
Robin of Michigan City, IN on June 4, 2009
I received a call from my mortgage company stating that they were starting foreclosure on my home. I had already tried to modify with my lender but I was told that I did not make enough money. So, I did what anyone would do because I did not want to lose my home, I called this number for Apply2Save which I saw on TV. I obviously did not do enough research at that time, but I contacted them and told them my problem and they stated that I was approved.. So, they debited $795.00 out of my bank account. I had all of my paperwork to them the next day. After doing this I told a family member what I was doing and they instructed me to contact a lawyer and have them verify this place. I did contact a Bankruptcy attorny and she did verify that this was a scam.
After talking to her I just decided to file a Chapter 7. I called Apply2Save two days later and canceled everything and they verified with me that I was to get my full refund in two weeks and that someone would contact me to verify my correct address. The following Monday I met with my attorny and she also called there to make sure that I would be receiving my refund, they reassured her that I would receive it in two weeks. This was on April 26th that my lawyer verified with them. So I gave it a couple of days and called them. After about a half hour on hold, I was finally able to leave a message. Then I emailed and emailed..
Finally I did receive a response from both email and a return phone call. They stated that I was approved for my full refund and that I could expect it in 30-45 days. I then stated that I was told two weeks, well that didn't happen!! As of May 27 it was 30 days, so I decided to call and make sure that my refund was on the way, as I am like everyone else and I live pay check to pay check plus I have a baby on the way, so I really needed that money back. I called all three numbers that I had for them over and over again because I thought that I had dialed wrong! Everyone of them where disconnected!!! I was in panic mode, I need this money!! I filled out a report to the Attorny General now I don't know what to do! If anyone out there has any advise please let me know. I just can't believe that a company that is supposed to be so big and in with the president would be like this and why would anyone let them be around for so long and let them advertise on the TV that they are in with the president!! I have lost a lot of money to this man and I am in hope that I will receive it back. I hope that the owner of this place goes to prison for a long time!! I feel bad for anyone that has ended up like me. I just keep my fingers crossed and pray for my check to be in my mailbox everyday!