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Primerica





Daphne of Cambria Heights, NY August 31, 2009

I was told to come in for an interview on Friday, Saturday and Monday August 31, 2009. I was told i had a job but then told i have to put down a down payment for classes and licenses. i was harrassed and followed because I didn't have the money right away, I was also asked to come in tomorrow Tuesday, September 1 at 11:00 with the money. This is was a BIG scam. Please look into this company. I didn't feel comfortable at all

Timothy of piscataway, NJ July 17, 2009

I'm on a buisiness trip this is my fisrt time here ever,I set a reservation through you and this is the best you can offer the first room had bad lightin that did'nt work well the they moved me and second room was smaller and clogged bathroom sink plus the lamp shades are broken, and to top it all off the day manager was a jerk by not willing to make any adjustments of any kind when I asked him to, plus there not even prepaired they have construction going on right now I took a couple of pictures

Gregory of Eden Prairie, MN May 4, 2009

I was contacted by Primerica and asked if I would like to interview for a job in December 2008. I completed two interviews and following the second talked to an acquaintance who communicated to me that Primerica is an MLM company with a very questionalble reputation. At the conclusion of the second interview I provided my credit card so that Primerica could conduct a 'candidate paid' background investigation. I did not think anything of this as I understand that most Independent Consultant candidates do pay for this required service. I was also told that upon starting at Primerica I would be charged 25 monthly for computer access and that it would automatically bill to my credit card that was used to pay the background investigation charge.

As was stated earlier, I did eventually learn that this was a MLM company and because I had no interest in working for them I immediately withdrew my name for consideration. A few weeks later I noticed the first 25 charge on my credit card statement. The charge was dated two weeks after I declined the job offer at Primerica. I attempted to contact Primerica Corporate. Each time I called I was prompted to enter my Primerica employee identification number. I obviously had no number at which point the answering system leaves you no options but to terminate the telephone call. I did locate an additional phone number for their Accounts Payable department, but the line is always answered by an automated system with an outgoing message stating that the Department is in a corporate training meeting. Eventually February 2nd came about and another 25 was charged to my credit card for computer access.

At this point I contacted Nick Lisowe at Primerica's Woodbury, MN office. Nick was the so-called "Vice President" that I had interviewed with in December. I related what was occuring to him at which point he told me that he did not appreciate my lack of professionalism and that I was 'stupid' for declining the job offer. He then went on to say that he would terminate the 25 monthly charge only if I provided him with (25) names of friends and family that he could contact regarding Primerica's services. He communicated that I owed him this for wasting his time and that I consented to the 25 charge and therefore was required to continuing to pay it until I provided the aforementioned list of names and telephone numbers. On May 2nd my credit card was once again charged for the fifth time by Primerica.

Gregory of Eden Prairie, MN May 4, 2009

I was contacted by PreVisor and asked if I would like to interview for a job in December 2008. I completed two interviews and following the second talked to an acquaintance who communicated to me that Primerica is an MLM company with a very questionalble reputation. At the conclusion of the second interview I provided my credit card so that Primerica could conduct a 'candidate paid' background investigation. I did not think anything of this as I understand that most Independent Consultant candidates do pay for this required service. I was also told that upon starting at Primerica I would be charged 25 monthly for computer access and that it would automatically bill to my credit card that was used to pay the background investigation charge.

I did eventually learn that this was a MLM company and because I had no interest in working for them I immediately withdrew my name for consideration. A few weeks later I noticed the first 25 charge on my credit card statement. The charge was dated two weeks after I declined the job offer at Primerica. I attempted to contact Primerica Corporate. Each time I called I was prompted to enter my Primerica employee identification number. I obviously had no number at which point the answering system leaves you no options but to terminate the telephone call. I did locate an additional phone number for their Accounts Payable department, but the line is always answered by an automated system with an outgoing message stating that the Department is in a corporate training meeting.

Eventually February 2nd came about and another 25 was charged to my credit card for computer access. At this point I contacted N. Lisowe at Primerica's Woodbury, MN office. N. was the so-called "Vice President" that I had interviewed with in December. I related what was occuring to him at which point he told me that he did not appreciate my lack of professionalism and that I was 'stupid' for declining the job offer. He then went on to say that he would terminate the 25 monthly charge only if I provided him with (25) names of friends and family that he could contact regarding Primerica's services. He communicated that I owed him this for wasting his time and that I consented to the 25 charge and therefore was required to continuing to pay it until I provided the aforementioned list of names and telephone numbers.

