Walmart MoneyCard Reviews

4,895,222reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Walmart MoneyCard

The Walmart MoneyCard is a prepaid banking card. The card includes a variety of features such as cash back rewards at Walmart.com, Walmart Fuel Stations and Walmart stores. The card has no fees at Walmart locations, and it has a mobile app that lets you track your purchases and deposit funds into your account.

Pros
  • Cash back on Walmart purchases
  • 2% APY annually
  • Up to four free family accounts
Cons
  • No fees only at Walmart locations
  • Numerous fees

Helpful Reviews

Garden City, KS
Verified purchase
Their referral program is really bad. I referred 15 friends to their app but only received 3 referral bonuses instead of 15. They take $5.94 from your account on your first direct...

Read more

Riverview, FL
Verified purchase
The Walmart card is amazing. It’s so easy to use and don't have to worry about penalties, etc. I rather use my Walmart card than my bank card. It’s has no troubles with anything.....

Read more

What is a Walmart MoneyCard?

The Walmart money card is a prepaid debit card offered through Walmart. Customers earn cash back rewards for using their Walmart MoneyCard at Walmart stores and fuel stations and online at Walmart.com. The cash back rewards can be accessed after 12 months of use as long as the card maintains a positive balance.

Other features of the Walmart MoneyCard include:

  • No overdraft fees
  • 2% annual interest
  • Free cash reloads using the Walmart app
  • ASAP Direct Deposit
  • Free family accounts

To enroll in the Walmart MoneyCard program, visit the company’s website and fill out the application form. You must supply your name, address, phone number, Social Security number and preferred card type: Visa or Mastercard.

Walmart MoneyCard fees

The Walmart MoneyCard has several fees, including:

  • Monthly fee: $5.94, but waived if $1,000 or more was loaded onto the card in the previous monthly period
  • ATM withdrawal: $2.50
  • Teller cash withdrawal: $2.50
  • Cash reload fee: $5.95, but free if cash is loaded using the app at a Walmart location
  • ATM balance inquiry: 50 cents
  • Activation fee: One-time $1 fee
  • International transactions: 3% of purchase
  • Paper checks: $5.95 for a pack of 12 paper checks
  • Card replacement fee: $3 for standard delivery and $15 for expedited delivery

Walmart MoneyCard FAQ

Does Walmart MoneyCard deposit early?

Yes, with the ASAP Direct Deposit feature, customers can access their payday funds two days early and benefits four days early.

How do I activate my Walmart MoneyCard?

To activate your Walmart MoneyCard, enroll in the program and follow the instructions provided for activating your card. There is a one-time $1 setup and activation fee.

Can I withdraw money from my Walmart MoneyCard?

Yes, but ATM and teller fees apply.

How do I check my balance on my Walmart MoneyCard?

Use the Walmart MoneyCard app to check your card’s balance, make mobile check deposits and monitor transactions.

Can I use my Walmart MoneyCard at a gas pump?

Yes. Plus, you earn 2% cash back if you use the card at a Walmart fuel station.

Still have questions?

Is the Walmart MoneyCard good?

The Walmart MoneyCard is good for customers who frequently shop at Walmart stores and are looking for a simple way to manage money while earning rewards. The simple nature of the card and app helps customers load funds and monitor transactions wherever they are. However, it is best to keep an eye on the fees associated with ATM withdrawals and cash reloads.

Shop with confidence

Compare with top companies

Walmart MoneyCard Reviews

Filter by Rating

  • (2,610)
  • (1,019)
  • (738)
  • (531)
  • (2,993)

Popular Mentions

    How do I know I can trust these reviews about Walmart MoneyCard?
    • 4,895,222 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Walmart MoneyCard?
    • 4,895,222 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 20
    Profile pic of the author.
    Customer ServicePriceTimeliness

    Reviewed May 28, 2026

    Worst card ever. Called about charges on my card. Lady said no problem. There won't be any overdraft charges! Well the next day overdraft charges occurred. I got hung up on twice. I've had this card for a very long time. It's terrible how customers are done. Everyone she report them to the BBB. DO NOT GET THIS CARD.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServiceSales & MarketingPriceOnline & AppMaintenanceStaffRates

    Reviewed May 20, 2026

    I have had this card for several years and several years ago I would have given a 5 star rating. I will say a majority of the issues I have experienced is with the latest version of the app, I have issues logging in and there even been times when you could not use the app at all due to maintenance which we weren't even given a heads up about. I personally like to keep my card locked at all times for obvious reasons in today's world, but this past Saturday May 16 I used my card fine that morning and I went to use when I got off and it will not unlock! The toggle says that it is unlocked and I thought maybe it's just a glitch so I tapped it and it says, "We cannot process your request at this time"! I deleted the app reinstalled it turned my phone off and on deleted the cache files and nothing has worked.

