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Bank of America Settles SEC Charges Agreement resolves issues surrounding Merrill Lynch acquisition.
Reporter Challenges Consumers to Think Big When Seeking Savings Pinching $1,000 bills beats pinching pennies, says Good Morning America's Elisabeth Leamy.
Chase Denied Loan Mods for Now Forbidden Reason—Homeowners in Limbo: ProPublica Homeowners eligible for mortgage relief being wrongfully denied because troubles not deemed 'permanent'.
FTC Wants to Outlaw Advance-Fee Foreclosure Rescue Several states already have such bans in place.
New York Files Fraud Charges Against Bank of America Former CEO, CFO also face charges in connection with Merrill Lynch merger.
Credit Card Offers Up Last year ended with the first quarterly increase in credit card direct mail volume in three years.
2010 Credit Card Guide The Credit CARD Act is bringing big changes. Here's what you need to know to make the most of it.
Credit Card Offers Up Last year ended with the first quarterly increase in credit card direct mail volume in three years.
Getting Your Taxes Done for Less Avoid RALs, since they aren't much faster than e-filing.
Fifth Third Bank Sued Over Overdraft Fees Suit seeks class action status and millions in restitution.
Pending Home Sales Rise in December Report suggests slight improvement in housing market.
Citibank to Extend Free Checking Services Agreement made in New York will save consumers millions of dollars.
7 New Tax Laws to Know Several new tax laws made it into the IRS Code. See which ones might help cut your tax bill.
Make Your Hobby Pay for Itself Does your hobby make money? Turning it into a business could provide tax advantages.
New Credit Card Rules Take Effect February 22 But much of the damage has already been done.
National Credit Card Rates Here are the average credit card rates from Bankrate's weekly survey of large banks and thrifts.
Credit Card Direct Mail Back on the Rise Card issuers increase direct marketing as economy levels out.
West Virginia Sues Capital One State finds loophole in banks' federal preemption defense.
Skip Debt Settlement; It Can Backfire They call it "debt relief," but it's really debt settlement and it can cost you more if it fails.
It's Business as Usual on Wall Street Remember Wall Street's demise? After wreaking havoc on the economy, it appears to be flourishing.
Bank of America Renews Commitment to Loan Modifications But complaints still roll in.
Class Action Takes On Capital One’s 'Payment Protection' Plan Program so riddled with exceptions as to be 'worthless,' California suit claims.
Ticketmaster, Live Nation Mega-Merger Approved Feds, states win concessions due to antitrust concerns.
Is a Charge Card the Same as a Credit Card? A charge card usually must be paid in full each month and require an excellent credit score.
Inheritance: Save or Pay Off Credit Card Debt? Using inheritance to pay down a credit card is a sound strategy, but so is saving for the future.
Major Changes To Quick Tax Refund Loans Industry 8.4 Million refund anticipation loans made in 2008.
Banking Lobbyists Shower Key Senators With Funds Senate Banking Committee members rake in $41 million from financial sector.
Group Adds Up 'Cost Of Bad Lending' Site makes the case for Consumer Financial Protection Agency.
Mortgage Rates Move Lower for 3rd Week While mortgage rates continue to drop, the cost of an FHA-insured mortgage is set to rise.
Retail Sector Facing Lackluster Sales In January Consumers preoccupied with Christmas shopping bills.
Nader Presses Dodd On Consumer Protection Agency Fears lawmaker is backing away from stand-alone watchdog.
Do Consumers Have Too Many Choices? More really is better, study suggests.
Will Free Checking Disappear? The days of the free checking account, with no minimum balance and no fees, are numbered.
Should You Cancel an Unused Credit Card? To cancel or not to cancel? Bankrate.com explains what to do with inactive credit cards.
Consumers Vent Anger At Big Banks 'Mad as hell' over treatment.
Should You Bank Online? Customers who bank online gain many perks, but dangers may also lurk in cyberspace.
Tax Help in Caring For an Aging Parent Millions of adult children find themselves looking after aging parents. If you qualify, tax laws offer some help.
IRS Makes 'Free File' Available Again Tax agency offers free help to qualifying taxpayers.
Government Reports Progress On Mortgage Modification Plan Consumers still say they get the runaround.
Consumer Group: Banks Still Taking Big Risks Still in business only because of bailouts.
10 Ways to Dodge Bankruptcy in 2010 Try one or more of these strategies to lower your debt, live frugally and skirt bankruptcy.
Homeowners Say Banks Not Following Rules for Loan Modifications $75 billion program is supposed to blunt the boom in foreclosures.
2.8 Million Homes Threatened With Foreclosure in 2009 Foreclosure filings hit a record high.
Consumers Cautioned Against Resuming Bad Habits Don't be tempted to resume past spending patterns.
State Pension Funds At Risk, Report Warns California's problems may be just the tip of the iceberg.
3 Ways to Shed Credit Card Debt in Old Age There are few options for lowering credit card debt on a fixed income but these might help.
Bill Me Later Charges Illegal Interest Rates, Class Action Says eBay subsidiary uses bank affiliation to skirt California usury laws.
Job Seekers Unsure About Job Prospects Job Seekers Unsure About Job Prospects.
New Form Helps to Estimate Closing Costs The new good-faith estimate forces lenders to provide an accurate estimate of closing costs.
10 Astute Tax Moves in 2010 Start saving today on next year's taxes with these simple strategies for lowering your IRS bill.
Bank Failure Worries? Move Your Money If your bank's woes have you worried about short-term liquidity, move some funds.
Employment on the Comeback Trail? December job cuts fall 10 percent in latest Challenger survey.
New Ways to Monitor Your Credit Score A new personal finance product tracks your VantageScore credit score and report.
'Instant Approval' Yields Unwanted Card Approved for too many credit cards? Here's what can happen to your score if you cancel a new account.
Finding The Right Tax Preparer Protect yourself from tax headaches by hiring a reputable tax preparer who fits your needs.
IRS Watchdog Reports Agency Stretched Too Thin Level of service 'unacceptable'.
8 Tax-Filing Moves You Can Make Now Procrastinate on your taxes and you could pay the price. Here's how to get a head start.
Pending Home Sales Plunge In November Sales drop just ahead of expected end to tax credit.
Bankruptcy Filings Increase 32 Percent In 2009 States with high foreclosure rates lead in filings.
IRS Begins New Oversight Of Tax Preparers Agency concerned about sloppy, fraudulent returns.
3 Ways to Master Credit Cards Your card rates are growing, and it may not be your credit that's the problem. It may be the bank's.
Banks Eye New Fees, Revenue In 2010 New rules protect consumers but reduce bank profits.
100 Smart Money Tips for 2010 As the economy stabilizes next year, these money tips will help you stay on the right financial path.
10 Ways to Dump Your Debt in 2010 It's not easy to pay off debt, but follow these steps and you'll get the debt devil under control.
10 Best Credit Card Moves in 2010 Follow these tips to get the most out of a new credit card law that will benefit consumers in 2010.
Should You Worry About Inflation In 2010? Inflation hawks fear rapidly rising prices only a matter of time.
10 Ways to Pay College Tuition in 2010 There are several ways to save for college tuition, but starting early is the ticket to success.
10 Best Credit Card Moves in 2010 Follow these tips to get the most out of a new credit card law that will benefit consumers in 2010.
Mortgage Modification May Be Credit Downer How a modified home loan affects your borrowing depends on how it's reported. Here's what to expect.
How Can I Improve My Credit Score? FICO recently revealed how certain missteps can hurt your credit score. But what can help it?
Holiday Tax Wrap-Up A quick look at what Congress did, and mostly didn't, do on the tax front this year.
Illinois Settles Lawsuit Over College Savings Fund Company agrees to pay $77 million to eligible college savers.
Avoiding The Pitfalls Of Returns Before Buying A Gift Retailers imposing stricter guidelines, especially on open items.
6 Tips for Savvy Holiday Shopping Get your holiday gifts to their destination safely, on time and on budget with these mailing tips.
6 Ways to Build Credit on Campus Spend some time learning about credit while you're in college.
How to Get the Best CD Rates When looking for a good return on a CD, it's best to throw some assumptions out the window.
Bipartisan Senate Bill Would Reinstate Glass-Steagall Act Banks wouldn't be able to trade securities.
The Economy Is Improving -- Or Is It? Not everyone is convinced.
How a Couple Plans to Conquer Credit Card Debt A young couple plans to marry. Before they can address savings goals, they must tackle their debt.
3 Financial Dangers of Social Media Social media may pose a few threats to your wallet. Find out how to avoid such pitfalls.
Wholesale Prices Jump In November Energy costs propel prices higher last month.
Debt Collection Doesn't Lead to Jail Time Threatening arrest is just a scare tactic by a collector. There's no debtors' prison in the U.S..
Toyota to Roll Out Plug-In Electric Car in 2011 Plans all-electric version of the Prius.
'Strategic' Defaulters Become Renters WSJ profiles strategic defaulters who move into cheaper rental homes; mortgage rates and refis rise.
Three More Community Banks Fail Banks in Arizona, Florida and Kansas go under.
Florida Bank Seized By Feds 131st bank to close in 2009.
How to Avoid Checking Account Fees You have to know the fees if you want to bypass them. Here's a rundown of common, and easily dodged, fees.
Does Debt Consolidation Work? Before you bundle your bills, check out the pros and cons of these debt consolidation options.
4 Tips for Thrift Store Shopping Here are some ways shoppers can boost their odds of finding a deal at consignment and thrift stores.
House Passes Financial Industry Regulations Establishes Consumer Financial Protection Agency.
Credit Card Scam Preys on Union Workers Advance-fee offers may be too good to be true.
Credit Card Issuers Looking For Ways Around Anti-Abuse Rules New ways of computing late fees bring in big bucks.
Anti-Foreclosure Effort May Benefit From TARP Extension Bank bailout fund to be redirected to homeowners.
Financial Reform Stalls In Congress Over Preemption Industry-friendly House members want to weaken state laws.
Bank Failure Worries? Move Your Money If your bank's woes have you worried about short-term liquidity, move some funds.
The Best Temporary Jobs For You Looking for some extra money? Here are some good temporary jobs for extra cash.
Forecasters See High California Unemployment Through 2012 State can't produce jobs as fast as people enter workforce.
Retailers: Hidden Credit Card Fees Cost Jobs Transaction fees hurt retailers, prevent hiring.
Consumers Getting Shut Out Of Economy, Analyst Says Lack of lending leaves few options.
Lawsuit Accuses Ohio Investment Firm of Bilking Clients Complaint says firm misrepresented agreement terms.
Today's Affordable Housing Is Worth a Look The current housing market should tempt any couple wondering if it's the right time to buy.
Americans Giving Up Former 'Necessities' Things that once were 'required' are now considered luxuries. What's on the list?
Feds to Crack Down On Rising ATM Fees Senator blasts 'exorbitant' charges.
Feds Close Cleveland's AmTrust Bank Five other banks seized over the weekend.
Interchange Fees Fleecing Consumers, Retailers Say Credit card processing fees under growing attack.
Long-Term Mortgage Rates Hit Record Lows New signs of housing market improvement?
Senator Presses Credit Card Companies On Unauthorized Charges Rockefeller wants more information about 'data pass'.
3 Ways to Deal With an Old Debt If it's more than 7 years old, you don't have to pay. But settling your debt makes it go away.
