.81

Karl of Groton, CT November 5, 2009

I have found out that BMG music company has reported no my credit report that I owe them money. I tried to find info to call them and I could not find a working number. Please help me. This is affecting my home mortage refinace.

Michelle of cda, ID November 4, 2009

we had our credit ran as we are trying to buy a home, when my agent tells me of this 200 debt from a BMG music whome iv never heard of before or have any debt with mind you according to the report it was from 2003 and went into collections sept. 2009.How strange is that!! needless to say i am so not happy so when i called National credit solutions the very rude man who answered the phone told me the adress which is not mine and that there was nothing I could do it all adds up on his end and all I could do was pay the fee. I dont think so I am disputeing the claim! this is ridiculous and this had better not affect our family from purchacing a new home!

Kimberly of berkeley springs, WV November 4, 2009

We had an account with them at one time, but was paid in full. We applied for a mortgage recently and they showed up on our credit report as us owing 150.00. We need this to some how be removed, as they no longer exist. lowered credit score, affecting mortgage loan

Carl of Arlington, VA October 29, 2009

I cannot beleive how many people are posting about this. I have never ordered anything from BMG Music services and I received a collections report on my credit report for 195 claiming I owed 45 for CDs from five years ago. I just disputed with Experian but sounds like that will not get me anywhere. I have perfect credit and now it has been lowered by over 80 points so I will pay higher interest on a mortgage. So much for helping alleviate the mortgage crisis by buying a home. I might not be able to afford the payments at this higher rate!

Kenneth of San Josese, CA October 19, 2009

BMG music reported to National recovery Agency that i owe them 54.00 from July 2009. when in fact I've never heard of this company until i saw this negative item on my credit report, i disputed this through Equifax which has just contacted me that the disputed item has been confirmed. I then contacted the National Recovery Agency who confirmed that BMG music has reported me as owing this money. I asked NRA for a contact number to BMG music and they stated they have no contact info for this company, So now my only option to remove this negative item is to make a complaint to the Federal Trade commission and file a law suit against BMG music

Latoya of Philadelphia, PA October 13, 2009

I recently applied for a mortgage only to find out that there was a charge on my credit from BMG music club. I have never ordered from this company. Every time I tried to contact this company I had no luck.

Evan of Marysville, WA October 7, 2009

My credit report was pulled by a mortgage company, so that I could buy a home. They informed me that I had something in collection, which was a surprise to me. It was from BMG and the account was being handled by National Credit Solutions. I called NCS and they told me I bought 5 CDs six years ago and never paid for them. The CDs were originally 49. They even told me which ones they were (CDs I would never buy). Now the account is 194 for late fees and whatever else. I told them I would be sending them a Debt Validation letter asking them to prove that I owed the money. I sent the letter certified. After they received the letter I called NCS and they told me they closed the account and notified the Credit Bureau.

Crystal of Ogdensburg, WI October 5, 2009

I checked my credit about a month ago and noticed that there was a collection account that I've never seen before, I disputed the claim, but it was verified. Today, Oct 5th, I received a letter from National Credit Solutions saying that I owe them 158.56 from a BMG Music account, which I've never had. I've never received any DVDs, CDs or anything from BMG. The woman at National Credit Solutions told me this was an account from 2005, I wonder why this wasn't on my credit report sooner??

I came online to find the customer service number to BMG to find out what I supposedly ordered from them, called the number, a recording answered and then disconnected the call. Then I found this website, this is unbelievable!

Report Your Experience
If you've had a bad experience -- or a good one -- with a consumer product or service, we'd like to hear about it. All complaints are reviewed by class action attorneys and are considered for publication on our site. Knowledge is power! Help spread the word. File your consumer report now.

Share		Follow us on Twitter.

Back to the top |