    It is now Tues may 19 and it is still not working! I have had to call customer service and get them to unlock it! Nobody can seem to help me, or they really just don't know what to say because it is a technical issue. They just tell me that they are trying to work out the glitches in the app smh. I escalated my complaint to whoever the next people In charge. I guess you can never speak to anyone other than the CSAs and I know that this issue is probably not within the scope of knowledge. I am so frustrated, it should not take this long to resolve a technical issue. Like I said I have had this card for many years now and haven't really had too many issues until recently and I don't want to have to switch all my direct deposits and everything.. I just want to be able to lock and unlock my card from the app! I hope someone from there reads this and can actually help me.

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Prepaid Cards delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Profile pic of the author.
      Customer ServicePrice

      Reviewed May 12, 2026

      DO NOT BUY WALMART MONEY CARD, use it anywhere MasterCard is accepted, but not online, not at a restaurant, once it worked put money on an incarcerated account. Cust service is none, after supposedly activating card, you have to give all your info "ssi etc" at the end both times can't verify phone#, can't verify email cannot open so card is limited, limited to in-store at Walmart. So I paid $8 monthly service charge to use it where I could use cash and maybe I don't want from Walmart or their Green Dot bank. All a bunch of thieves, do this enough it's free money.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServicePunctuality & SpeedStaffBilling

      Reviewed May 5, 2026

      Good Day everyone, today is May 5th 2026. I just cancelled my Walmart money card. "Hands down" the absolute WORST card and CUSTOMER SERVICE that I've ever experienced. I literally made "4", only "4" successful transactions. The first transaction was loading the card, Second transaction was transferring money,

      the third was a online purchase of paying off a bill, and yes you guessed it the forth was the monthly fee.

      Now, here's where the fun begins I needed an overnight order from Amazon I have 69 on my Walmart money card my purchase roughly came to $14. The next morning I'm waiting for my package to arrive, only to go online and see that it was declined. To make a long story short between calling customer service and me making this order three more times to be declined about pissed me off! Customer service my ass! They couldn't help me.. AT ALL! They refuse to put a supervisor on the phone, and told me there's nothing else that they can do for me.

      Situation, my card was locked it wouldn't let me get in online to my account. I had to go through hell and high water between my laptop and my cell phone just to get the count verified for them to decline every other transaction that I tried to do. WALMART MONEY CARD AND CUSTOMER SERVICE SUCKS!!!!! PS SUCKS!!! Oh yeah, and the order that I needed from Amazon (yesterday), won't be here until tomorrow (May 7, 2026). THANKS A LOT! WALMART MONEY CARD ASS HATS!!

      Thanks for your vote!
      Customer ServiceStaff

      Reviewed April 27, 2026

      I closed my acct in Oct 2025. Walmart Money negligently reopened it. I still don’t have my check of a very large amount and need help! I am frustrated and my patience is running thin! I am so tired of them hanging up the phone and transferring the call 4 and 5 times.!

      Thanks for your vote!
      Profile pic of the author.
      Customer ServicePriceStaff

      Reviewed April 21, 2026

      Walmart needs to first of all get help for those trying to speak English. I have been disputing my case for about a year. Account is being hacked and all done online only, I buy nothing online period so I see my bank transactions and all these charges I know and nothing about and from out of state. They started paying me back and stopped before I was paid off.

      Twice this has happened, been calling over and over, had to dispute it again to present time and list all the charges I didn't make, they made there's 35,000.00 I made mine 4,000.00 there's is completely wrong but they do what they want so they denied me, reason, I approved them case closed, will see if they listen when I take them to court, cause I'm not buying Starbucks and Door Dash every day for people who are taking my money and Walmart has done nothing but say I approved around 4000.00 taken from my account. I'm 70 now on ssdi and that is all I have so I hope they catch these people cause this is really hard on me.

      Thanks for your vote!
      Sales & MarketingPunctuality & SpeedOnline & App

      Reviewed March 25, 2026

      I was happy with Walmart money card until they changed the app. Now seems like every time I want to take money out or transfer funds I get a text box saying they're having technical difficulties please try back later!! I need my money now!!

      Thanks for your vote!
      Profile pic of the author.
      Customer Service

      Reviewed March 15, 2026

      If I can give them no stars I would’ve. They are the worst when I say worst. I was out at a restaurant and was not able to unlock my card. When I called the customer service line I was told to call back in a few hours and the Stupivisor hung up in my face because I ask what was I supposed to tell the restaurant about paying them. I could’ve have been arrested or worst. I see a huge lawsuit in the near future and will be removing all my money from the account come tomorrow. This is ridiculous.

      Thanks for your vote!
      Customer ServiceRefunds & PayoutsStaff

      Reviewed Feb. 17, 2026

      I have $235.00 on my Walmart money card. The customer support techs Locked my card for no reason and now I can't get my money. I'm 74 years old, disabled, and on a fixed income. I truly need my money. I called customer support several times. They told me that there is nothing that they can do about it. I couldn't hardly understand them because Walmart customer support is in another country and they don't speak English that well. I will probably never get my money. But I will keep trying. I would never recommend a Walmart debit money card.

      Thanks for your vote!
      Punctuality & Speed

      Reviewed Feb. 7, 2026

      The Walmart MoneyCard has been nothing but a headache for me. Nowhere on the card does it say don't take to your payroll place. It has a account number on it. When they send a new card they give you a different account number so you don't get paid till days later than what supposed to be. I'm very disappointed.