IRS Gets a Cut of Cruise Ship Winnings You can't get away from giving Uncle Sam a taste when you're lucky at gambling.
High-Interest Student Loans Need Tighter Scrutiny, Groups Say Study warns of loophole in Consumer Financial Protection bill.
Job Cuts Decline In November Fourth consecutive month of fewer firings.
Wells Fargo Reportedly Closing Some California Branches Ongoing Wachovia consolidation continues.
Pending Home Sales Rise In October Housing news bullish for ninth consecutive month.
4 Tips For The Homebuyer Tax Credit Want to take advantage of the extended and expanded homebuyer tax credit? Follow these tips.
High CD Interest Rates Unlikely For Now There's not much reason for banks to pay 9 percent on a certificate of deposit in today's world.
Homeowners Hope To Slash HELOC Costs Homeowners hoping to slash their home equity line of credit payment have many options to explore.
7 Retirement Investing Mistakes Avoiding these common investing missteps will improve your chances of retiring in the money.
Obama Pressing Lenders For More Modifications Few loans modified under administration program.
New Home Sales Rise As Mortgage Rates Fall 30-year mortgage rate ties record low.
Outlook For Economy Remains Cloudy But Consumer confidence is up this month.
Nearly One In Four Homeowners Under Water Even 11 percent of 2009 buyers are upside down.
FDIC's Insurance Fund Balance Slips Below Zero Agency says consumers should be confident their deposits are safe.
Existing Home Sales Jump 10 Percent Tax credit spurs flurry of October sales.
When Collectors Come Calling
Chase Drops Mandatory Arbitration Clause Allows credit card holders to file suit in court.
Mortgage Rates Hit Record Low Mortgage rates drop to the lowest level in Bankrate survey's 24-year history.
Video: Should You Rent or Buy a Home? How long do you plan on staying? This should help you decide whether to rent or buy.
FDIC Closes Florida Bank 124th bank to fail in 2009.
Mortgage Delinquencies Still Climbing Rate is approaching 10 percent.
Retailers Applaud GAO Report On Interchange Fees Government agency finds fees rapidly increasing.
Ohio Sues Credit Rating Agencies Accused of 'spectacularly misleading' ratings.
Cash, Debit Cards To Be King This Christmas Shopping Season Fewer shoppers to rely on credit.
4 Ways To Face a Cash-Strapped Retirement Follow this approach to socking away money and putting things in order -- before it's too late.
6 Smart Credit Card Moves Now Credit card issuers plan to offset losses by hiking rates and imposing fees. Stay ahead of the game.
Consumer Prices Edge Up In October Cars, and the fuel to drive them, cost more last month.
Florida Attorney General Warns Big Banks On Modifications Consumers complain about getting a runaround from servicers.
Federal Reserve Proposes Gift Card Rules Regs would deal with fees, expiration dates.
Realtors See Signs Of Housing Turnaround Expanded tax credit may spur downsizing Boomers.
FDIC Closes Banks In California, Florida 123 banks have failed so far in 2009.
How Much Protection Does Overdraft Fee Rule Provide? Banks could drop unprofitable customers.
Bankruptcy Iffy Way to Stop Car Repo Think twice before going bankrupt to stop your car from being repossessed. It's a hefty price to pay.
Can You Still Find High-Yield Checking? When it comes to paying yield, banks rely on a healthy balance of deposits and loans.
American Home Mortgage Servicing Agrees To 8200 Modifications Subprime loans orginated by H&R Block, Option One.
Fed To Bar Overdraft Fees On ATM And One-Time Debit Card Uses Rule would require consumer opt-in.
Consumers Refinancing, Not Buying Purchase mortgages 21 percent below 2008 levels.
Foreclosure Activity Slows For Third Straight Month October foreclosure activity down from previous month, but up year-over-year.
4 Options When Police Call About Debt These possibilities may keep you out of jail after you've ignored a court summons for nonpayment.
Time To Make a Debt Deal? Follow these three hints and this credit recovery strategy might put you back in good standing.
Consumer Reports: Electronics Will Save Holiday Shopping Stress gauges show slight improvement.
Analyst: Outlet Malls Losing Their Appeal The good stuff is in the mainline stores this season.
Avoid Fraud When Holiday Shopping Online AutoTrader.com offers smart buying tips.
Companies Sued For Credit Card Interest Rate Scheme Consumers warned about telemarketers' claims of immediate savings.
Marriage Doesn't Wipe Out Credit History Past individual credit mistakes will follow a betrothed couple into their marriage.
Dodd Bill Addresses 'Too Big To Fail' Eliminates two regulatory agencies.
Zillow.com: Fewer 'Underwater' Homeowners In Third Quarter Many 'underwater' owners have already lost their homes.
Consumer Reports Rates Vanns.com Top of Electronics E-Tailers Magazine offers six tips for saving money on electronics.
Layaway: Another Way To Buy FTC offers tips about layaway plans.
4 Tips For The Homebuyer Tax Credit Want to take advantage of the extended and expanded homebuyer tax credit? Follow these tips.
Failed Bank Toll Keeps Rising California bank with Chinese ties is 120th to fail.
Congress Expands Homebuyer Tax Credit Congress approves an extension of the homebuyer tax credit making existing homeowners eligible, too.
Distressed Homeowners May Be Able To Rent Their Homes Fannie Mae launches new effort to prevent foreclosures.
Unemployment Rate Hits 10.2 Percent In October Rate may understate actual number of jobless.
Should You Walk Away From Your Underwater Mortgage? Law professor sees 'moral double standard.'
Study: Four Types Of Consumers Emerging From Recession Economic upheaval redraws American consumer map.
States Worry About Federal Preemption In Consumer Bill Officials say federal regulations shouldn't tie states' hands.
Job Cuts Continue To Fall In October Reductions lowest in 18 months.
Video: Join A Credit Union You must qualify to join a credit union, but you may find good rates if you borrow or save.
New York Files Antitrust Suit Against Intel Suit claims chip maker engaged in unfair business practices.
Schumer Moves to Clean Up Credit Reporting Ads Plan would require companies that offer free credit reports to provide free reports.
Consumer Reports: Fewer People Tipped in 2008 Holiday Season Tough economy breeds less generosity.
Massachusetts Court Stops H&R Block, Option One Foreclosures 'Fairness' of the loans called into question.
Your Bankruptcy Is An Open Book Anybody can find out about your financial problems in bankruptcy, and that includes your boss.
California Hikes Withholding Rates The cash-strapped state is now taking 10 percent more from workers' paychecks. But it's not a tax increase. Really!
Pending Home Sales Jump In September Numbers may be distorted by tax credit deadline.
FDIC Closes Nine More Banks Largest one-week tally of 2009.
'High-Return' Investment Schemes Target Affluent Seniors International Banking Group's ultra-high-interest claims can't be verified.
Holiday Shoppers Likely To Find Reduced Selections Inventories may be depleted early.
Report: Deceptive Credit Card Practices Remain Widespread Every bank studied engages in unscrupulous behavior.
Brown Challenges Banks On 'New Wave' Of Foreclosures California Attorney General wants answers on servicers' plans.
When Does Your Debt Expire? The statute of limitations on debt varies and depends on the nature of the money owed.
How To Use Twitter to Save Cash Twitter isn't just for chatting. The social networking site can also be a tool to find deals and discounts.
Why Won't They Modify? To understand why a lender won't forgive debt to prevent foreclosure, you must think like a banker.
SEC Launches Investor.gov Agency's first-ever Web site devoted exclusively to investor education.
Survey Shows Consumers Misunderstand Gift Cards Many unsure of fees, costs associated with them.
10 Biggest Bank Failures So Far The financial crisis has resulted in scores of bank failures. Here are the largest, by asset size.
IRA Withdrawal Endangers Retirement Taking an early distribution from a tax-deferred account can endanger long-term financial goals.
Home Prices Rise Four Months In A Row But prices still down year-over-year.
Dodd Bill Would Freeze Credit Card Rates Banks jacking up fees, interest rates in advance of new rules.
States Want Coordinated Crackdown On Debt Relief Firms Want tighter regulations at federal level.
Does The State Have Your Money? Millions of dollars sit unclaimed in state treasuries across the nation. Maybe some of it belongs to you.
5 Buyer Mistakes in a Short Sale The price tag may be sweet, but the deal could turn sour quickly. Tread carefully.
Extra Payments Cut Your Mortgage By 12 Years Diverting a little extra cash into your mortgage can save you tens of thousands of dollars.
Bank Closings Pass 100 for 2009 105 banks shut by FDIC; Most since 1992.
Pros and Cons of Annuities Annuities have good and bad points. Dig deep to learn all the restrictions, fees and taxes involved.
House Panel Approves New Consumer Protection Agency But measure faces strong opposition from banking industry.
How to Find a Financial Pro Remember to check out an adviser's background, experience and references.
Parents: Make Your Kid Pay Their Student Loan Mom and Dad can offer moral support but should never cover their child's debt.
Economy to Affect Two-Thirds of Families This Holiday NRF advises shopping early to compensate for lower inventory.
Investment Brokers In Two States Face Fraud Charges Be careful who you put in charge of your money.
Consumer Groups Back Overdraft Reform Bill Measure requires 'opt-in' coverage.
Brown: Is CNBC Pimping for State Street Bank? California's Attorney General seethes at media treatment of CalPERS losses.
Fed Sees Improvement In US Economy Residential real estate, manufacturing lead the way.
Oil Goes Over $79 A Barrel Gasoline prices are also on the rise.
California Sues Bank Over Alleged Pension Fraud Attorney General claims bank overcharged funds for millions of dollars.
Do Loan Servicers Really Prefer Foreclosures? Report may explain why homeowners get the runaround.
3 Ways To Master a Credit Card Your card rates are growing, and it may not be your credit that's the problem. It may be the bank's.
Credit Unions Faring Well in Crisis The financial crisis hasn't left credit unions unscathed but they appear to be healthier than banks.
Video -- 'Bridge Jobs' Promote Health And Wealth It pays to keep working in retirement.
Major Banks Under Fire Again For Bonuses White House calls billions in bonuses 'offensive'.
New York Wins Case Against Debt Settlement Company AG says Nationwide Asset Services 'ripped off thousands' of consumers.
California Law Cracks Down On Foreclosure Rescue Outlaws advance fees charged by scammers.
California Bank Failure Is 99th Of 2009 Bad real estate loans taking a heavy toll on banks this
year.
Find Financing Before Car Shopping By going to the lender first, you can determine how much car you can afford to buy.
3 Ways To Save For Your Child's Future Three key savings vehicles allow parents to safely put away money for their children's future.
No Job Means Bare-Bones Budget Before dipping into a 401(k) for living expenses, try a frugal spending plan while looking for a job.
Consumer Prices Rise Slightly In September Still no sign of inflation on the horizon.
Despite Rules Changes, Banks Still Depend On Overdraft Fees Customers remain at risk of getting dinged with "courtesy" charges.
Foreclosures Up Five Percent In Third Quarter Filings set quarterly record.
Attorneys General Back Consumer Financial Protection Agency State officials say consumers need new federal protection.
Gold And Stocks: Are Both Dangerously High? Both bulls and bears make strong cases.
Madoff Victims Sue SEC For Negligence Regulator slammed for 'pattern of incompetence'.
