I had asked GCFS to send me a billing statement for each month so I can see if the money I send is being used properly. I have the right to see where my money is going, you know? Greg from the customer service is rude and unfriendly. I have been paying this for about year and a half and I do not know where the money is going. I need a statement every month so I can track it.
Consumer Complaints & Reviews
I was sued by GCFS for a debt owed to Direct Merchants Bank. I called them first and it escalated to a lawsuit after I tried repeatedly to set up a reasonable payment plan. However, I was treated very rudely by Greg **. I tried to get accurate records of debt in court, but the judge ruled in their favor and I now owe 3x the original amount. This has caused an extreme hardship, because initially the deductions were approximately 200 per check.
I was served with a civil lawsuit while living in Los Angeles by GCFS. I do not dispute the suit but after I movde to WA state, GCFS continued to serve actions against me at an address in Burbank that I never lived at. As a result, they took all of the money I had in my checking accounts that I opened in WA. GCFS is not even licensed to operate in WA so they use less than legal methods to "prove" they served me in CA.
This is my parent's debt. The collectors withdrew about 9000 out of my parent's business account; because they had never received payment from my father (my father had accidentally sent it to Fresno's Small Claims court rather than to GCFS). I called Ben R., enrage because of what his company had done, but I guess he had the legal right to do so.
There was still a remaining balance of 800 that Richards was supposed to collect when there was money in the account again. He never withdrew it because the last phone call I had with him I called him an [expletive]. That enraged him enough to harass me and my family. GCFS will not provide me with an accounting statement with details of the incurred interest, money paid and owed. GCFS also have wrong information on their accounting records because their timeline contractions my parent's own bank statement's timeline. Whether or not that is evidence tailored accounting that has been made to be favorable in their party is questionable.
I want to pay the remainder of this debt and never have to deal with R, again. R.' intentional action that he was going to withdraw the moneys owed and send a letter of satisfaction but arbitrarily failed to do is a clear indication of the unethical, unprofessional business practice. R. tactic to misinformed and mislead me by failing to contact me about the new course of action he decided to take. As a result he purposely forced upon us with an outstanding balance and allowed interest to incur.
The first time R. withdrew money was in late August early September, now in December the amount is now $1,428.97. R. has violated the FDCPA by his actions and it needs to be recognized and addressed. The money he withdrew was from my parent's business account. We have moneys going in and out at that time. A few of our checks bounced. He also made it a great financial strain for me parents paying for my college tuition.
I owed Direct Merchant Bank 5,341 dollars, and debt collector Greater Financial Services made me pay 11,942.64, claiming that i have to pay court payment and interest of 5,741.48 dollars for 3 years of interest. Please let me know what I need to do. I have read the rules that debt collectors are not supposed to raise interest on my debts.
I could have use those money to repair my broken bathroom.
I recieved a letter stating that Bright Now Dental sent an account to collections without ever notifying me with a bill or any amount owed and never provided me with the type of services that were provided. I attempted to contact them and left messages but no one ever returned any phone calls.
