Complain about a product or service

New Millennium Bank

Fifty Seven Livingston Avenue, P.O. Box 2
New Brunswick, NJ

Bobbi of Newton, IA January 29, 2010

i recieved or rather my 6YR OLD SON recieved a platinum credit card approval letter in the mail today. do they even do any sort of checking on the age or anything of who they send these to?!!! I am extermely pissed off. i want to know how they even got my son's name and information to send it to him in the first place!!!! it makes me wonder if his identity has been stolen or something

Ranelle of Santa Fe, NM January 27, 2010

I am a teacher. I received an offer from New Millennium Bank that said that Visa and/or Mastercard credit cards were available for a fee, and that a "rush service" was available. Since I had a large co-pay to pay for oral surgery for my daughter, I decided to pay the fee, go ahead and get both cards offered, and pay the rush service fee. The advertising sent by New Millennium Bank was misleading and dishonest. It said, in bold print, that these credit cards were available without a credit check, and that it was 'simple' as sending in the fee. On 1/8/10, I sent a cashiers' check for 59.00 to New Millennium bank for both cards and a 10.00 "rush service" fee.

When I did not receive the cards in time to qualify for any kind of "rush service", I contacted New Millennium bank. At first they did not bother to reply. When they finally did reply, I was told that 'of course they cannot offer an unsecured credit line' and that I would have to deposit, in their bank, the amount I want to have in credit. This is NOT what the advertising led me to believe. If I had known that, I would have never sent them any money in the first place. I demanded my money back, and I have today received an e-mail from FDR at the bank to say that they have not received my application. I do not believe that. I sent it first class from the main post office in Santa Fe on 1/8/10. They also told me to stop payment on the cashier's check. When I called the credit union, they told me there is a 20. dollar fee for stopping payment. Why should their dishonest and misleading advertising cost me 20.00?

What about truth in advertising and individual's rights not to be misled by this type of advertising.I hope you can do something to hold this bank accountable for their actions.

Grady of Dacula, GA January 27, 2010

I applied on line for a credit card. A day later I contacted someone and told them I did not want the card because they were going to charge me 99.95. This morning I went to my account and saw the deduction taken out of my checking account. This is a racket and the better business bureau needs to get involved asap.

Steven of Mechanicsburg, PA January 26, 2010

I was charged 99.95 to my checking account for an activation fee for a credit card I never received. The money was in the account but I couldnt get my wifes diabetes mediine

Regina of Concord, NC January 26, 2010

I was advised last year to get the card by my broker whom I was tring to get a home from to get a higher credit score,I sent them 420.00 that was a annual fee plus app. fee then I didn't get my card until 8 weeks later.I had only a line of credit of 300.00 they charge me 59.00 from the start when the card was adv. then I had the rest when I asked about the charge they said it was a one time annual fee which I had already paid, so I paid the card off, online banking which was another fee because they don't take checks,money orders,debt card,or other credit card payment the only payment is by money gram so I did not like the payment method so requested my money back last Feb.

I was told I had to wait for my annual date to get a refund then was charged other fees in June got those taken off request a letter of balance that was zero so I would not have a problem getting back my cash never got it, got a new card two weeks ago call request money back was told I would get it in 8 to 10 bus. days with a letter of request of my acct beging closed so fax the letter. Today I got a letter it said I would not get my money for 10 weeks so I call them and was told that was there processing methods I will call and write as long as they have my money, someone need to do something about this company this is not a good company for anyone to be involved with.

Joseph of Lolo, MT January 25, 2010

applied for credit card online. they deducted 99.95 from my account. never received the card.

Mike of Orange, CA January 24, 2010

New Millennium Bank as with ANY secured cards may charge outrageous fees and interest. But it IS a SECURED card and people like me NEED one. Without New Millennium Bank I would have a harder time fixing my credit. I even get denied SECURED cards at some places. A secured card is where I FUND the credit limit. New Millennium Bank isn't doing anything that bad. They provide a service and I am willing to pay for it. Try READING sometime people. People don't read anything then cry. It is a SECURED card and a decent one at that. Plus they accepted me and now I can show a credit line on my credit report. People aren't very bright at all.

Bertha of st paul, MN January 22, 2010

Services offer not compatible with my need. i don't need a secure credit card with does many fee. requesting refund on ck for 99.95 from my account at TCF Bank in St Paul Minnesota. stop request for many more funds from my acount. overdraft fee

Laura of Maywood, NJ January 21, 2010

New Millenium bank sent me an application for a visa and mc credit card. they asked for a processing fee of 37.50 . the offer sounded real , so I sent the application with a check. they did not explain in this application form that you had to deposit funds for the cards to be worth anything.So, in essence, you put your money into the cards to gain credit on your own money, and then they charge you an annual fee of 59, and charge you interest to use your own money! Does this sound logical?I am out the 37.50 , but this company should be investigated for fraudulent advertising and should be listed as a scam. Many americans have suffered due to the economical crisis. I am sure that President Obama would agree that this company is stealing hard earned cash from Americans. I am sorry to say that I live in the same state as this company!

leon of chesterfield, VA January 19, 2010

I received a letter in the mail stating i would receive 2 cards for 37.50 and they had a limit of 5000 on each. I thought it was a blessing from above but as me and my husband began reading the letter it started sounding to good to be true. So i decided to look up this new millenium bank and came to find out they are scam artists trying to beat people of of their money. Luckily i didnt go get the money order like i planned. Dont be a victim to this scam.

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