
Nelson of Newark, NJ on June 13, 2008
This is my situation:
In March 2007, I cancelled my Extended Warranty, Disability Insurance, and Credit Life at the dealer with the financial advisor, Angel M.
In June 2007, I checked my Honda Financial Account. I noticed the only transaction that posted was Extended Warranty. I went to the dealer to speak with Angel M, but I was told by the finance manager, Ali, that Angel M no longer works there. I requested with Ali to cancel the Disability Insurance and Credit Life for a second time. Ali explained to me that it will take 6-8 weeks for the money to post in my American Honda Finance Account.
In August 2007, I called the company that handles Disability Insurance and Credit Life; they stated that they have not received any information from the Garden State Honda. I asked them if I could cancel directly with them, but was told that the request must come from Garden State Honda.
In September 2007, I spoke with Ali and told him that I have not seen the money post to my American Honda Finance account and he explained to give it some more time.
In December 2007, I spoke with Ali and he stated that the information was submitted and doesn't know why it hasn't been processed to my account.
On January 21, 2008, I called Honda Corporate Office and I was given a case #. I was called by Barry on January 22, 2008 from Corporate Office and he assisted me with the situation. Barry contacted the dealer and spoke to Jennifer M, who explained that Garden State Honda was going to process the cancellation.
On April 4, 2008, the car was in an accident. Liberty Mutual processed the accident as a Total Loss. On April 21, 2008, American Honda Finance received a check from Liberty Mutual and I was told that they could not process GAP insurance because the Disability Insurance and Credit Life havent been cancelled on my account. On April 25, 2008, American Honda Finance faxes a request to receive the cancellation money of Disability Insurance and Credit Life.
On May 13, 2008, Ashley from American Honda Finance faxes a third request to receive the cancellation money of Disability Insurance and Credit Life and left a message for Jennifer M. On May 19, 2008, Ashley sends a fax to Bridget and left a message with Jennifer M. On May 22, 2008, I had to make a car payment of $444.55 on a car that I do not have because the dealership neglected to process my cancellation. I have left messages with Jennifer M and no answer. On May 27, 2008, I went to the dealer and spoke to Jennifer M and they made a check on May 27, 2008. I called American Honda Finance and spoke to Cheryl, who was trying to resolve this matter. Cheryl called Garden State Honda and left a message with Bridget.
On May 30, 2008, Jennifer M called Cheryl, letting her know the check was returned because it was sent to the wrong address. Cheryl left a message with Jennifer M to receive a new tracking number. On May 30, 2008, I notified Better Business Bureau and have a case #.
On June 2, 2008, Ashley called and left a message with Bridget. On June 4, 2008, the check for Disability Insurance and Credit Life posted to my American Honda Finance Account. Now more than a month and a half later, Gap Insurance started processing my remaining total loss of $1,421.92, when in turn, should have been $1,866.47, if Garden State Honda would have done their part. I had to make a payment to keep my account current, so it wouldnt go to the credit bureau and affect my credit rating.
I am requesting $444.55, because Honda Financial Services shouldnt be waiting for the Disability Insurance and Credit Life cancellation, because it should have been cancelled over a year ago.
Once the car was classified as a Total Loss, Gap should have been the only thing that I and Honda Financial Services should have been waiting to process. I am not even requesting proration money for the Disability Insurance or Credit Life, since it was over a year ago. I just want the monthly payment I had to make of $444.55. I hope this can be resolved as soon as possible, before I have to escalate it to legal matters.