F&G attempted to sue me for a debt dating back to 2001 and said a payment was made in 2009. I was served and went to court where I denied the debt was mine. The court asked F&G to provide documentation proving it was my debt, provide account statements, and prove they purchased the debt. F&G sent me bogus account statements and bogus proof that they owned the debt. They also sent a letter saying we could settle before the second court date.
Consumer Complaints & Reviews
They had my bank account frozen, over an account with Capital One for $550. I received nothing from them, no papers, no summons, etc. Once, I received the notice from my bank, attached was the paper work that was supposedly filed in court. If the bank hadn't sent me anything, I would have known nothing. I dealt with a Ms. **. I ended up sending the $550 via Western Union, just to get my bank account unfrozen. I am also checking with the city court, to find what, if any information they have about this supposed summons.
Re supposed Lowe's account, I do not owe third party debt collectors and these bottom feeders a dime, They voluntarily recalled the debt, sent me a letter that they were no longer collecting. In return, I requested it be taken off my credit report. The debt buyer LVNV DBA Resurgent Capitol refuses and the attorney Forster & Garbus refuse to remove it. If they refuse, either act on or take me into court, remove it; there is no judgement. I've contacted them several times requesting this in the last 7 months. they refuse. Please help! I cannot have this ruining my credit, it must be removed. Please help.
They proceeded to freeze my accounts, leaving me no way to pay bills, buy food or fuel, or pay my mortgage. I am the only wage earner in the household. They had been advised that my account would be paid in full very soon, but went ahead anyway with no notice to me. All my prearranged payments bounced, and my direct deposits had to be converted to checks. I can't cash them, since I have a frozen account. My mortgage will be late, all pre-authorized bill payments will be returned (with associated fees by my bank and theirs), and my accounts will incur late fees. My cellphone, and my family's, will be suspended since I can't access my bank account.
This law firm took me to court for a debt of about $800 for over 10 years ago and told me that I made a payment in 2004 when I did not (they provided not proof to the courts) and that they were representing the company when what they had done was buy the debt from the company. Even though they increased the debt, and I had not made payments in about 10 years I agreed to a payment plan as it is my debt. I am presently making payment plan and every three months they go back to court and obtain a new judgement on my because they say I am not paying (took in my money order recepits last time) and they want the full amount of the balance now. I do not know that they receive a new judgement until I get the 'execution notice' in the mail from the Marshal's office. The law firm sends me nothing and I am puzzled as to how they continue to get these judgements against me when I am paying my bill.
A freeze was placed on my accts and my husbands accts for an account that wasnt mine and not knowing now what to do we paid the debt with a credit card to get the lien off the accounts. But researching the company i found out that they have several complainats against them and now im sure the acct was never mine. I dont know what to do
I had a credit card account with capital one bank USA. I called them in november 2005 to ask for some type of payment deferment for only one billing cycle because I just began a new job and would not receive pay for a month. I was told that that is not possible and I would be incurring a late fee. The very next bill was for double the minimum plus the late fee. I called to try to make an arrangement for that and still I was told that no type of help was available. Needless to say the amount continued to be alot more than I could pay in one months time so I took the matter to court.
By this time Forster and Garbus was handling the matter on behalf of capital one. I was given a date to come up with a settlement amount. I could not come up with the amount and when I called to make an arrangement with forster and Garbus I was told that a hold was placed on all my assets and I began receiving bills from F&G with increasing amounts every week. I called again and was continuously told that all I could do to fix the situation was come up with an amount that far surpasses the limit on the credit card($7800.00approx) I then told Mr. Richardson my financial situation and he told nme to make payments as I could. That I did I sent 3 payments of $100 which is all I could afford between then(sept. 2007) to the present. I realize that I incurred this debt and I will pay it off but I am 3 years out of college with more bills than income.
