Denied credit. That's the judgment Arrow Financial (Fresno, CA). I tried the phone number and all circuits were busy. There's no listing on the phone book. I found fraud complaints about them on the internet. How can I get this off my credit report if I don't know who states I owe them money? I never received any legal document stating I was being sued. Help, please. I didn't get the loan yet so things are bleak. I can't tighten my belt anymore. I will cut off my circulation and die on the vine.
Consumer Complaints & Reviews


About 5 years ago, I got a credit care from GE - money or carecredit for dental work. Their dental office charged me for work that was not done and gave me a 7000 bill. After that, my credit card was at its max for 25000 in five visits or less as this is what they claim accumulated. CareCredit dropped my case to Arrow Financial and CareCredit could never tell me what I was charged for nor can Arrow Financial. They are now trying to take me to court after I tried to speak with them on the account that there were false charges which I also called CareCredit about and neither one cared. Both companies are horrible and do not care to assess any issues that you pay insurance for. I asked them to set me up for hardship because I cant afford to get a lawyer in the case. I was willing to pay a minimum but they refused my money and said I had to give them 3x what I told them I could give them.

They are trying to collect $8,000 worth of debt that I don't even recall. I have never heard of them. They just wasted my time.

Arrow bought a debt from a credit card company just a few months before the SOL ran out. Arrow is reporting the date as to when they purchased the account, thus re-aging the debt. I have tried numerous times over the last two years to correct this, but was unsuccessful. I have now had a job offer, which I badly needed to support myself and my four children, rescinded because of the date of this collection.

Arrow bought a credit card debt a few months before the SOL ran out. They reported the date as opened as the date they bought it, which re-aged the account. I have been unsuccessful for the past two years in correcting this information. How can this company still be in business when there are so many issues against them? And why can't someone do something about it? Due to the date of the account, I have had a job offer rescinded. In today's economy, that job was badly needed to support myself and my four children.

Arrow financial has threatened to seize any and all own property, if past credit card debt is not paid.

Be aware of their schemes. I used to have a Washington mutual CC. Arrow bought the account and of course tacked on their monies. My credit report listed both Washington Mutual and Arrow Mutual, leaving a person to think it is two delinquent accounts. By appearing to be a "lender", this also allows Arrow to look at your credit report. Filed Ch 13 Bankruptcy last year and both was listed. Explained to my lawyer, LegalHelpers (another story) the discrepancy, but he never corrected it and the accounts went to court. Well, neither Washington Mutual or Arrow Financial contacted the court to justify the amount or make a valid claim. I just recently learned that a Chase CC was entered on my credit report. So I disputed it and found that Arrow Financial, rather than make a claim to the court, sold it to Chase.
I just recently learned that a Chase CC was entered on my credit report. So I disputed it and found that Arrow Financial, rather than make a claim to the court, sold it to Chase. So I now have Washington Mutual, Arrow Financial (who also have a "permissible look" til May 2010) and Chase, making it look like 3 delinquent accounts. So now I am awaiting an email response from LegalHelpers, since all I have is an 800 number.

I received a notice that I am being sued from The Superior Court of NJ. The attorney is Forster, Garbus & Garbus. The plaintiff is Arrow Financial. I tried to call the attorney but no one calls back. I am trying to find out what the original debt is from. I am not familiar with Arrow Financial and I cannot obtain a phone number for them either. I don't know what the original debt is from, a credit card, store, etc., so I don't have any way of knowing if this is legitimate or not. How do I fight this and find out who the original lender is? Thank you for any help.