Annual Credit Card Fee Makes a Comeback More consumers likely to join those already paying it.
Hiring Begins To Emerge Even As Companies Shed Jobs Employers plan to add nearly 170,000 positions.
Lose a HELOC, But Keep Your Home When a HELOC is secured by your home, one of these options may help you to keep your property.
Estate Planning Q&A Our financial planning expert answers your most common questions about estate planning.
Oil Prices Surge Despite Weaker Demand Weaker U.S. dollar a major price factor.
Credit Card Issuers Promise Rate Freezes, APR Hikes Two major issuers will freeze rates and one will hike APRs.
Spotting A Housing Turnaround Check supply and demand to see if the housing market is set for a rebound.
3 Tips For Updating Your Credit History The credit bureaus don't always know you have a mortgage, but the omission can be fixed.
Economists Say Worst Of Recession Over Rising federal debt could be a problem, however.
Consumer Legislation Faces Key Vote This Week Business groups mount strong opposition.
Seniors to Benefit from Health Care Reform Sen. Herb Kohl chats about health reform, long-term care, target-date funds retirement issues.
3 Truths about Debt Settlement Not only does debt settlement rarely work, it comes with unintended consequences, all of them bad.
Economy May Force Early Retirements Lower income seniors have fewer options.
Video: How to Shop for a Car Loan Get your finances in order long before you hit the showroom. You'll save money.
Consumer Credit Plunges In August Banks reduce lending, consumers cut borrowing.
Mortgage Rates Tumble for 6th Week Mortgage rates remain low, triggering a rush to refinance. How long will the low rates continue?
Study: Action By Feds Made Housing Crisis Worse 2004 rule change weakened state protections against predatory lending.
Dell To Close North Carolina Plant 900 Dell employees to lose their jobs.
White-Collar Workers Hit Hard By Recession Lower spending could slow recovery.
Report: Abuses Appear In Reverse Mortgage Market Seniors and their home equity are threatened.
Life After Bankruptcy Declaring bankruptcy may clear up your bills, but it isn't the end of your troubles.
Overdraft Fees Exploding, Study Finds Fees up 35% in two years.
6 Tips to Avoid Checking Account Fees If you pay checking fees, it's money draining out of your account. Here's how to avoid them.
Credit Card Holders Angrily Abandon Their Cards Nearly half of consumers are using credit less.
Bank Failures Drive Record Mortgage-Related Closings 2009 total already tops closings for 2008.
Bailout Watchdog Faults Government Optimism Public not told how weak the banks really were.
Two More U.S. Banks Fail Bank failure toll rises to 97.
One Million People File For Bankruptcy In 2009 Total highest since 2005.
Unemployment Rises To 9.8 Percent Worst showing in 26 years.
Video: Overdraft Fees Jump in '09 Bankrate's 2009 Exclusive Checking Study shows overdraft fees increased again.
Is the Economy Getting Better or Worse? Statistics paint a confusing picture.
Consumer Delinquencies Continue Rising In Second Quarter Record highs in composite ratio, home equity loans and lines, and bank cards.
September Job Cuts Fall To 18-Month Low Light at the end of the tunnel?
Mortgage Rates Fall For 5th Week Mortgage rates continued to decline, dropping to their lowest point since spring.
American Express Axes Gift Card Fee Sharp drop in gift card sales spurs company to action but doesn't resolve all complaints.
Bank Fees Hit Record Highs in 2009 Study finds average costs of ATMs, checking accounts nationwide.
Fed Proposes New Credit Card Rules Would bring new regulations into line with tougher new law.
Plaintiffs File Amended Complaint Against Bank Of America Suit claims stockholders suffered because of deception.
Recession-Spooked Shoppers Will Spend Less on Halloween Focus on home-made costumes, cheaper items and events.
Consumer Reports Poll: Consumers Learned Big Recession Lessons Americans scale back spending, shun credit cards, beef up savings.
3 Approaches to Bankruptcy after Job Loss Try one of these options when your income drops and you're in jeopardy of losing everything.
Home Prices Unexpectedly Rise Homes now worth what they were in 2003, survey finds.
What Does Money Mean To You? Our money stories are complicated, like Rorschach tests, says psychiatrist and author David Krueger.
Recession Creating New Drain On Social Security More 62-year olds opting for benefits than expected.
Is Mobile Banking Safe? Banking by cell phone is gaining popularity. Here's what you need to know to be secure.
Regulators Seize Atlanta's Second-Largest Bank Georgian Bank's failure will cost FDIC fund nearly $1 billion.
Americans' Attitudes Shifting on Economy, Health Care Surveys find both increased optimism and concern.
Lawmakers Propose Faster Adoption Of New Credit Card Rules Consumers hit with rate hikes, account changes, over summer.
Food Industry Seeks To Maintain Junk-Food Marketing In Schools Bill seeks thorough study of school-based marketing.
Mortgage Rates Down for 4th Week Rates declined again, and first-time buyers are taking advantage of the low rates and tax credit.
Six Smart Credit Card Moves The credit card world is changing fast. Here are six ways to make the most of the new law.
Fed Sees Recovering Economy Policymakers not concerned about inflation -- yet.
Five Ways To Pinch Pennies Every little bit helps.
Bank of America, Chase Rush to Cut Fees as Congress Gets Restless Consumer anger forcing Congress to get tough on high bank fees, charges.
Is Your Bank Safe? Find out if your money is safe by checking out your bank's rating.
How the Rich Save Today The recession has changed how the wealthy save. What can average investors learn from the rich?
FDIC Launches Foreclosure Prevention Initiative 'Tool kit' contains tips on avoiding rescue scams.
Financial Meltdown: 401k Plans If you suffered stomach-churning dips in your 401(k), follow these strategies going forward.
How Do I Close a Credit Card Account? Here are the steps to take to close your credit card account without damaging your credit.
Cut Your Tax Bill Unlike deductions, tax credits cut into your actual tax bill, often providing mega-savings.
Bulls Eye On Bank Overdraft Charges Charges produce billions in bank profits.
One Family's Story: Shedding $100,000 In Debt Doesn't Happen Overnight Wisconsin family finds there's no easy way out of debt.
Six-In-Ten Workers Live Paycheck To Paycheck, Survey Finds Expert offers tips for making ends meet in tough times.
Financial Meltdown: Rates Then and Now A year after the financial meltdown, rates -- and consumer behavior -- have changed significantly.
FTC Continues Crackdown On Mortgage Relief Scams Scammers suggested government connections.
California Probes Credit Rating Agencies Did agencies give stellar ratings to junk assets for profit?
Rates Are Low, But Loans Are Hard To Find Lenders get tough on terms even as rates fall.
Boomers Putting Off Retirement Plans Recession takes toll on savings and investments.
Mortgage Rates Edge Lower After the Fed announced it has a slightly optimistic outlook for recovery, mortgage rates dipped.
Underwater: Keep Paying Mortgage? It's not a waste of money to make mortgage payments on a home that is sinking in value.
9 Cash-Saving Tips That Pay Big Bucks Cutting expenses can pay big dividends if you invest the savings and let them compound.
Falling Gas Demand Keeps Consumer Prices In Check Despite economic progress, consumer demand remains weak.
Behind Again After Mortgage Modification? There are few options for someone in bankruptcy and who's already modified the mortgage once.
Are Charge Cards Bad For Credit Scores? The impact of a charge card, like an American Express card, depends on the monthly balance.
5 Savings Strategies Before Rates Rise Today's low interest rates won't last forever. Prepare now to benefit later when rates rise.
Figuring Retirement Needs in a Shaky Economy Take these steps to see if your nest egg can furnish your needs in best- and worst-case scenarios.
Are Charge Cards Bad for Credit Scores? The impact of a charge card, like an American Express card, depends on the monthly balance.
Acid Test: Prepaid Debit Card vs. Big Bank Debit card can offer lower cost, prevent steep overdraft fees.
10 Ways Women Can Build Credit Too much credit or not enough -- both can hurt your credit score. Here's how to get it just right.
Chicago's Corus Bank Fails as Condo Loans Sour Two smaller banks banks also seized over the weekend.
Survey: Americans Want Consumer Agency For Financial Products And Services Strong support for better disclosures, prohibitions on abusive practices.
California Mortgage Brokers Arrested For Theft Brokers allegedly changed terms after customers signed documents.
National Credit Card Rate Averages Here are the average credit card rates from Bankrate's weekly survey of large banks.
August Foreclosures Up 18 Percent Over 2008 Most activity still centered in a few states.
Credit Card Issuers Focus On Wealthy Direct marketing strategy turns to more premium card offers.
Bank of America Accused of Stonewalling Investigation Executives giving investigators the runaround.
Consumer Credit Plunges In July Credit drops five times more than forecast.
Refinancing New Mortgages Can Be Costly Refinancing mortgages less than 1 year old can be an expensive proposition.
Will New Rules Delay Home Loan Closings? Improved disclosure rules could provide relief from high fees, but may slow down closings.
4 Questions Before Filing Chapter 13 When the American dream turns scary, Chapter 13 may not save a home in foreclosure.
More Consumers Turning To Food Stamps People with jobs tapping into food assistance.
Credit Card Woes Depress Consumer Sentiments Consumer Reports Index finds some interest in home, car shopping.
Painful Notice: Credit Card Payment Hiking Here's what to do if your credit card increases its minimum payment and you can't afford to pay.
Should Investors Over Age 50 Own Stocks? The stock market is a scary place, but experts say most investors should have some exposure.
Taylor Bean-Linked Platinum Bank Fails Five banks seized over the weekend.
Yet More Taylor Bean Irregularities Taylor, Bean & Whitaker mixed customers' escrow money with operating funds, then didn't honor checks.
HSBC Agrees To Better Serve Disabled Consumers Reportedly required blind customer to file written report.
Consumer Sentiment Flat At Summer's End Consumers remain cautious on the economy.
Wal-Mart Employees Going Checkless Latest in trend toward pre-paid debit cards.
Credit Card Satisfaction Falls A new study finds that overall credit card customer satisfaction has sunk to a new low.
Mortgage Rates Lowest Since May Sitting on the fence? Rates may not go lower, despite the Fed's best efforts.
J.D. Power: Customer Satisfaction With Credit Cards Falls Fees and rates drive decline.
Free Checking Isn't Always Free 25 percent of bank customers pay all the fees.
CD Rate May Fall After Bank Fails After a bank fails, the FDIC does not guarantee the future rate of CDs held by investors.
4 Factors to Weigh Before Going All Cash Consider these four elements of living a life on cash before weaning yourself entirely from debt.
Low Credit Utilization Can Drive Up Your Credit Score Harder to keep credit use low in new environment.
Foreclosure: Losing the American Dream Homeowners get the run-around when they seek mortgage modifications.
Three More Banks Go Under Total could climb to 1,000, expert warns.
Consumers Are Spending--And Worrying--More Signals are difficult to predict for economy.
Survey: 'Heaviest Job Cuts Are Behind Us' Market looking for clues on direction of economy.
More Than 400 Banks on Endangered List as FDIC Fund Shrinks Number of 'problem' banks is at a 15-year high.
Mortgage Rates Inch Upward As home buying has picked up, experts are debating what's driving it -- and how long it will last.
Good Letter Can Silence Debt Collector Sending the right letter should silence calls from debt collectors, but won't erase a debt owed.
