After checking my credit report, I found this company name along with a fee of $480.00 showing up as a collection item. I have no knowledge of this account. I will be reporting this company to the Better Business Bureau regarding fraudulent account being placed on my credit report.
Consumer Complaints & Reviews
They called my residence. They were looking for someone who has never lived here nor ever had my phone number (I have had the number for 20 years). I was hung up on twice. I called back and asked for a supervisor. The lady was nasty and rude when I explained no one was here by that name. When I asked her to identify her company and her name, she got nastier and hung up on me. It is bad enough that they would treat a defaulted debtor this way. But I don't even know the person in question.
Got a call today, and when I called them back from another number, the woman who answered said their name is Vision Financial. And when I asked what kind of company they were, she gave an exasperated sigh and hung up on me. So, I called back and got a very rude woman on the other end. She wanted the number they had called and said that they didn't call the number shown on their caller ID. I said, "no, of course not, I just wanted to know who called me." She then asked for my phone number to see if they had the right number. I told her no, I wouldn't give my number, I just want to know who called me. Then she said, "ma'am, what are you hiding?" I promptly hung up on her. I have no debts, and I don't know of any reason they would be calling me.
They called asking for someone who is not me. I told them so and the first caller Sherry called me a liar! The second person not sure of his name was even nastier and I could not get a word in. I then called them and asked for a supervisor who was a Mr. **. He was equally nasty. What the heck kind of country do we live in anyway that people are allowed to call anyone and be downright nasty! I have a small baby I care for and can not take the stress from these type of calls at work.
I was called two times on Thursday, 8/12 and Monday, 8/16 by two different reps regarding an old expired debt. According to Illinois law, there is a 6-year statute of limitation on collection of debt. The numbers I got calls from were 866- and 877- on my personal cell phone. I told them I do not recall the debt they mentioned. They gave me a file number to check into and said they would call me back. They are violating FDCP law. And I am feeling harassed getting called twice in one day about the same thing.
Harassing phone calls were made to my cell phone repeatedly after I advised them that I did not want them to contact me. They called 11 times on 7-13-10 between 8:37 am and 8:59 am from the following telephone numbers: 888-902-6227, 866-692-6802 and 877-342-1157 and again today, 7-13-10, at 1:28 pm and 2:54 pm.
I got a call starting just 2 weeks ago, from then on it continued. This company is a collection agency threatening me to make a payment on a old debt that is expired by PA limitation law. I tried explaining this to them several times. They keep threatening me and downing me over this old debt. The guy I talked to, Jamore, said he that had my credit report which I know that my credit is bad. I'm trying to fixed that now. But he began downing me over all the debt I have on my credit report, talking about debts that has nothing to do with this case. He told me I made a payment on 2/26/08 which is no way close to the truth. I told him I never made a payment because I know that will start the time line all over again of the limitation law. He told me that I did ask for proof, several times, of what type of payment, with a check or credit card and with the name of the bank. He failed to do so.
So he called me back on 7/8/10 and told me that they must have made a mistake by putting someone else's payment of $141 on my account. So I explained to him that I'm not paying on a expired account because I never made a payment. That was a mistake on there part if there ever was, then I hung up. Then he called back on 7/9/10 telling me that he showed proof that I made a payment, which he didn't, and I never made one, and that they're going to proceed trying to garnish money from me over a expired account. They are using fraud by making a payment on a old expired account to start the limitation time line over again . I never made a payment. He said that it was made by KB which I don't know who that is or what. During 2008, I didn't have a credit card or a checking account. Please look into this, they are using fraud to start limitation time over.
Vision Financial Company is calling me several times a day since mid-July, 2007. They call in the evenings, past 8pm and on Sundays. They do not leave messages. The few times we have spoken, I have told them they are incorrect in stating I owe any debt. However, they continue to call. I just received another call, and today is Sunday. They have refused to give me anyone's name in full, only first names.
They have used up as much as 136 minutes on my cell phone account in one month, causing me to incur overcharges of .25 cents per minute. They have harrassed me in numerous way in terms of refusing to stop the calls when asked.