My complaint is against Arrow and the law firm representing them. My husband's name is Anthony T, no middle initial and he has received calls from different collection agencies who were looking for someone named Anthony J. T, no relation. On 3/29/10, a sheriff came to my home in a marked car to serve a summons for Anthony J. T in another city. My 18 year old was home alone and was terrified, the sheriff instructed her to tell my husband to come in. When my husband got off from work, he went to the Sheriff's Dept, trying to explain that they had the wrong person, they told him he had to answer the summons within 30 days or be picked up.
My husband has no outstanding debt and had never heard of these people. He contacted the Dillon Law Firm in Lawrenceville, GA to explain that they had the wrong Anthony and address and all, they could say that the tracking service was used, came up with our address and that they would take care of it. Well, the damage has been done, and that is not good enough, no one bothered to verify the accuracy of their information. I called Arrow that same day, trying to talk to the person on the summons, instead I got Tiffany, who I got nowhere with and she hung up on me twice. Her attitude lead me to believe that the company condones bad behavior. She seemed pretty confident with her actions and would not allow me to speak to a supervisor.
I know that it is legal for them to call when seeking out the person who owes them, but they were reckless in sending the Sheriff to our home and we have suffered great embarrassment with our neighbors, we have been stressed and inconvenienced. I feel like Arrow and the Dillon Law Firm intentionally used the courts for process of elimination purposes and at my family's expense. A simple check of the full name could prevented this. A simple I'm sorry is unacceptable.

I paid off accounts with them and they are still reporting me to the credit bureaus. I am in the process of trying to get a home loan. I gave authorization for the lender at my bank to speak with them in order to help me. She said the guy just talked in circles. Also, if anyone has information on a collection agency called First Choice, please say so. Paid them and I'm still getting penalized. I realized I screwed up, but now I'm trying to straighten my mess out and these people are still killing my credit rating even though I've done my part! I am still being reported delinquent to all three credit bureaus even though the accounts have been paid off for months.

I recently settled an account with Arrow Financial. The amount on my account was $6,000 before penalties and interest charges. The amount with all of that added in was $7,386.96. They settled for $2,100.
I spoke with the IRS and was informed that the amount settled would need to be deducted from the credit card balance of $6,000. The amount left over which was $3,900 should be placed on a 1099-C form with the interest listed separately in another box on the form. I was informed that I might be able to get the interest waived because it wasn't money given to me to spend, therefore, it didn't raise my income for the year in question.
I contacted Arrow Financial to inform them the amount on the 1099-C was not correct and that the interest needed to be placed in the box labeled for such purposes. That would mean $1,386.96 should be pulled from the total amount and recorded as penalties and so on. I spoke with a representative named Tiffany. Instead of assisting me with the error, she placed me on hold and sent me to voice mail. How is it that companies like this can get away with not taking responsibility for their actions? I understand my mess is my mess, but I'm trying to take care of it and straighten my finances out. It makes it pretty hard when companies like this choose greed over helping people settle their debts and move on.

I settled 2 different credit card accounts with Arrow Financial back in April 2009. Since then, this company refuses to delete/update these accounts on my credit reports. I have spent relentless hours writing letters in the last 7 months. Arrow Financial never responded to me. After filing a complaint with Illinois Attorney General's Office, I have received an "update form" from Arrow Financial. I paid and closed my accounts, but they are still updating my accounts on a "monthly" basis with all the 3 credit bureaus.

I called to find out how much money I owed on an old credit card from First Premier Bank because I had never received a letter stating that they even had my account. I also asked if there was a way to get a settlement so I didn't have to pay the whole account because the card only had $250.00 of available credit--now, it's up to over $600.00. The people that I spoke with at this company told me that they are not allowed to mail me any paper work due to their company's policies. If I had not called, I never would have known that this company had my account. But to tell me that you cannot send me information on the balance of my account, I find it to be a shady practice. They also told me that they do not negotiate with anyone in the state of Connecticut--but all 49 others, they negotiate to get the bills down?

trying to get a loan and seems creditors are reporting to the credit beaures 2 or 3 times the same accounts and making your credit look worse than what it is. this needs to stop. caused me not to be able to get a loan and made me real depressed

i have called these people about an item that my wife and i found on her credit report and they have not yet got in touch with us. after 15 msg left on there voice mail we want to find out what it is and get it off. please help. this makes no sense. they can call us for money but cant help with wrongful items. they can look at my wife's account with them. she has paid off every account