Both Consumers and Lenders Caught In Taylor Bean Collapse Florida agency sets up consumer helpline.
In Bankruptcy? Pay Mortgage to Keep Your Home If you can't make payments, here's how you might avoid foreclosure and restore your credit sooner.
7 Ways To Stretch Your Retirement Income You don't have to defy the laws of physics to stretch your money so it will last. Just plan wisely.
FICO: Scores Not Dropping A new study finds that widespread credit limit cuts haven't driven most scores down.
Lawsuit Accuses Wells Fargo of Illegally Lowering Credit Line Complaint is a common one among homeowners.
Taylor, Bean &Whitaker Files Chapter 11 Major FHA lender may liquidate assets.
Great Time for First-Time Homebuyers Mortgage deals and incentives give first-timers their best opportunity to buy in recent history.
Check Credit Reports Before Refinancing There are refinancing programs to fix your mortgage. But you'll still need a clean credit report.
How To Survive The New Credit Card Rules Even good customers will feel the impact.
Feds Seize Guaranty Bank of Texas, 10th-Largest Failure In U.S. History Spanish bank takes over Texas lender; regulators facing shortage of buyers.
Citi Adds Annual Credit Card Fee Citi will impose annual fees on some accounts unless users opt out or charge a certain amount.
8 Major Benefits of New Credit Card Law Here are the highlights of the Credit CARD Act of 2009 that benefit cardholders, some of which take effect this week.
Class Action Proceeds Against Debt-Relief Scam Follows ringleaders' indictments and guilty pleas.
Mortgage Rates Tumble With mortgage rates low, first-time buyers should act quickly to beat the tax credit deadline.
Interest Rate Roundup See rates from Bankrate's survey of CDs, mortgages, home equity products, auto loans and credit cards.
Should You Convert Your IRA To A Roth IRA? Tax law change opens conversion to upper income taxpayers.
States Increase Pressure On Foreclosure Consultants Lawsuits pile up against nationwide firms.
Does Rental Application Hurt Credit Score? There's no way to avoid it. A landlord can check your credit, and your score will feel it.
12 Steps for Victims of Identity Fraud If you're a victim of ID theft, follow this 12-step program to reclaim your identity and restore your good name.
Litton Loan Complaints Continue Following Settlement Distressed homeowners target Goldman Sachs subsidiary.
New Survey Rates Job Search Methods Job fairs, newspaper help wanted ads rank as least effective.
Customer Satisfaction For Cars, Computers On The Rise Strong showings for Big Three, Apple.
Attorneys General Back New Consumer Agency State officials see financial abuses up close.
No More Loans with Tricks & Traps Consumer advocate Elizabeth Warren explains how stronger rules will protect mortgage consumers.
Bank of America Dumps Arbitration Bank of America has dropped mandatory arbitration on its credit card accounts.
New York To Sue Schwab Over Auction Rate Securities Broker vigorously denies allegations.
6 Financial Experts And Their Worst Goofs Even the pros trip over their money sometimes. Find out their mistakes and how you can avoid them.
Feds Seize Colonial Bank, 6th-Largest Failure In U.S. History BB&T buys Colonial deposits, branches; four other banks fail.
What Happens When a Bank Fails? In the wake of bank failures, you may be concerned about your bank. Here's what you need to know.
AmEx, Discover end overlimit fee Ahead of credit card regulations, two companies will drop penalty fees for exceeding credit limits.
National Credit Card Rate Averages Here are the average credit card rates from Bankrate's weekly survey of large banks and thrifts.
Survey Suggests Improvement In Jobs Outlook More managers expect to hire in the months ahead.
Foreclosures Continue To Mount Record foreclosures in three out of last five months.
Mortgage Rates Climb for Third Week The 30-year fixed-rate loan edged up again according to Bankrate's weekly national survey.
See Home Values in Your State 2009 housing prices plunged nationwide, according to the National Association of Realtors.
CEO Departures Surge In July Stress, burnout, economy contribute to resignations.
Do You Really Need A Bank? Consumers who want to fire their bank have alternatives.
California Puts Foreclosure Consultants On Notice Attorney general threatens to prosecute 386 unregistered consultants.
Small Business Owners Depressed Over Economy Declining expectations weigh on business owners.
Stocks Still Outperform, Researchers Claim Despite volatility, stocks gain value over time.
More Consumers Aim To Eliminate Debt To many, less debt equals more security.
Banks Relying More On Fees From Consumers Focus on fees could add to bailout backlash.
Consumer Credit Continues To Shrink Banks close off the money flow as losses rise.
Phase 1 of the CARD Act Consumers will have more time to pay and more notice before interest rate hikes.
Unemployment Rate Declines In July Economists hope June represents jobless rate's peak.
Mortgage Lender's Collapse Leaves Borrowers Adrift Taylor Bean Whitaker stops writing loans after feds raid its offices.
Bank of America, Wells Fargo Hit With Class Action Accuses companies of defrauding subprime consumers.
Bank Sees Dim Future For Homeowners Number of "underwater" homeowners could nearly double by 2011.
New Regulation Targets Oil Market Manipulation Industry says new rule won't help consumers.
SEC Charges Traders With Naked Short Selling Aggressive shorting blamed for huge market losses.
Interest Rate Roundup Bankrate's latest survey of CDs, mortgages, home equity products, auto loans and credit cards.
Mortgage Rates Rise Modestly The 30-year fixed-rate loan was 5.65 percent, according to Bankrate's Aug. 5 survey.
Employment Prospects Brighten For Jobless Americans Job seekers willing to make adjustments to secure new positions.
"Flash" Trading May Be Outlawed Move would be attempt to level the playing field.
Increasing Foreclosures Swallow Modest Gains In Mortgage Repairs Rate in rise of delinquencies outpaces rescues.
Mortgage Modification Program Off To Slow Start Consumers suspect incompetence is planned.
Job Cuts Rise Following 15-Month Low Increase is first since January.
How Secret Score Cards Affect Credit Score cards influence consumers' credit scores, even though you have no control over them.
Can Credit Card Closed by Issuer Hurt FICO Score? When a credit card account is closed, your FICO score doesn't care who closed it.
Consumer Bankruptcy Filings At Highest Level In Nearly Four Years Highest monthly total since 2005 bankruptcy law overhaul.
J.D. Power: Home Buyers and Sellers Want More From Real Estate Companies Buyers like Keller Williams, sellers prefer Coldwell Banker.
Economy Produces More Positive Signs Pending home sales, consumer spending, both rise in June.
States Step Up Pressure On Internet Payday Lenders Online lenders called "today's loan sharks".
SEC Fines Bank Of America $33 Million Over Bonuses New York probe remains active, however.
VantageScore Gains in Lawsuit Judge dismisses many FICO complaints in suit against credit reporting agencies.
Three Class Actions Filed Against Leading Arbitrator Claims follow National Arbitration Forum's settlement with Minnesota.
Illinois Sues Wells Fargo Over Subprime Loans Claims lender discriminated against African-American and
Hispanic borrowers.
Economy Shrinks One Percent In Second Quarter But rate of decline slows considerably.
NY Attorney General Catalogs Bailed-Out Bank Bonuses Cuomo finds "no rhyme or reason" to payouts.
Fed Suggests Recession Nearing An End Recovery may be "sluggish and uneven."
Mortgage Rates Up a Tick The 30-year, fixed-rate mortgage rose to 5.56 percent, according to Bankrate’s weekly survey.
Sunbelt Cities See Rise In Foreclosures But some previous foreclosure hotspots see declines.
New Jersey Sues Merrill Lynch, Claims Deception Company hid firm's financial problems, state says.
Consumers Using Credit Cards To Stay Afloat, Survey Finds Safety net has become a trap.
Treasury Presses Lenders For More Mortgage Modifications Administration also comes in for criticism.
Top 10 Investing Blunders There are dozens of ways you can get it wrong, but avoid these 10 mistakes and you should be fine.
Fees For Unauthorized Overdraft Loans Keep Going Up At Largest Banks Consumers need better protections to safeguard bank accounts.
Consumer Confidence Index Retreats Again Consumer gloom deepens on job prospects.
How to Keep the House Post-Bankruptcy If the property isn't in foreclosure, contact your lender to see if a loan modification is possible.
Video: Thieves Cash In On ATM Users Crooks are using ATMs to steal financial information. Find out how to protect yourself.
Job Relocation Rate Hits Three-Year High Desperate job seekers take more risks.
Fed To Begin A Statistical Study Of Household Finances Number of new homes on the market drops sharply.
Banks Tightening Consumer Credit Tightening credit seen as way to reduce risk.
Economy May Be Recovering, But Are Consumers? Wall Street recovery doesn't trickle down to Main Street.
Bank Of America Doles Out Countrywide Settlement Homeowners in 40 states eligible.
Existing Home Sales Continue To Rise Tougher appraisal standards result in lost sales.
Mortgage Rates Down for 4th Week The 30-year, fixed-rate mortgage dropped to 5.55 percent, according to Bankrate’s weekly survey.
Fed Wants To Keep Consumer Protection Duties Chairman stakes out turf in Congressional appearance.
Chase Continues To Tighten Consumer Credit Former WAMU customers finding their accounts are closed.
Fixed-Rate Credit Cards Going Away? Issuers have been converting fixed-rate cards to variable rates. Why is this happening?
Fed Eyes New Credit Card Rules Some consumer "unfriendly" credit card practices may soon be changed by the Federal Reserve.
Bernanke Outlines "Exit Plan" For Bailouts Sees little inflationary threat.
Inspector General Wants Better TARP Accounting Raps Treasury Dept. for ignoring proposals.
Fixed-Rate Home Equity Loan Can Cut Risk With interest rates likely to rise, locking into a fixed-rate loan may make sense right now.
Credit Card Advance Can Haunt Your Future Card payments apply to lower-rate balances first and then to cash advances that take a higher rate.
New York Investors Get $456 Million In TD Ameritrade Settlement Action initiated against Schwab.
Dodd Frustrated Over Slow Foreclosure Progress Despite legislation, homeowners are still losing their homes.
National Arbitration Forum Backs Off Consumer Arbitrations Legal challenge in Minnesota proves to be the last straw.
FDIC Closes Four More Banks Georgia, California remain hardest hit states.
Eddie Bauer Finds Buyer New buyer will honor gift cards.
Wrong-Headed Regulators Officials with the Treasury and the Fed say they're doing a hunky-dory job, despite the evidence.
Handling Credit Card Payment Hikes Here's what to do if your monthly credit card bill skyrockets with a higher minimum and you can't afford to pay.
Survey Shows Hispanics Handling Recession Well Less economic trauma found than among other ethnic groups.
Little Sign of Inflation on the Horizon Consumer, gas prices stay steady or decline.
Foreclosures Still Rising Along With Unemployment White House considering more drastic steps.
Financial Illiteracy Puts Consumers At Banks' Mercy, Group Says Banks count on customers triggering overdraft charges.
New FHA Reverse Mortgage a Boon to Seniors Seniors can buy a home with a reverse mortgage, keep their existing home and save big bucks.
CFA Applauds Plan to Strengthen Key Investor Protections Reform of brokerage practices advances.
Going Bankrupt Again? What's the Problem? Don't be part of the problem. Be part of the solution and find out why you can't manage your debt.
CIT On the Ropes Small-business lender faces bankruptcy.
