On April 23, 2001, I went to Lasco Ford to trade in my 40th Anniversary Convertible Mustang for a 2010 Mustang, but when I got there, I met with the salesperson who I had been talking to on the internet and phone. He informed me that I could not get a Mustang but I could get a 2007 Focus, Fusion or Pontiac G-6. Then I asked him if he has any Jaguars, he said yes he had one in the price range the bank approved me for. So I agreed to take the 2005 Jaguar X-Type 3.0. I signed all the paperwork and my uncle Wilson ** co-signed for me on April 26. I went back to Lasco Ford to give the the mustang and take possession of the Jaguar, but when I got there, the salesperson who I was dealing with was off that day, so his Finance Mgr. Adam ** finished the deal and gave me some paperwork and the keys to the Jaguar and I gave them my Mustang,
I took my plate off, took the Jaguar and went home. It was supposed to be a completed sale. On April 26, I got a call from the salesperson Brian ** , stating that I needed to come back to Fenton to sign more papers. And I did, that's when I got the application for title and registration, the retail installment contract and security agreement, another paperwork and we were done, I left the dealership with the Jaguar and came back to Detroit where I live. On May 4, I got a call from Santander Consumer USA, the same people who I financed the Mustang, for 60 months this month, with. Adam ** never told me that I would going back through the same company or they would call me. When the lady called on May 4, she asked me if I put $2700.00 cash down, I told her that I had a trade in. She continued on with the interview told me how many months I would be financing, how much my payment would be, etc.
When I got off the phone with her, I went and got my paperwork and it's saying that I got $3700.00 for my trade-in an I put $2700.00 down in cash. Well, I had no cash, I only had the Mustang, so they were supposed to give $3700.00 and pay the balance on the Mustang that was left on it. So for almost two weeks I have had the Jaguar, with transferred plates, the sale was done I thought. But on May 5, I got a call around 12.00 pm from the Finance Manager, saying that the bank sent back the paperwork and rejected the loan based on the interview I had with finance company, about the $2700.00 that was falsely put on the contract, and all the paperwork were saying that I put a cash down payment, so Adam ** continued to tell me that I had to return the Jaguar and come back and get my Mustang, then he said he was going to call the bank back and fix the error, he never called back that day.
I asked him why he said the bank rejected the loan, he said it's because of $2700.00 he put on my contract. That evening, I e-mailed the salesperson, Brian **, to see what was going on. Next morning, May 6, I got an e-mail from Brian saying sorry for the inconvenience and that there had been an error in the documents and it would be corrected, and for me to come out to the dealership to sign new contracts. This morning, May 7, I left Detroit to go to Fenton. When I got there, adam was outside so the salesperson Brian kept telling me to hold on a minute as he was getting the new contracts together for me to sign, and he was waiting for Adam. We waited for two hours after Adam did his radio show, the radio station was out there.
Finally, my uncle and I sat down with him. That's when he said he had bad news, that I had to give back the Jaguar and take my Mustang back because he tried everything he could do, but the bank said no to my loan, after me having this car for two weeks. This was because Adam ** fraudulently put that I put cash down instead of being truthful with them, and I only had a trade-in, no cash, so he falsified documents. I still have all the original paperwork on the Jaguar, showing he put $2700.000 or someone put that I put cash down. This has cost me pain and suffering, the cost of insurance and gas.
I asked how I am supposed to transfer the plate back to the Mustang, he said it was never filed with the secretary state allegedly. So they had me riding around still on Mustang tags for almost two weeks . Another guy came to talk to me, he said he was from the legal department and asked me if I have all my proof of income and credit went through okay and the deal was supposed to be done until Adam ** falsified the contract to the bank, with that down payment that i was not aware of. Neither the salesperson or Adam ** told me what he did falsely put on legal documents. False information cost me to have to be rejected from getting a car loan that I was approved for and had taken possession of the vehicle for two weeks. This is fraud, they tricked me out there today to get the car back, but I got someone else to drive me in their car.
I told Adam I was not coming back out there and that he could send a driver tow truck. So they did, they sent a driver to my house to get the Jaguar and bring me back my Mustang. This was a breach of contract. Rejected by the bank because of fraud, the deal was done until the finance company called me and made me aware of this. This, to me, is consumer fraud and I have lost money. This was a traumatic experience today. I would like file a complaint on Adam ** and Lasco Ford.
Then today when I got back from the dealership after giving back the Jaguar, I got an e-mail from Matt **, saying thank you for purchasing a 2005 Jaguar X-Type and their goal is to provide a purchase experience, and that Jaguar would call me to do a survey. No one never told me about the finance calling or the down payment Adam ** put on these contracts. I guess he is the owner or someone in the Lasco family, he thinking I got the Jaguar and I am happy customer, until I e-mailed back and told him what really happened. I didn't know you could submit false information on legal contracts or falsify documents.