This firm is continuously ignoring my requests for a detailed bill with interests amounts and I am unclear on every aspect of this debt. I do not understand what a levi/writ withdrawal is and this is the most recent activity that has occured with my frozen bank account. F & G initially withdrew money that was not credited to the overall balance and I did not receive a bill since my first payment. I do not know the balance as of this time and I can not get through to Ms. Harris as Mr. Richardson is no longer on this account and can not help me according to F & G. I am not looking to skip out on my responsibility however it is becoming increasingly more costly and difficult to even get in contact with these people to try and figure out a solution Please help me in any way possible. Your help would be greatly appreciated
I am a disabled person who foolishly tried to re-establish credit through Capital One. When I became over-extended (after interest rates changed last year), my account was handed to Forster & Garbus who proceeded to badger me by telephone from roughly 8:00 am to 9:00 pm.
At this point, I asked they stop contacting me by telephone. I have written to them several times explaining I was trying to get my finances in order so as to make MANY small payments over many years.
They proceeded TWICE to send me what appear to be legal documents; the latter appears to be a judgement. Here's the inreresting part; I NEVER received a copy of either summons and was denied any access to the courts.
I did notice they managed to cash the money order I sent for the first payment. I didn't send a check because there is no way I trust them with my banking information!
I had a lien against my checking account from capital one bank. On jan. 18, 2007 I paid the lien from another checking account. It was taken out as of that date and is paid in full. As of 1/26/07 the lien has not been taken off. Every time I call Ms. Rose she does not call me back. It is hard to get in touch with them because their phone lines are screwed up and when they do they say they will take care of it and do not. I feel that the debt is paid and they have no right to ignore me and not take off the lien.
Forster & Garbus, a collection agency placed a restraining order on my bank account which is a joint bank account co-owed with my mother (who is a senior citizen). The purpose of the restraint was in an attempt to collect a debt from the coowner of the bank account(my mother who is a senior citizen on a limit budget. My mother and I spoke with a representative of the company named Ms. Ford and informed her that the balance in the account not only included retirement benefits which are needed to pay my mother's monthly bills but also money that I deposit monthly to pay for our mortgage.
We were told by Ms. Ford that retirement benefits, payroll and half of the value of the funds in the account (because of coownership) were not subject to the restraint. Based on this information we were advised to fax over the last three months of bank statements to identify the retirement benefit deposits as well as the deposits that I made into the account. Her supevisor Ms. Harris was to review the documents sent and make a determination as to the amount of funds that could be released from the restaint. Ms. Ford contacted us later that day to state that the only funds that would be release are the retirement benefit funds and she also stated that all other funds remaining, including my deposits, would remain withheld for collection by her company. She also advise my mother that in order for the restraining order to be lifted from the account to give us access to the balance of the funds, my mother would have to sign an agreement for Forster & Gorbus to collect $800+ to pay against the debt. The second problem with this situation is that the debt amount claimed to be owned is inaccurate.
My mother recieved a statement with one amount and the company is now stating a much higher amount owed, which they have yet to explain why the difference. Prior to the restraint on the bank account, the collections company was contacted to try and make a payment agreement to pay off the debt but was told that the agreement was too late. I don't know what the laws are concerning this matter, but I think that both my rights and my mother's righs were violated and we are requesting your assistance in helping us to resolve this matter.
I received a call from this law firm and returned the call regarding a collection matter with at&t which i made arrangements for with a gentleman on the phone, to send out a payment Friday. Another person by the name of Michelle Dawson left a detailed message regarding my private matter on a wrong extension at my place of employment, which I found highly embarresing, I called the law firm again and a gentleman answered the phone just saying "hello" not the "law firm" name, when I asked for the extension of michelle - x328 he replied "nope not here" what can I help you with?" when I tried explaining what happened with the detailed message, he became verbally abusive over the phone, making a comment of "well if you didn't have so many phone numbers" I asked what do you mean by that"? 3x he wouldn't answer, and kept talking over me everytime I tried to talk, I became extremely angered. we ended the call.
When I called back to ask for a Manager or Supervisor the girl I spoke with would not give any information as to a name of a person, she wouldn't even give me a persons name so I could write a letter, I know this was a collection matter, but what gives this company the right to abuse people over the phone. Aren't there laws regarding this, not only that, I work in a health care facility what about HIPAA? Would someone please contact me?