Can't Make Your Car Payment? It's best to talk with your lender if you want to keep your vehicle and preserve your credit.
4 Alternatives to Payday Lending Payday loans often create more problems than they solve. Here are four alternatives for quick cash.
Equifax Subsidiary Agrees to Settle FTC Charges Failed to fulfill Fair Credit Reporting Act requirements.
Feds See Oil Prices Leveling Off There's plenty of oil and gasoline on hand.
Mortgage Rates Plummet The 30-year, fixed-rate mortgage dropped to 5.59 percent, according to Bankrate’s weekly survey.
New Appraisal Code Causes Chaos Home sales and refinances are taking longer and are more expensive as a result of the new rules.
New Credit Rules Bring Unintended Consequences Credit card companies adapting, but so are consumers.
Mortgage Fraud Cases Rise Dramatically Replaces identity theft as most common white-collar crime.
Be Wary of Overdraft Protection Plans Many banks now offer "free" overdraft protection plans against bouncing checks. But are they really free?
Know the Hidden Costs of Debt Settlement Settling a debt for less than the full amount will scar your credit report.
Consumers Fall Further Behind On Loans Banks blame rising unemployment.
Check Floating Can Sink You Writing a check before the money is in your account has become much more financially dangerous.
Watch Out for ATM Rip-Offs ATM’s are a convenient way for you to get your cash, but they're also a convenient way for crooks to get your cash.
Mortgage Rates Drop Again The 30-year fixed-rate mortgage fell to 5.7 percent, according to Bankrate's weekly survey.
Dirt-Cheap Loans on New Homes Homebuilders are offering discounted interest rates to lure buyers back into the market.
National Credit Card Rate Averages Here are the average credit card rates from Bankrate's weekly survey.
Job Cuts Fall to 15-Month Low in June Unemployment may be leveling off.
Buying a Home for Your Parents When shopping for mom and dad, weigh these options to decide if it's a second home or a rental.
Congress Fumes Over Credit Card Rate Hikes Lawmakers feeling heat over lenders' actions.
5 Scams Spread Like a Virus Thieves operate even in a downturn; here are a few tips to avoid fraud when you need money the most.
Banks Prepare for Assault on Obama's Proposed Financial Protection Agency Bankers usually have their way with Congress but this year may be different.
Credit Cards Giving Consumers Heartburn Consumers at banks' mercy until new law takes effect.
Five More Banks Fail Nine Georgia banks have failed in 2009.
Latest Chase Controversy Part of a Pattern Chase has a knack for infuriating its customers.
How to Solve 5 Common Money Problems Experts offer advice for Americans dealing with unemployment, overspending, debt, foreclosure or wrecked retirement savings.
wConsumer Spending, Saving, Both Rise Future trend may indicate higher savings.
Economic Trends Looking Better For ConsumersOil prices may have peaked, for now.
Mortgage Rates Edge Up Slightly The 30-year fixed-rate mortgage moved to 5.80 percent, according to Bankrate's weekly survey.
Cut Your Own Interest Rates No help from the Fed? Follow these tips to make your money go further.
Chase Raises Minimum Payments On Credit Cards Consumers with low rate, high balance, caught in trap.
Some Payday Lenders Operate Outside U.S. Law Firms affiliate with Indian tribes.
Payday Lenders Resist APR Comparisons How much are you really paying for that loan?
Peer-To-Peer Sites Offer College Loans Four peer-to-peer lending sites offer loans for students and parents seeking college funding.
Finding A Financial Planner Finding the right financial planner for you takes a little detective work and interviews with several advisers.
8 Ways To Find and Keep a Temporary Job In tough times, the path to a permanent job might be through temping. These tips can make it happen.
What Can the Fed Do About Mortgage Rates? Will the Fed continue to target long-term interest rates at this week's meeting?
States Wants AIG Bonus Probe States want expanded federal investigation.
FDIC Reins in Troubled Banks The FDIC is restricting some banks from paying high interest. Will it hurt savers?
Health-Related Bankruptcies Up 50 Percent Older consumers particularly hard-hit.
FDIC Change Won't Crash Bank Accounts If and when FDIC insurance limits are reduced, it won't crash banks or wreck depositor accounts.
Taxes Rule in Retirement Plan Choice Taxes determine whether or not a Roth IRA trumps a traditional 401(k) for retirement savings.
Consumers Feeling Better About Financial Security Fewer Americans say things are getting worse.
Have Mortgage Rates Hit Bottom? Rate drop is first in three weeks.
Abercrombie & Fitch Closing Ruehl Stores Company shutters brand due to recession.
Eddie Bauer Files For Chapter 11 Bankruptcy Protection Iconic Retailer Another Recession Victim.
Obama Proposes Massive Regulatory Overhaul New agency to take central role as financial watchdog.
Paying For Assisted Living Medicare doesn't cover the cost of long-term care, but there are several ways to help finance it.
Low CD Rates Shouldn't Derail Savings A man with $500,000 to invest shouldn't let the money languish simply because CD rates are low.
Is Mobile Banking Safe? Banking by cell phone is gaining popularity. Here's what you need to know to be secure.
Don't Raid Retirement to Fund Mortgage It is foolish to raid a 401(k) and risk your retirement simply to land a mortgage for a home.
7 Ways To Save On Legal Advice You don't have to skip legal advice to conserve money. Check out these seven ways to save.
A College Investment Plan for All Ages Earlier is better when it comes to saving for college, but even the best-laid plans can go awry.
Banks See Hard Times Even After Bailout Study finds TARP money infusion has had little effect.
Debt Management vs. Settlement There are pros and cons to a firm managing or settling debt.
Mortgage Rates Hit 6-Month High The 30-year fixed rate vaulted again this week in Bankrate's survey.
Credit Card Delinquencies Up 11 Percent More consumers falling farther behind in paying down debt.
Mortgage Broker Ordered To Pay $480,000 For Deception Massachusetts charged Florida broker deceived homebuyers.
Potential Medical Taxes President Barack Obama asked Congress to once again focus on ways to overhaul America's health care system, including possible new taxes.
Unemployment Rate Jumps To 9.4 Percent In May Numbers are bad, but not as bad as expected.
Ex-Countrywide CEO Faces Fraud Charges SEC slams Mozilo for insider trading.
Mortgage Rates Shoot Up The 30-year fixed-rate mortgage rose to 5.65 percent, according to Bankrate's weekly survey.
Harvard Study: 60% of Bankruptcies Caused by Health Problems Most victims are middle-class and have health insurance.
5 Economic Indicators to Watch Economic indicators are gauges of hope and despair. We explain what they mean and why they matter.
Real Estate Agent Takes On Banks Over Short Sales Banks say the right thing in public but often don't follow through.
Can't Sell? Do SOMETHING If you can't sell your home and it's eating you alive financially, you need something to generate cashflow. Try out these tips.
Coping with Out-of-Pocket Health Care Costs Payment options ease the burden of high health care costs that are charged directly to consumers.
Feds Look at Tougher Foreclosure 'Rescue' Rules Desperate homeowners often victimized by con artists.
Foreclosure Starts Hit 1 Million For the Year Mortgage delinquencies also at all-time high.
Consumers Remain Thrifty In April Slight rise in disposable income doesn't offset savings.
Mortgage Rates Gone Wild With mortgage rates suddenly skyrocketing, what should potential homebuyers do?
8 Major Benefits of New Credit Card Law Here are the highlights of the Credit CARD Act of 2009 that benefit cardholders.
Lawmakers Target Bank Overdraft Fees Democrats want Fed to restrict "courtesy" program.
Mortgage Delinquencies At Record High Analyst finds increase 'sobering but not unexpected'.
Many Consumers Pay "Hidden Health Tax," Group Charges Undisclosed insurance premium surcharges hammer insured.
In Search Of Revenue, Feds May Look To Consumers National sales tax a possibility.
Mortgage Rates Sky-Rocket The 30-year fixed-rate mortgage increased to 5.45 percent, according to Bankrate's weekly survey.
My House is Worth How Much? Appraisers have the last word on a home's value, but homeowners can provide some input.
Video: Reappraising Appraisers Proposed new rules may not solve the problem of appraisers being influenced by lenders.
Consumer Confidence Surges In May Surprising jump in views of economy, job market.
Advanta Closes Customers' Credit Card Accounts Analysts: company under severe financial stress.
Two Illinois Banks Fail Cost to taxpayers is $173 million.
Prevention Needed to Curb Foreclosure Rescue Scams Consumer group warns that more enforcement and education are necessary.
Bankruptcy Not Helping People Keep Their Homes New study finds even Chapter 13 doesn't stave off foreclosure.
Obama Signs Credit Card Bill Measure bans some of issuers' least popular tactics.
12 Tips to Buying a Home at Auction There are differences between large regional home auctions and those on the courthouse steps.
Video: Credit Cards for College Students Credit card offers abound on college campuses. Here's what students need to know.
Court Finds Tobacco Companies Lied About Smoking Dangers Rules that defendants violated racketeering laws.
New Jersey Investors Getting Refunds From Citigroup Attorney General brokers deal to settle nondisclosure charges.
Mortgage Rates Up Slightly The benchmark 30-year fixed mortgage rose to 5.24 percent, according to Bankrate's weekly survey.
Pension Agency Deficit Balloons Largest shortfall in 35-year history.
Olive Garden Settles Credit Card Data Exposure Suit Claim alleged restaurant printed too many numbers on receipts.
Video — Credit Card Law May Produce Unintended Consequences New restrictions may also tighten access to credit.
Staying put? Stimulus Plans May Help Here's how the stimulus plans may help homeowners who are not planning to buy or sell.
Senate Overwhelmingly Approves Credit Card Reform Bill passes Senate 90-5; Obama wants complete legislation by weekend.
Video: Getting Help With A Loan Modification Who should troubled homeowners turn to for help?
Pros, Cons of Paying Car Loan with HELOC The interest on the HELOC is tax deductible, but your line of credit may outlive the car.
How Secure is Life Insurance? Life insurers' losses make them seem vulnerable. Can they keep their promises to consumers?
Are Variable Annuities Safe? Investors bought annuities to protect against market declines, but now some insurers are suffering.
An Upside to Chrysler's Plight The government is guaranteeing warranties while incentives lock in a killer car deal for buyers.
Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts.
Top 5 Renovations To Sell That House With thousands of homes sitting on the market unsold, it's critical to understand which improvements really will help get that house sold.
Consumer Prices Remain Flat In April Prices slipped 0.7%, biggest decline since 1955.
FTC Giving Financial Services Closer Scrutiny Agency promises to increase oversight of mortgage, lending sectors.
Dirt-Cheap Loans on New Homes Homebuilders are offering discounted interest rates to lure buyers back into the market.
Facing Foreclosure: Now What? With the bank foreclosing, you have more options than you think. Don't just give up.
Retire Student Loan Before You Retire School debt is forgiven in only some instances, so it's best to plan on repaying it instead.
Obama Presses Case For Credit Card Reform President wants bill on his desk by Memorial Day.
When's the Best Time to Pay Credit Card? To improve your credit score, it helps to pay before the closing date of the statement.
Time to Buy Real Estate? It's been a buyers market for some time now. But how will you know when it's the prime time to make your move?
Home Values Plunge 14 Percent In First Quarter Distressed homes skewing median prices; sales picked up in some areas.
