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Don Moore Chevrolet

Owensboro, KY

Save up to $379 on Your Auto Insurance. Compare Quotes from Top Providers Now! Find the Best Deal and Apply! - Adv. Robert of Dawson Springs, KY, writes:
I had purchased a 2000 Chevrolet Camaro from a previous dealership. I did not have the vehicle very long when financially I could not afford the payments any longer. I went to Don Moore to hopefully get out of the enormous payments. I found a 2000 Chevy S-10 ext. cab. The payments I thought were going to be a little cheaper.

Even though I owed money on the vehicle, should there have been some equity in the vehicle at all? Basically Don Moore Chevrolet said that there was nothing they could do but an equal trade and they tricked me and my wife into doing a lease and now stuck with a higher payment. They never told me about having the first month's payment before I signed and the sales person was very rude, saying that she did not care if we bought the vehicle or not.

Since then, I have not been able to make the past two payments to GMAC for the simple fact that the payments are too high. I have spoken with my wife that I may have to file bankruptcy because of what Don Moore Chevrolet did by putting me into a worse bind. I can not work well and now because of this I can not continue going to college nor any repairs on the home that we desperately need.

To answer Robert's first question, it's not surprising he had no equity in his 2000 Camaro. A new car or truck loses a huge chunk of its value as soon as it's driven off the lot. If too much of the purchase price has been financed, the buyer is "upside down," owing more on the car than it's worth. Now Robert has made matters worse by getting into a lease. We don't see any way out, frankly. Next time around, Robert should figure out how much he can afford to pay and, if necessary, make do with a used vehicle.

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