On January 30, 2012, I went to Victory Nissan to look around at cars, because I am financing a 2006 Suzuki Reno, and I was looking into trading the car in, because I personally do not feel safe in the car, and I was tricked into buying the car in the first place. So when I got there, I did not even get to look around at the cars, because I told the salesman what was going on, and he took me in to talk to another salesman. After looking at my job information, and salary, the second salesman told me that I would need a co-signer that brought home over $1,500 a month. I drove from Knoxville to Sevierville to pick up my mom, to bring her back, because she does make over $1,500.
When we got back, they get all the paperwork done, and they picked a car for me, and brought it, and let me do a test drive. When we got back, they said that they are going to let me take the car home for the night, because they are 99% sure that I will get the car. So we signed the papers, and got the car ready, and they said that they will run our credit applications through tomorrow (Tuesday), and they will contact me. On Tuesday, I called the company to see what is going on, so that I would know if I could put insurance on the car, or not, and the guy that I talked to said they are running it through the banks now, and it's safe to say that I can put insurance on it, that I have the car.
On Friday, I got a call from the finance lady, stating that she has good news, saying that they found a company that will finance me with a 20% interest rate, meaning I would need another $8,700 to keep my payments at $375 a month, so I told her I would bring the car back. Then talking to my salesman, he asked if they explained to me about my down payment, and I said no. He said that I would not get it back until Monday, which was fine, as long as I get the full $2,000 back at the time I give up the keys. My experience was terrible, they should have not let me take the car, unless the deal was final, and then they should have called sooner to let me know what was going on, not almost a week later.