Know Your Goals Before You Refinance Before refinancing, properly identify your financial goals so you chase the right solution.
Discretionary Spending at Lowest Level in 30 Years Consumers 'not even thinking about buying things'.
Feds Accuse California Lender of Charging Hispanics Higher Rates Golden Empire Mortgage accused of illegal discrimination.
Doing the Student Loan Shuffle The credit crunch continues to hamper the student loan market, but there are signs of a thaw.
'Redneck' Checking Promises Big Yield Redneck Bank is just one institution pledging big returns to consumers who open a checking account.
Do You Qualify for the Mortgage Refi Plan? The federal government, Fannie Mae and Freddie Mac spell out the rules for the refinance program.
Video: 10 Dollar-Store Duds Comparison shopping and unit pricing will help you find deals and duds at the dollar store.
Obama Wants Credit Card Legislation This Month Asks Congress for fast action on Credit Cardholder's Bill of Rights.
New York Subpoenas Debt Settlement Companies Attorney General Cuomo launches nationwide probe of companies' practices.
Consumers Reminded to Investigate Before Investing Explore the background of any brokerage before committing your money.
All 19 Banks Pass Stress Tests But many require new capital infusions to stay solvent.
Don't Sweat the Stress Test Results Now that the government's test of the nation's banks is over, what have we learned?
Americans Turn Away From Credit Cards Consumers try to trim debt as economy sputters.
9 Cash-Saving Strategies That Pay Big Bucks Cutting expenses can pay huge dividends if you invest your savings and let them compound over time.
Managing The Stress of Debt While grappling to pay your bills, you may find the darkest side of debt is the mounting stress.
Tips For Getting Your Rent Reduced In today's market, tenants are saving cash by successfully asking their landlords for a rent reduction
Video: Haggling For a Better Deal Bargaining for a better deal can save you money.
Lower Mortgage Rate Not Always Best When deciding whether to refinance, weigh the costs against the savings from a lower rate.
When to Opt Out of a Credit Card Rate Hike Credit cardholders are being hit with interest rate increases. Should you opt out or accept it?
Pending Home Sales Turn Around In March Low interest rates, fire sale prices trump recession fears.
Three More Banks Fail FDIC closes banks in Georgia, New Jersey, Utah
Defend Yourself Against Debt Collectors Even if you owe a company money, you have rights -- and it pays to know what they are.
Calculate Your Inflation Rate The way you spend money determines how dramatically inflation impacts your bank account.
Senate Defeats Mortgage 'Cram Down' Bill Banking lobbyists prevail, bill's sponsor vows to keep trying.
Clearwire Slapped With Class Action Complaint alleges shoddy service and illegal cancellation fees.
Credit Card Bill Passes House — Again Legislation that would restrict abusive lending practices passes for the second time.
Have Consumers Tightened Their Belts Permanently? Spending habits remain thrifty, signaling long-term trend.
Consumers Finding Fewer New Products in Recession Food and beverage companies cut back on launching new items.
How to Establish a Great Credit Score Consumers with limited credit histories can still build a good credit score.
Bank of America's Lewis Removed as Chairman Will remain as President and CEO; Walter Massey to succeed as chairman.
Will Replacement Card Hurt Credit Score? How the card issuer reports the card to the credit bureaus determines the effect.
Video: Frugal Mom Has Thrifty Tips Meet a mom whose daily money-saving methods got her national attention.
The Upside of the Down Economy Financial news is brutal lately, but the recession is teaching us the basics for a new economy.
Credit Card Losses Spike in February More debt written off as uncollectable.
Rest In Peace, Countrywide Financial Bank of America officially "retires" brand name for its lending company.
Mortgage Rates Keep Falling This may be the time to refinance.
Weigh Costs Before Buying Down Loan The costs associated with buying down a loan may put the brakes on a mortgage refinance.
Time Matters to Your Credit Score More recent good news on your credit report will outweigh old news about bad debt.
Four More Banks Fail FDIC closes banks in California, Michigan, Georgia, Idaho.
Prepare For the Inevitable Record-low interest rates won't last forever.
Home Sales Fall in March Existing homes slow to move off market.
White House, Congress Cracking Down On Credit Cards Triple-threat attack on abusive lending practices.
Mortgage Rates and Refis Up The 30-year fixed-rate mortgage rose to 5.23% in Bankrate's weekly survey.
Stimulus Offers Modest Auto Savings The American Recovery and Reinvestment Act offers a tax break for people who buy a new car in 2009.
Home Prices Show Surprising Gain in February More signs of a turnaround?
U.S. Carmakers Getting More Federal Aid GM gets $5 billion while going through motions of bankruptcy.
TARP Ripe For Scams, Warns Inspector General Lack of oversight and sheer size means high abuse potential.
Business Economists See Hopeful Signs Closing gaps in declines may indicate positive trend.
White House Pressuring Credit Card Companies Obama administration turns up heat for industry reform.
Video: Forestalling Foreclosure When you're in mortgage trouble, the best thing to do is make a phone call.
Foreclosures Not the Only Drag on Appraisals New, devalued homes and foreclosures are a double whammy on owners hoping to refinance.
Banks in Missouri, Nevada Fail Both will reopen Monday under new owners.
Ask About 'Hard Pull' Before Opening a CD Before investing in a CD, ask the bank whether it will pull your credit report during the process.
Should You Skip Your Mortgage Payment? Being delinquent on your mortgage won't necessarily improve your odds of a loan modification.
Consumers to Spend Same or More on Entertainment in 2009 Recession doesn't slow down video games or music purchasing.
More Students Using Plastic to Pay for College Spikes in tuition, costs leaving more students cash-strapped.
Foreclosures Up 9% in First Quarter More Americans face loss of their home.
Mortgage Rates Edge Lower The 30-year fixed-rate mortgage dipped to 5.18 percent in Bankrate's weekly survey.
7 Ways to Trash Your Credit Score You can get blemishes on your credit report without even trying.
State Insurance Commissioners Consider Dropping Consumer Protection Consumer advocates urge task force to reject proposal.
No Sign of Inflation in March Food and fuel costs register big, surprising drops.
Southern California Home Sales Up Again in March Signs of life continue in real estate market.
Coming Up with Tax Cash Can't pay your taxes? Don't panic. Here are some options.
Credit Scores Dropping? Credit scoring models haven't changed, but card issuers' practices may punish some scores.
NJ Tax Prep Firm Ordered to Pay $1.64 Million to Clients Malqui Tax didn't disclose true cost of refund anticipation loans, court finds.
New York Sues Process Server for High-Volume Debt Collectors Company allegedly failed to serve legal notices on consumers; law firm also faces suit.
Consumers Cut Spending in March Dismal retail sales reports undercut optimism about economy.
Texas Charges JK Harris with Misrepresentation Firm overstates its ability to reduce tax debts, suit alleges.
Key Corporate Earnings Due This Week Telltale signs of economic recovery or continuing meltdown.
Two More Banks Fail FDIC pays out $131 million to cover closings.
Prepayment Fees Can Put Refinance on Hold It's tough to justify a refinance that will cost the homeowner $11,300 in prepayment fees.
No Company Can Erase Bad Debt Be careful of false claims. A credit repair firm can only advise you on ways to improve your credit.
Carmakers Aid Laid-Off Workers They'll make your car payment if you lose your job for 'economic reasons.'.
Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts.
Time Heals College Credit Card Mistakes Time is the best cure for a 20-something who made some foolish credit card mistakes in college.
Easter Surprise: Bank of America Raises Credit Card Interest Rates Latest increase hits about 4 million customers who carry a monthly balance.
Mortgage Rates Up Slightly The 30-year fixed mortgage rate rose to 5.2 percent in Bankrate's weekly survey.
Mortgage Rate Trend Index Which way are rates headed? Bankrate surveys the experts.
Mortgage Applications Rise Sharply Low rates, refinancing spur big jumps.
Seeking a Safe Haven for Investments Do investment products that claim to protect principal and guarantee minimum returns deliver?
Staying Married to Save Cash The phrase "for richer or poorer" puts divorcing couples to the test during a recession.
7-Day Tax Filing Plan Time's running out to complete your 1040. Don't panic. Our one-week, hour-a-day filing strategy will help you get your taxes done.
When It's OK to Tap Your IRA Sometimes, especially in this tough economy, you might need to take money out of your IRA. Here's when Uncle Sam says the withdrawal won't cost you extra.
Plant A Garden, Harvest Savings Gardening can save you money on fruits and vegetables — if you do it right.
Alleged Madoff Middleman Charged with Fraud Charities, non-profits lost billions invested with J. Ezra Merkin.
Obama Administration Targets Mortgage Fraud Multiple agencies coordinate efforts to stop scammers.
Homeowners Still Behind On Modified Mortgages Many falling back into default even after aid.
Employers Trying To Avoid Further Job Cuts Companies focus on retaining, retrenching through recession.
Buying a Home That's Not For Sale An unsolicited offer may spook owners, and they're unlikely to negotiate an overly favorable deal.
FHA Loan Can Save Home Dream An FHA 203(k) loan can provide money to buy a home and rehabilitate it in one transaction.
Consumers Fall Further Behind on Loan Payments Dismal news in fourth quarter of 2008.
Banks Cut Off Mortgage Brokers The fallout from the war between brokers and bankers could result in fewer loan choices and higher fees.
Navigating the Changing World of Credit Cards Credit card issuers are imposing negative actions even on good customers. Here's what to watch for.
Mortgage Rates Drop to Record Low The 30-year fixed mortgage is at 5.13 percent in Bankrate's weekly survey.
Mortgage Rate Trend Index Which way are rates headed? Bankrate.com surveys the experts.
Pending Home Sales Show Some Life Realtors' report shows increase in contracts signed for February.
Video: More Boomers Plan to Keep On Working Retire? In this economy? Don't think so.
The Latest Treasury Program is No Quick Fix The plan is to get banks lending again, but it could be a while before consumers see benefits.
Does an Unactivated Credit Card Hurt Score? Many consumers have gotten cards but never activated them. What does this do to their credit scores?
Senate Committee Approves Credit Card Accountability Act Measure would end some of the credit card industry's most abusive practices.
Divorce Doesn't End Debt Even if a divorce decree divides debt, you're still liable to creditors for jointly held accounts.
Congress Moving Toward National Cap On Payday Loans High-interest loans trap low-income consumers in 'spiral of debt'.
Chase to Refund $4.4 Million in Credit Card Fees Monthly fee was added to balance-transfer accounts.
Home Prices Down To 2003 Levels in January Existing areas show double-digit declines, even with marginal improvements.
Banks Targeting Existing Customers To Boost Profits Increases in direct mail to squeeze additional revenue.
California Payday Lenders Target Blacks, Latinos Report shows heavy concentration in minority communities.
West Virginia Sues Online Payday Lenders 'Loan sharks of today'.
Green Mortgages Offer Savings Make your home energy-efficient and get a break on your mortgage at the same time..
Video: Questions to Ask Before Refinancing With mortgage rates near record low, is it time to refinance?
Auto Lenders Won't Add Old Balance to New Loan Don't expect today's lenders to add your current loan balance to your new vehicle loan.
Get Help Appealing Home Tax Assessment Think your home's assessed value is too high? A third party can handle the grievance process for you.
Debt Settlement Comes With Hefty Fees Talk to credit counselors before signing up for expensive programs.
