I agree that this is flagrantly trick marketing. I received notification of my "selection to participate" in the national program a week ago. Amazingly, the notification referenced the exact amount.
I called my bank about processing an equity loan. I have no doubt in my mind that the bank gave out my inquiry.
I have a second receipt of what appears to be an opportunity offered by the Federal Government to reduce my unsecured debt interest rate. How is this information available to just anyone who wishes to pull it without notification to the individual whose credit is being perused?
I have never responded to these obviously bogus solicitations, but I am anxious about my credit information being exposed to the masses.
I received a document indicating that I was pre-approved for a reduction of $15,000 off my credit card debt. I don't think that these companies should be allowed to imply that they are a government agency.
We received a secured document from them saying we are pre-approved to settle our consumer debt for half. The title of the company and the eagle seal gives the impression that they're a government agency. It even gives a White House web address, but this relates not to the company, but to the Accountability Responsibility and Disclosure Act of 2009. If this was connected to the government, it would reference a federal government web address for the specific council itself. We had set up a telephone appointment, but decided on further research not to keep it as it appears to be at worst a scam and at best a company trying to pass itself off as a government entity to access personal information and make money off those in debt. Just to get the word out about this possible scam/underhanded technique.
They promote false or misleading image of representing an official U.S. government agency for consumer debt relief. They use official American Eagle trademark of U.S. government; a Return Address similar to the actual White House address; and other sham marketing tactics that purport to be official government business. How do these people get my debt information? I also received a similar misleading letter from the Department of Consumer Debt National Debt Relief, address Commerce St. Ste. 2016 Flemington, NJ 08822 with similar (almost identical) wording and proposal. It's scary that these people are able to find my personal information and I am sure lots of people have fallen for these criminals! This poses an identity theft risk as well as a financial scam.
Promotes a false or misleading image of representing an official U.S. government agency for consumer debt relief; Uses official American Eagle trademark of U.S. government, a return address similar to the actual White House address and other sham marketing tactics that purport to be official government business; Makes claim that Under National Council for Consumer Debt Relief Plan, individuals who have more than $10,000 in unsecured debt may qualify to settle their monthly debt payments by up to 50%; Deliberately misleads consumers into thinking they can instantly wipe away half of their "unsecured" medical, credit card, store card, hospital bills or bank loans with the help of the same level of government that bailed out the automakers. Not!
So far I've just had a couple of letters, and perhaps a few phone calls, from NCCDR, and have not yet responded. But I have the same concerns as the person writing from Naples, FL, about this organization's access to my credit info, and the entire presentation of the offer--the type of envelope, the (seemingly) Presidential seal, even the way it's worded--are obviously tailored to give the impression that this is a government agency. Nothing illegal. But not everybody is savvy enough to know that if it doesn't say that it's a government agency, part of some specific branch of government, it's not. And I worry that this obvious attempt to mislead will be far too effective far too often and lead a great many to have more trust in NCCDR than they deserve.
How did this alleged organization had access to my personal data? They have the boldness to put in print that I have a personalized website to access my information with personal ID number. What action can I take to stop my information being accessed by these types of solicitors?
