
Deanna of Orange, CA on Aug. 4, 2008
On 7/12/08 I went to Buena Park Nissan to see if I could buy a car. I had a recent BK on my record so I knew it would be challanging. They asked at the time if I had my BK court paperwork. I said no. They went ahead and made a deal. I put $2500 down with an extra $500 cash back so $3000 down. They gave me 11% financing - High but I'm rebuilding.
I went home with the car. About a week later, they called and said that I needed to send in the BK paperwork or they could not fund the loan. I said I didn't have it. They said they could not fund it. They called me at lest 10 times between the time I bought the car and 8/1 when my paperwork came in the mail. I don't know why they kept annoying me. Calling me. They knew I didn't have the papers when they gave me the car.
They started having the sales guy, Furnelly call me and leave messages for me to call Keith in Finance. I could only call and say I didn't have them yet. On Friday 8/1 they came. I faxed them in . On Sun 8/3 I got another call and message from Fernelly telling me to call Keith. I called, they said they had been able to lower my payments considerably, they needed me to come back to Bunea Park Nissan to sign a new contract. I asked Fernelly what the deal was, he said he didn't know.
I went to Buena Park Nissan. I sat down with Keith to said that he could get me a better deal, lower payments but my APR would go to 13% I got up and walked out. I was not even on the freeway when my significant other called and told me to go back to the dealer ship. I said no I was not going to sign for a 13% APR. When I got home that evening. More messages from Fernelly to call Keith and Eric in Finance. They said they wanted me to come back to the dealership so the new terms could be discussed.
I said no. I said I had signed one contract and three weeks ago and it was good enough. They said I had to sign becasue they could not finance me that much money. I said no. I got another call from Eric this time saying he called in some favers and my 11%APR would stay the same, the lenght of terms would be the same but I had to sign the new papers or they needed the car. I said I was not coming back in. They said that Fernelly could come to my house. I said fine, but that was the LAST TIME I wanted to get a call from anyone from Buena Park Nissan. It was becoming harassment.
The phone rang right after. I didn't answer it. Fernelly showed up at my door with the new contract in less then an hour. It was less all around and my APR was the same. I signed it and thought that would be it. BUT I came back to night and ANOTHER Message on my machine, this time asking for a utility bill to prove that I live where I live. I don't have such a bill. It's all in my significant other's name. They did not need proof with the first contract. Now I sign a new one and they want this extra stuff. I want to turn the car back in. I've been called and annoyed and harassed with calls. They knew I didn't have the BK papers and they let me drive off the lot in the car.
They then called me numerous times threatoning to the loan funding if I didn't provide them. I WANT them to take the car back. This is to MUCH!! I will NEVER refer a friend or relitive to them. They just keep calling. I've already signed the contract... TWICE!! and still they call and leave messages. I want this charge to go primarlly against Keith in Finance and also Eric who picks up where Keith leave off and they get Fernelly to call because they know I will still talk to him. But I've had enough. They can have their car back. I Don't want them calling me any more. They can put things in Writting or they can come get the car.
They have had me sign TWO contacts for the car. They tried to get me to sign for an APR at 13%. When I refused, the said they really could get it for 11%. They aked for the BK papers. I gave them, I signed new contracts and still they keep calling. They didn't need such papers with the orignal contract. I feel harassed. I have asked they not call and still they keep callling.