A man with an Indian accent called my work and left a harassing message on my voicemail on a day that I was not there. He stated that I owe money and committed fraud. I yelled at him and told him to transfer me to someone who talks real English and knows the facts because it all sounds crazy. The second person gets on. His name is Rick and he states I borrowed $500 in March of 2009 through Bank of America and that I never paid this loan back. I don't know what he is talking about but he is nuts. He threatened me with wage garnishment and criminal charges.

Thursday, 6/4/09, I received a message to contact Officer Derick ** at work, so I returned his call and he asked me who I was. I identified myself and he stated who he was. He began by saying, "is this Ida **?". I said yes and he listed my bank info in full. Very rude and arrogant, he stated that I had committed online fraud regarding a loan that I took out sometime 5/15/08 of last year, which I did not remember anything about. The collection agency collecting a debt, he stated, that if I did not take care of this matter today, I would be served a warrant for my arrest. So I said, "let me call you back" because I was at work and I could not discuss this over the phone. I called him back and he said we have discussed this matter and you will pay today or be arrested. I don't care how you pay it, by credit/debit card, whoever's account, just pay today or you will be arrested.
So when I arrived home, my daughter got the message and stated that one of your family members has committed fraud and you too will be arrested along with her if this matter is not resolved. I tried to report it to Oak Park police department, but the officer made me so upset that I just left because she stated that when she called Derick **, that this was an attempt to collect a debt. But yet he would not give me a phone number to contact so I am scared because these people have my information and I don't know what to do about it. He scared me so bad I even contacted the FBI because I was so afraid of being arrested for something that I did not know or remember anything about. Please help me resolve this matter.

Had been contacted by Mr. ** in later part Dec.2008 concerning the Premier Bankcard Inc. debt they have.after much discussion with Trav as well as another representative he transferred me to they stated that the account be settled for 350.00 and that would receive statements not only showing the settlement amount but as well when the stated amount was paid would receive statement showing that was paid.
on 14th Jan. 2009, Trav phoned my residence in evening stating that the 1st 175.00 payment was due following day the 15th Jan. again ask Trav where statements were confirming that settlement that agreed upon and terms discussed. is reply was that would receive them.over next month ever received any such documentation. contacted Arrow Financial several times over month thru their website customer site concerning this matter and finally told them would be no further payments till received the stated paperwork.
On Feb 18th again Trav. made call to my home again stating that would get the required statements out but wasnt sure would receive them by time the finale payment of 175.00 was to be sent to them on /20/2008.againn sent payment via credit card payment thru pay my bill site and have confirmation numbers to verify this that were made.as yet still never received any types statements concerning this matter. Per Arrow Financial's websites seen that this company has history of very ruthless tactics and has had history of legal actions against them.
I want this matter with them to end and not have wait for more calls from them or any other these parasite organizations concerning this debt. As tried explaining to Trav as well as female member that am 100% disabled and live on a limited income and that it wasnt as if had the 175.00 month laying around to pay a credit card debt that had been charged off many years ago.as result the having use my credit card for the two payments to Arrow Financial in Jan. 2009 and Feb. 2009 this credit card payments had been made at expense paying my gas bills that had be arranged with gas company keep heating fuel deliveries to my residence. as stated above living on my social security etc does not leave me after paying my monthly bills any monies left pay these parasites who prey on people who are not able pay.