On May 2nd my credit card was once again charged for the fifth time by Primerica. Reoccuring charge the second of each month on my credit card for 25. I have been charged 125 YTD

Tatiana of Bronx, NY April 3, 2009

I met a Gentleman by the name of Robert C. He offered me a position (part time) that sound interesting. I took his business card and called him curious about the position. He told me to come to the orientation.I went to the orientation. The orientation basically went over the whole prtocol of the business, their expectations,etc. I filled out some general paperwork. Robert offered mte to come back and start the job and get the feel of the program (training) I went home to discuss the opportunity with my mother but she DID NOT LIKE IT.

i called Robert after he persistently kept calling me after the orientation to confirm if i was coming back, i told him i will get back to him ( i was at work). HE kept on Calling me. I finally told him that i WAS NOT INSTERESTED In the position and he asked me was everything okay. I told him yeah, but come to find out. they took 124.00 out when I told them i no longer want to do that and not only i DID NOT AUTHORIZE PRIAMERICA TO TAKE ANY MONEY OUT.. I WANT MY 124.00 REIMBURSED. I HAD TO GO TO MY BANK AND CHANGE ALL MY INFORMATION, I AM SOOOO FURIOUS

Tim of Springfield, IL February 15, 2008

It is now Feb. 15 and I still have not received any 1099 tax forms from Primerica (even though I didn't start investing any mutual funds with them until December, and even then only over 300 worth of investments, of which I have since temporarily stopped because of the need to pay off student loans). Primerica stated previously to me that these tax forms would be available online TODAY. Well, I logged onto my account only to find out the tax forms are still not available online, and when I called the Primerica customer service center, Liza, the customer service representative, stated that it won't be until next week that replacement tax forms would be mailed out and that 2007 taxable income would be available online. She could not give me any of this information on the phone because "the system was not set up to allow this until after Feb. 15" which I think is a bogus excuse.

There are some individuals (particularly farmers) who have to submit taxes by Feb. 28 instead of Apr. 15, and they cannot afford any further forced procrastination on their taxes. Primerica's customer service center LIED when they stated that tax forms would be available online starting Feb. 15! I was wanting to start my taxes on Presidents' Day weekend--now I can't as a result of this company's negligence! It is to the point that I am considering pulling out the little investment assets of my account and refunding the money to myself (as I've got car payments and loans I would rather be paying than thinking about retirement over 50 years down the road--I'm only 30 and I don't have any plans to retire from my job as an archivist because I enjoy my job!

Leslie of Rocklin, CA September 1, 2007

I was contacted in March 2007 by Bradley Andlovec at Primerica from a resume I had posted on a job site about a possible "business opportunity". This opportunity was to get licensed to sell insurance and work for their company. This process involved an initial fee of 199. I was told numerous times in no uncertain terms that that fee was refunded upon my completing a training course and passing the insurance exam. This was stated in group meetings by the company owner, to me personally numerous times by Bradley Andlovec and was generally accepted as common knowledge by everyone I came into contact with that was going through the same process as I was.

The sales pitch was this: that they didn't need your 199, but that they collected it to make sure that people were serious about completing the process, once you did complete the licensing process your money would be given back to you. At one meeting Mr. Andlovec even stated that I would be receiving a check for 200 and so "you will even be making a buck on the deal" is what he said to me. At another group meeting that I attended I personally witnessed the owner, Roosevelt Kirby hand a couple 200 in cash, the statement he made about it was that he was refunding their fee early (they had not passed the exam yet) because they had recruited other people.

There was also a fee of 65.95 for having fingerprints taken for the process of becoming licensed. Primerica also promised that this fee would be refunded upon passing the examination. I did everything that was asked of me, paid the fees, took the training course and I passed the examination on June 21, 2007. After passing the examination I tried to make inquiries about when I would be receiving my refund and I would not get a response to that question or I would get a vague response. After not receiving my license or being contacted by the company by approximately August 27th, I called and spoke to Ingrid, who is the company secretary I believe. She acted like she had no idea what I was talking about in regards to a refund and told me there was no refund of the 199. In regards to the 65.95 she said they needed more information about my employment which I faxed to her promptly. I was told she would inquire about the refund situation and get back to me but I have again heard nothing from them. I now feel that this is some sort of scam.

Nancy of Pepperell, MA August 30, 2003

I went to one of Primerica job opportunities during a meeting with a group of other people. There I met Dan McKeon. He signed me up to continue with the opportunity of employment with a charge to my credit card for 200.00. We made plans for me to meet him and his wife Sandy who too is an associate of Primerica. There is when I was given all the information of what would be expected of me to have the opportunity to make my living with this program. I had to come up with about 25 names of people I knew to make "cold calls" to set up meetings on "Financial Needs Analysis" with Dan McKeon and myself. I was also told that I would need to recruiting to build a base of my own. This was happening so quickly, that after a few days of thinking about this I decided that this was not for me. When I called Dan McKeon about my decision, I was told that I had 120 days to respond to Primerica for a deducted refund of my 200.00. That 40.00 would not be refunded because of the "Independent Business Application"(IBA) fee would be held for being processed. Since then which is about 2 weeks ago, I have been trying to contact Dan McKeon as well as his higher up for the address to write to for my refund. I have not received any responses as yet. I am reacting to this quickly as not to go by the 120 day refund date.





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