      Thanks for your vote!
      Profile pic of the author.
      Sales & MarketingPunctuality & SpeedOnline & AppStaffEase of Use

      Reviewed Jan. 26, 2026

      The Walmart card is amazing. It’s so easy to use and don't have to worry about penalties, etc. I rather use my Walmart card than my bank card. It’s has no troubles with anything.. It’s easy to use the app with I love by the way.. Loading money on it is easy also and it’s automatic and doesn’t take days like a regular bank does.

      Thanks for your vote!
      Customer ServiceSales & MarketingStaff

      Reviewed Jan. 21, 2026

      They are scams. I wouldn't recommend no one use this card. Just get a bank. They will be more helpful. Customer service is horrible. They talk over you. Can't get a word out with them. They took some money off my card and can't explain why.

      Thanks for your vote!
      Customer ServicePunctuality & SpeedStaff

      Reviewed Jan. 17, 2026

      So my card expired 1/2025. To this day I'm still waiting for my new card. Unfortunately I can't log on to my account and in the meantime money is taking out I supposed for service. Talk to a rep today 1/17/2025, he can't access my account because he needs the phone number I had then mind you I've been thru numerous numbers so NOW WHAT he got my birthdate, social security. So I guess all my hard working money is A LOST. NOT GOOD. You folks are terrible...

      Thanks for your vote!
      Customer ServicePriceOnline & AppMaintenanceStaff

      Reviewed Jan. 9, 2026

      Their referral program is really bad. I referred 15 friends to their app but only received 3 referral bonuses instead of 15. They take $5.94 from your account on your first direct deposit. They also charge a $3 fee if you use Cash App or any other online bank to move money from their app. On top of that, their customer service is terrible, with agents who have very strong accents. Their referral reward program does not work well. I use many online apps, and the Walmart MoneyCard is the only one that charges maintenance fees and also charges you when you withdraw money using another online bank.

      Thanks for your vote!
      Customer ServiceRefunds & PayoutsStaff

      Reviewed Jan. 7, 2026

      These people are scammer and thieves. I put 400$ on a card that won't activate and the call center which are a bunch of ** criminals you can't understand. Said my information is incorrect!!!! Screw Walmart. I have the receipt and no help trying to get a refund so I guess the BBB should get involved!!! Do not trust anyone who speaks ** because they're most likely a scammer.

      Thanks for your vote!
      Profile pic of the author.
      Sales & Marketing

      Reviewed Dec. 26, 2025

      I had my Walmart MoneyCard hack. So I filled out a dispute. Walmart found out my card was being scammed. Walmart Walmart money card refused to do anything. To get back my $500 I lost. Walmart money card is a disgusting card to have.

      Thanks for your vote!
      Profile pic of the author.
      Sales & MarketingPricePunctuality & SpeedStaffRates

      Reviewed Dec. 25, 2025

      I have consistently had a great experience shopping at Walmart, both in-store and online. Walmart offers an impressive variety of products all in one place, which makes shopping convenient and stress-free. From groceries and household essentials to clothing, electronics, and seasonal items, I can always find what I need without having to visit multiple stores. The prices are affordable and competitive, which really helps when shopping on a budget. I also appreciate the frequent sales and rollback deals that make everyday items even more affordable.

      The store is generally well-organized and clean, making it easy to locate products. Employees are helpful and polite when assistance is needed, and checkout is usually quick with the availability of self-checkout lanes. Online ordering and curbside pickup have been especially convenient, saving time and making busy days easier to manage. Orders are accurate, and pickup is fast and efficient. Overall, Walmart continues to be a reliable and customer-friendly store. Its combination of affordability, variety, and convenience keeps me coming back. I would highly recommend Walmart to anyone looking for quality products at great prices with a smooth shopping experience.

      Thanks for your vote!
      PricePunctuality & Speed

      Reviewed Dec. 18, 2025

      I added money to my Walmart money card and cancelled it. On my account, it says it is permanently cancelled. But a month later, I have a negative balance. I shouldn't have to add more money to cancel my card more than once! 0/10 do not recommend.

      Thanks for your vote!
      Customer ServiceSales & Marketing

      Reviewed Nov. 24, 2025

      They’re happy to take your money but you cannot use the card online. So why does it have a Mastercard logo on it??? And it says “debit”. Customer service told me it cannot be used online, yeah, go figure. Worst card ever. Scam!!!

      Thanks for your vote!
      Customer ServiceSales & Marketing

      Reviewed Nov. 22, 2025

      I purchased a money card and phone went dead. When I tried it again it was restricted. Then the only place I could spend it was Walmart. It is a scam. I didn't want to have to spend it a Walmart. I spoke to supervisor. After supervisor no money or even finish my account. Very bad customer service

      Thanks for your vote!
      Loading more reviews...

      Walmart MoneyCard Company Information

      Company Name:
      Walmart MoneyCard
      Website:
      www.walmartmoneycard.com