In April 2011, a representative of executive allowed a relative of mine, to place a cellphone contact in my name. I was told by the representative that I would be signing on as a co-signer, and that the billing would be my relative's responsibility. I assumed that after running my relatives credit, they were informed that the current credit score and rating were unsatisfactory, and would not be able to place a cell phone in their name. The representative then took it upon himself, ran my credit, saw that my score was satisfactory, and placed the cellphone account in my name. I did not become aware of this, until I checked my report 6 months later. I noticed that a T-Mobile inquiry was placed in April 2011, and I further investigated it. I then called T-Mobile to explore the reason for this, and they informed that I had an account with them, and it had been closed, and I owed a total of $607.19.
I than replied that I did not have an account with them, and wanted further investigation. I was then told they could only verify the information, and passed me onto their "Risk Assessment" department, who did a 1 day investigation, and stated that there had an incoming and outgoing phone calls, between my current number, and that I must know the individual, who placed the cellphone in my name. I then explained that I was told by Executive Cellular's sales representative, that I would be a co-signer, and would in know way hold this account in my name. T-mobile than redirected me to Executive Cellular, who redirected me back to T-Mobile, who than redirected me to their collection agency. I was forced to pay $759.23 to have this removed from credit report.
I am a full-time student, and to maintain the funding on my loans. My credit score must remain in satisfactory standing. I asked for verification, and never received it. I never received a bill from any of these companies, and I had to pay for unfair and illegal acts of the sales representative, who should have never placed the cellphone in my name in the first place, or allow someone else to sign the contract for me. I am wondering if it is possible to get legal assistance for this matter.