Years ago I had a credit card with Providian, now Washington Mutual, I was having financial trouble and tried to work with them. They wanted more then I could afford so I stopped paying. Now years later Arrow financial shows up on my credit report.I have filed a complaint with the Credit agency as I do not owe Arrow anything. They have filed incorrect date on my credit report, giving wrong dollar amount and dates to suit their own need. They hounded me with calls 5-6 per day.
The other day I receive a court summons that they have filed suit against me. I filed an answer with the courts and will be claiming Statue of Limitations has ran out. The filing cost me $75.00 which could have been put to much better use.

verbally harassed me over the phone and when I paid them they failed to send it to the credit beuro I paid my balence to them and never got any thing back in the mail saying it was paid and now I'm trying to get a home owners loan and cant because the never reported it to the credit buero that the account was paid for

Said person above called my home looking for a neighbor. I just had surgery & it is difficult for me to move around & to answer the phone for someone who doesn't live here is absurd. What are they calling my house for in the first place? I don't like be harrased unnessessarily.

I had a repo over 5 years ago from Bank 1 who ripped me off by the way. Just recently Arrow finacial services contacted me and told me I could square away the repo for a certain amount of money. I am not giving this group a cent. I feel this is a phishing expedition. They probably were able to get some info from me somewhere on the net and now want me to give them money. Did I mention I am staying in at a friends house!!! How did they find me. Myspace?? Classmates??? Who knows

I first found out that they existed in Sep 2007 when they showed up on my credit report as a collections account for a credit card that was paid in full over 8 years ago. When I contacted them inquiring about it, the lady was very rude, and said they do not know which companies send them their info, they just get it and request paymnet. That was unsatisfactory. I wrote them a letter the next day and mailed it.
They sent me a statement for 1230 dollars that I allegedly owe them. I then wrote them another letter telling them I would contact my attorney if any further credit report updates were done to my account or if I did not receive all of the documentation regarding this account. I received another statement from them, and my balance keeps going up. I have all of the statements of this credit card that was Paid in Full, and I need this taken off of my credit report.

I received a letter from Arrow Financial Services trying to collect a credit card debt from a Mervyns Department Store account that I had back in 1998. I was suspicious and was going to just throw it away, but I went on-line to consumeraffairs.com and saw that a lawsuit had been filed against this agency for the very practice that they still seem to be engaging in. In California a credit card debt is no longer legally collectible after 4 years. So I wanted to alert someone that this company is still trying to collect time barred debts. The name on the bottom of the letter is Linda Fischer - Account Representative.

It was bought to my attention that a bill that i thought was paid was not. the lending company wanted a statement from arrow saying that this bill was paid even though it was deleted from my credit report. after i realize the bill wasn't paid we took part of our settlement money and western union quick collect the $1700.00 cash settlement to arrow with the promise that the receipt would be faxed to us or whom ever that day by tyra.i called the next day to verify if the payment had been applied to my account and spoke to a carlos who insisted on interrogation about another bill they had before acknowlegding that arrow had recieved the money and that it had been applied to my account.
i called the lady at the mortgage company to see if she had received the fax. she had not. i called arrow back and explained that tyra ray had promised that the receipt would be faxed when the money was applied to my account at arrow's 6000 extension. i was told i dialed the wrong extention and was being switched to there customer care department. i explained the situation again. the unidentified female putted her supervisor on the phone. i told him the same story. he again started with the interrogation about the other bill and even a bill arrow didn't own.
i was on hold for over 30 minutes with someone coming on line now and again to see if i was still holding. during one of these episode to see if i was still there i overheard a personal at arrow say don't send her anything. i continued to hold. after a very long wait a female came on line and asked can i help you. i told her the same story. she asked for the fax number which i gaved her and said the receipt would be faxed today.
i asked if she could give me a specific time. she saild no sometime this afternoon. i called the mortgage co again to see if she had received the fax. she had not. so i called consumer affairs. by law does arrow have to submit a receipt to me for payment as promised which was immediatly by fax as they promised? sincerly,
while trying to be patient and wait for arrow to finally fax the receipt. i received a call stating the seller of the home we are trying to purchase need this matter settled immediately. they hate to have to put the house back on the market. patiently still waiting.