Bail Yourself Out – Here's How Seems like everyone has a bailout plan but you? Create your own in these six money areas.
Vehicle Leasing Costs Going Up Leasing may still be a good deal for some, but buying a vehicle might be a better option.
Don't Overlook These Itemized Deductions Tallying up all your expenses can help you cut your tax bill, especially if you claim every deduction the IRS allows.
Mortgage Rates Drop to Lowest Since the '50s The benchmark 30-year rate mortgage fell to 5.19 percent, according to Bankrate's weekly survey.
Walking Away from Mortgage is Costly Abandoning a mortgage simply to get a fresh financial start may hurt your credit and trigger taxes.
Credit Card Reform Comes Back To Congress Dual hearings emphasize need for changes to industry.
Fed Action Spurs Refinance Frenzy Interest rates drop after massive government buyout.
Florida Targets Fraudulent Foreclosure "Rescue" Company charged with deceptive marketing, victimizing Hispanic community.
Consumers Want Opt-In Choice on Overdraft Coverage Customers irked by sky-high overdraft fees.
Existing Home Sales Jump Five Percent in One Month Uptick gives hope to sellers and agents alike.
Renters Get Foreclosure Relief Fannie Mae and Freddie Mac's new programs let renters stay in homes that are foreclosed.
Feds Seize Three More Banks, Two Credit Unions Latest seizures bring total to 20 this year.
FDIC Deals with Mounting Bank Failures The FDIC is shutting banks every week, which has some consumers wondering how it will handle losses.
5 Ways to Beat a Ponzi Scheme There are several ways to recover money, but you'll first need good records to fight a Ponzi scheme.
10 Ways Uncle Sam Helps You Save Money Saving for the future is of paramount importance to all Americans. Luckily, we all have a rich uncle to turn to.
Recession Has Consumers Thinking Of Hanging Up Cell Phones Sagging economy has users dropping service, choosing prepaid.
Credit Card Rates on the Rise Fear of delinquency has banks increasing APRs.
19 States To Probe AIG Bonuses Public outrage builds fire under Congress, state attorneys general.
Mortgage Rates at Near-Record Lows The 30-year fixed-rate mortgage fell to 5.29 percent, according to Bankrate's weekly survey.
Government Helps Homeowners Refinance Looking to refinance? The FHA and VA allow for little equity, and less-than-perfect credit.
Higher Rates Make Home-Equity Loans Less Appealing The large pricing spread on today's HELOCs makes them a potentially poor borrowing option.
10 Common Tax-Filing Mistakes to Avoid Tax law changes have created new tax-filing pitfalls to watch out for, as well as the usual ones we face every filing season.
Penalties for Late Tax Returns If you haven't filed a tax return since 2005, there's no time to waste. But expect to pay hefty penalties.
The Dangers of Debt Consolidation Before you bundle your bills, check out the pros and cons of these consolidation options.
Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products.
People Feeling Economic Stress At All Turns Work and home environments suffer as meltdown continues.
Consumer Prices Rise More Than Forecast Costs of living continue to increase even as economy stagnates.
Is Credit Card Protection Worth It? Credit card protection plans might help in the event of a job loss, but their cost can add up.
How Long Does Credit Check Affect Score? The impact of a credit check depends on whether it was a hard or soft inquiry, says Credit Card Adviser.
Video: The High Cost of Check-Cashing Services Check cashing services are convenient, but come with a very high price tag.
Southern California Home Sales Up Again Heavy foreclosures spur surprising gains.
Feds Charge Seven Credit Repair Companies with Deceiving Consumers Companies claimed they could remove negative information from credit reports.
5 Must-Haves in a Bankruptcy Lawyer Selecting the right person to handle your bankruptcy can mean the difference between an eventual rebound and long-term pain.
Consumers Falling Farther Behind On Payments It's not just mortgages — car loans, credit card payments lag.
New Jersey Cracking Down On Mortgage Fraud Three lawsuits filed on accusations of deceptive lending practices.
Recession Unlikely To Discourage Smoking Tobacco seen as affordable pleasure in tough times.
AIG Behavior Unites Everyone in Outrage Across-the-board condemnation of bailouts used to pay bonuses.
Is Creditworthiness More Than Skin Deep? Lenders make judgments based on appearance when considering loans.
Loan Modifications Can Reduce Foreclosures, Study Says Combining lower payments with write-downs significantly reduces defaults.
Want to Negotiate CD Rates? Good Luck Is it realistic to think you can negotiate with a bank for a better CD rate? Bankrate puts it to the test.
Survey Shows Consumers Preparing For The Worst Americans hunker down, spend less, save more.
Foreclosure Activity Up Six Percent in February One in 440 houses received a foreclosure filing.
The Ins and Outs of Reverse Mortgages You can tap your home equity without having to repay it as long as you live in the house. But it's an expensive loan.
Rate Trend Index -- Mortgages Which way are the rates headed? Bankrate surveys the experts.
Mortgage Rates Fall; Borrowers Wait The benchmark 30-year fixed-rate loan fell to 5.37%, according to Bankrate's weekly survey.
Government Reveals First Steps For Broadband Plans Details remain scarce as agencies emphasize public comment.
IRS To Beef Up Ranks After Canceling Private Debt Collection Agency to look for more "in-house" options to collect back taxes.
Why Doesn't State Usury Law Protect Me? Federal law supersedes state law when it comes to credit card interest rates.
U.S. Employers Foresee Subdued Hiring Activity 14 percent of those surveyed see slow employee growth in second quarter.
Mortgage Rates Stay Steady for Third Straight Week Massachusetts, Connecticut, California see big drops.
States Battle Feds To Enforce Lending Laws Attorneys General want more power to stop predatory lending.
Feds Spoof Bogus Credit Report Offers FTC composes its own catchy jingle to counter commercial offers.
Video: How to Sell Your Gold Jewelry You might consider selling gold jewelry while gold prices are still high. Here's how.
Others Not Liable for Card Owner's Debt When a credit card holder dies, authorized users are not responsible for the account's debt.
Are You Eligible for Mortgage Help? A Q&A clarifies the details surrounding the federal government's new Making Home Affordable Plan.
Supreme Court Strikes Down Mandatory Credit Card Arbitration Decision is big victory for consumers.
Taxpayers Filing Earlier This Year Early birds get bigger refunds.
Mortgage Delinquencies Continue to Climb Filings for foreclosure continue to break records.
Medicare Fraud Risk Grows For Some Shady sales agents have put seniors at increased risk of falling victim to Medicare fraud.
Mortgage Rates Remain Unchanged A lousy week on Wall Street didn't have much effect on mortgage rates.
One Of Five U.S. Mortgages Under Water Over 8 million homes had negative equity in December.
Government Giving Away Money? Don't Count On It Ads promising personal grants are scams ... at best.
NY to AT&T: Please Deposit $2.63 Million State charges rebate offers were "onerous and condition-laden."
FDIC Warns It's Running Out of Funds Flurry of bank failures could burn through FDIC's reserves.
America Betrayed: Report Blasts Wall Street, DC Corruption for Financial Disaster Legal bribes, influence peddling led to excessive deregulation.
Is a Credit Card Application by Phone Valid? Cardholder asks if he is liable for charges if the application was taken over the phone and never signed.
Mending the Cracked Nest Egg Lawmakers are talking to academics and industry experts about how to fix America's retirement system.
10 Ways to Land More Financial Aid During tight times, many will be asking for more college aid. Here are 10 tips to help get it.
Taxpayer, Government Lose With Quickie Refund Loans High fees drain money and constrain spending power.
Coping With Debt When You're Laid Off Pink-slipped workers may benefit from posting their own "help wanted" appeal with creditors.
Video: Paying Off Debt Bankrate talks to a credit counselor.
Teens Want To Learn More About Money Many young adults still pick up financial acumen the hard way.
FreeCreditReport.Com Is Far From "Free" Service lures buyers into paying for credit monitoring.
Secured Credit Cards Harder to Get Secured cards are becoming scarce. Here's what you need to know to get one.
How Did Home Values Fare in Your Area? Get the 4th quarter results from the national survey of existing home sales.
American Express Safe from Class Actions? Court Says No In big win for consumers, federal appeals court turns aside Amex claims.
Senate Bill Would Rein in Payday Lenders Proposed legislation would cap interest rates.
Video: Invest or Pay Off Credit Card? It's almost always better to pay off your credit cards debts than to put money in a savings account.
Banks Lost $26 Billion in Fourth Quarter While many banks remain stable, big losses overshadow the rest.
Florida Court Blocks Loan Modification Company's Fees Order prevents charging of up-front payments to help homeowners.
Congress Takes Up Boomer Retirement Woes Many boomers having second thoughts about retiring.
Capital One Interest Rate Hikes Anger Customers Even those with high credit scores are affected.
Existing Home Sales Fall 5.3 Percent In January Homebuyers still sit on the sidelines as prices drop.
Fortunoff Liquidators Agree to Honor Gift Cards $8.5 million in gift cards, credit slips at stake.
Mortgage Bankers Respond to Obama Plan While the Mortgage Bankers Association agrees with the housing plan, they've also got suggestions.
Selling Your Home in a Crowded Market Here are seven ways to boost the odds of selling a home amid multiple "for sale" signs on your block.
Newly Unemployed Get Stimulus Help Stimulus legislation helps the unemployed through a health care subsidy and weekly benefit increase.
Choose Retirement Plan That Matches You Roth IRA or 401(k)? The right answer depends on your circumstances and retirement dreams.
Stimulus Offers Modest Auto Savings The American Recovery and Reinvestment Act offers a tax break for people who buy a new car in 2009.
Commuting Costs Got You Down? Some companies are making employees' treks to the office cheaper with tax-saving commuter accounts.
4 Ways Stimulus Helps Home Owners and Buyers The stimulus package offers four key financial breaks for new homebuyers and current homeowners.
Fortunoff Bankruptcy Wipes Out Gift Cards Little to no warning for New York-area shoppers.
Consumer Confidence At Record Low In February Employment, earnings fears drive sentiment down.
Economists See Recession Continuing Through First Half of 2009 Bad data on jobs, markets makes business roundtable pessimistic.
Old Debt Can Still Bite You With collection of an old debt still looming, negotiate payments over time and back up your plea.
4 Ways Stimulus Helps Homeowner, Buyer The stimulus package offers four key financial breaks for new homebuyers and current homeowners.
Economists See Recession Continuing Downturn likely to last at least through mid-year.
Non-Profits Can Help Solve Foreclosure Crisis If corporate mortgage holders won't help, they should get out of the way.
Work History is Key to Refinance Approval Lenders scrutinize work history before deciding whether to approve new loans.
Video: How to Lower Your Property Taxes The only upside of declining real estate values may be lower property taxes.
Oregon Bank Fails; No. 14 This Year Big banks in spotlight but many small banks in trouble too.
5 Stupid Tax Mistakes Steve Bucci lists the top five ways to make your tax season bleak.
Stimulus Tax Payout Will Be Small A third of the stimulus package is tax relief, but it puts only a few more dollars in your paycheck.
Split Your Direct Deposit to Save More Money Automatic saving can help build nest egg with no effort.
Inflation Jumps in January Gas prices increase, while food prices slump.
Video: Credit Card Changes Affect Almost Everyone Issuers adapting quickly to tough credit environment.
Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts.
7 DIY Car Maintenance Tips You don't have to be a mechanic to make these simple checks.
Buy Stocks When They're Cheap When the going gets tough, the tough go shopping for stocks. Right now there's a fire sale, says PBS WealthTrack host Consuelo Mack.
Mortgage Rates Approaching 5 Percent 30-year rates hit tempting levels for new buyers.
Derailed Boomers Changing Retirement Plans Stock market volatility stirs feelings of dread.
Obama's Foreclosure Plan Wins Early Support Mortgage rescue plan aims to help responsible, troubled homeowners.
How Can You Benefit From The Obama Mortgage Plan? Mortgage rescue plan aims to help responsible, troubled homeowners.
Refinance May Be Worth Paying Penalty In some cases, it makes sense to refinance even if you have to pay a mortgage prepayment penalty.
Boost Your Credit Score After Bankruptcy Bankruptcy can taint your credit report for up to 10 years, but you can boost it much sooner.
Video: Is A Secured Credit Card A Good Option? As credit shrinks, a secured card can work for some.
Keeping the Auto Repo Man at Bay Act quickly if you foresee trouble making your car payments. Here's what you can do.
Bankrupt Builder Burns Buyers When a builder files for bankruptcy, it's only the beginning of bad news for buyers.
How to Check Your Bank's FDIC Status It should be easy to determine if a bank is a member of the Federal Deposit Insurance Corp.
Top Ways to Trim College Costs There are several things students can do to help their parents trim college costs.
Ignoring Bank Cutoff Can Be Costly Bank cutoff times determine when a transaction is official, so know your institution's rules.
Retirees Get Money Break in 2009 Retirees won't have to take a required mandatory distribution from their accounts during 2009.
Texas Launches Restitution Program for Countrywide Customers More than $7 million available to Texas foreclosure victims.
Rules of the Credit Card Game The credit card contract is so one-sided that only one party can change the deal at whim.
Homeowner Bailout May Be In The Works Stock market surges on report of mortgage workout plan.
Despite Moratorium, Foreclosures Surge In January But numbers fall ten percent from December's high.
Spending Secrets Bad for Marriage Know your partner's spending habits in advance.
Mortgage Rates Fall in Uncertain Time Mortgage rates fell as investors wondered what the Obama administration will do to fix the broken banking system.
Video: When to Lock In a Mortgage Rate With mortgage rates moving up and down quickly, it pays to lock in a favorable rate.
Video: Coping With A Bad Economy You can't fix the economy but you can help yourself.
Bank Bailout Plan Has Provision For Consumers Wall Street distinctly unhappy with latest government proposal.
Illinois Sues Credit Service for Cramming US Credit Find places unauthorized charges on phone bills, state charges.
Florida Foreclosure "Rescue" Company Shut Down HomeKeeper USA violated fraud prevention law, state alleged.
Credit Card Changes May Hurt Consumers The credit card industry is changing fast, leaving cardholders at risk, says personal finance expert Emily Peters.
4 Key Expenses Not To Cut In a bad economy, don't be so quick with the scissors. Some budget cuts you make now will cost more later.
Countrywide Settles Charges With West Virginia Lender to pay nearly $341,000 to homeowners facing foreclosure.
Starbucks Tries a Downscale Approach Coffee giant offers "value meal" to compete in hard times.
Hiring Could Hit Deep Freeze in February Manufacturing and service sectors both face steep declines.
Unemployed? Hoard Cash If you're unemployed, use your credit card on essentials to save cash but don't take cash advances.
Trim — Don't Cancel — Life Insurance Life insurance is a tempting place to cut expenses, but trimming premiums is a better option than letting your policy lapse. file:///home/mboz/ca/news_index/news_financial.inc
How to Build a Great Credit Score In these days of not-so-easy credit, consumers with limited credit histories can still build a great credit score.
Wells Fargo Suit Charges Appraisal Price Gouging Hundreds of thousands of homebuyers may have been victimized.
Don't Stuff Every Dime Into Your 401K Plan While it's important to save for tomorrow, remember to create financial flexibility for today.
Credit Card Pitches Fall Sharply Businesses shift to wealthier customers as economy tanks.
Experian To Stop Selling Credit Scores To Consumers Dispute with Fair Isaac leads to cutoff after February 15th.
Store Credit Card a Good Deal? At a department store checkout, you're often asked if you want a store credit card. Is it worth the instant discount?
How Much is Enough for Retirement? Many people are questioning if they can still afford to retire early, on time, or at all.
Mortgage Rates Remain Below 6 Percent The benchmark 30-year fixed rate rose this week to 5.70 percent.
Senate Bill Would Pay You To Buy a House Lawmakers hoping to revive housing industry.
Fannie, Freddie Put Off Evictions until March Moratorium applies to owners and renters in single-family homes.
Weigh Taxes Before Prepaying Mortgage It may or may not make good tax sense to prepay.
New Home Sales Hit Record Low Sales down 45% from a year ago.
Foreclosure Tax Double-Whammy Eased Congress eases taxation on home lost to debt or forgiveness.
Mortgage Rates Fall Below 5.5% Rates are low but home inventories high. How come?
No-Penalty CDs: Good Deal or Not? They offer safety and access; be sure to shop for the best yield.
Interest Rate Roundup Bankrate.com's weekly national survey of large banks and thrifts.
The Fed's Toolbox In an attempt to jump-start the economy, the Fed has devised an array of tools.
Zero-Coupon Bonds Can Be Good Investments Be sure you make decisions based on today's markets and rates.
Fed To Modify Some Troubled Mortgages Bail-out funds trickle down to troubled homeowners.
Appraisals Taking a Double Hit New, devalued homes and foreclosures are a double whammy on owners hoping to refinance.
Tax Consequences of Defaulting on Your Mortgage The bank's actions will drive the tax consequences of walking away from a mortgage.
Home Sales Rise As Prices Fall Prices plunged a record 15.3% in December.
7 Ways to Trash Your Credit Score You can get blemishes on your credit report without even trying.
California Shuts Down 1st Centennial Bank First California Bank takes over deposits, branches.
Flipping Homes Profitable But Can Be Risky Investing in real estate requires more capital and patience these days.
What Do Builder Warranties Cover? There's much to be wary of these days in the world of new-home warranties.
Rewards Card Not Worth Credit Risk Rushing to open a new credit card account is not wise if you plan to refinance a mortgage soon.
Rate Trend Index -- Mortgages Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home.
Inflation Fears Send Mortgage Rates Up The 30-year fixed-rate mortgage rose to 5.59 percent in Bankrate's weekly survey.
Interest Rate Roundup Bankrate's national survey of large banks and thrifts.
Take Long View with Mother's Money Plan The big picture is important when planning for an older parent's financial future.
Feds Charge Mortgage Broker In Potential Data Breach Broker allegedly left private data in public dumpsters.
100 Tips to Help You Save in 2009 With the economy heading for the doldrums, here are 100 tips to help you save money in all areas of your life.
Freddie Mac Extends Foreclosure Moratorium Reprieve to last through end of January.
Too Much Retirement Planning May Be As Bad As Too Little Suggestions to rebuild the nest egg and secure the future.
Consumers Have Growing Leverage with Credit Card Companies Massive worldwide debt may actually help borrowers negotiate better terms.
Tips To Cope With the Economy in 2009 Bankrate's senior financial analyst explains the best way to approach your finances in the coming year.
Mortgage Rates Drop Way Down The benchmark 30-year fixed-rate mortgage fell 20 basis points, to 5.64 percent.
How Important is Credit to You? Take this online quiz to see how your feelings about credit cards stack up against those of other Americans.
Understand Annuity Before You Sign The wrong time to learn more details about your annuity contract is after you sign on the dotted line.
H&R Block to Stop Selling Refund Anticipation Loans in California Company settles suit charging it with deceptive practices.
Tax Preparers Tighten Up on 'Instant Refund' Loans Refund anticipation loans almost always a bad idea.
High Credit Scores Get Top Loans Credit score has always been important. Now it must be even higher to get a low rate.
Tips to Cope with the Economy in 2009 Here's the best way to approach your finances in the coming year.
12 Steps to Credit Card Success Follow these rules to beat credit card issuers at their own game.
Mortgage Refis Surge Mortgage rates went up this week from near-record lows, as brokers scrambled to keep up with applications.
Use Cash for Refinance or Debt Paydown? Should you apply extra cash to a refinancing, or use it to pay down debt?
Save On Home Improvements Habitat for Humanity offers home improvement bargains.
Mortgage Rates Surge Mortgage rates went up this week from near-record lows, as brokers scrambled to keep up with applications.
5 Ways to Outlast Deflation Deflation can devastate the economy. Here are five ways to fight falling prices.
Mortgage Modification Meltdown The bailout program still isn't reaching homeowners.
Video: Debt Consolidation May Make Things Worse Unscrupulous companies prey on struggling consumers.
Mortgage Defaults Still Rising But foreclosures decrease slightly through 2008.
New Jersey Man Arrested in Ponzi Scheme Investment broker accused of bilking clients out of $1.3 million.
All Credit Cards Not Created Equal There are still plenty of tricks card issuers can legally play on their customers.
Foreclosures Rising Despite Prevention Programs Voluntary industry guidelines a failure, bankruptcy lawyers charge.
Mortgage Rates Take Another Sudden Drop 30-year fixed loan hits 5.94 percent.
Americans' Net Worth Plunges Nearly $3 Trillion Economics predict the recession will begin to ease in June 2009.
Foreclosures Rise 28 Percent in November Total actions slow from previous month, but still at record levels.
Mortgage Modification Help Need to modify your mortgage? Here are some valuable tips.
Mortgage Modification: Chase, WaMu, EMC Mortgage modification info for three big lenders.
Interest Rate Roundup Latest interest rates from Bankrate.com's weekly national survey.
Video: Real estate Auction Rip-Off? Know all the rules before you bid on a foreclosure at auction.
Get Your Mortgage Rate Lock Ready Solidify your loan terms when you have the chance.
Banking Report Errors Can Be Harmful A consumer banking report may have errors that make it difficult to open a checking account.
Jumbo Mortgage Deadline Looms Some mortgage borrowers are about to get squeezed by the shrinking of something called the jumbo conforming limit.
Bundle Up! 'Credit Winter' Is Coming You may not have recognized it yet, but "Credit Winter" is coming to your town.
Answers to Six Key Refinance Questions Frequently asked questions about the mortgage refinancing process.
Four Things to Know Before You Refinance Take these steps to be sure a refi will be good for you.
Answers to Six Key Refinance Questions Frequently asked questions about the mortgage refinancing process.
Four Things to Know Before You Refinance Take these steps to be sure a refi will be good for you.
Payday Loans Can Lead to Bankruptcy Quick financial fix can cause more problems than it solves.
Maximizing Your 401(k) Contribution Save income tax, and set your 401(k) contributions to maximize your employer's match, says CPA George Saenz.
Industry May Cut $2 Trillion in Credit Card Lines Bad economy, risk aversion causes banks to pull back.
Banks Set New Record for Fees in 2008 Bankrate.com study finds record-high fees on everything from ATMs to bounced checks.
Rethinking Retirement in Uncertain Times Traditional retirement is undergoing transformation. For many, it's likely to happen later, and it may involve work.
Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products.
Mortgage Rates Drop Below 6 Percent The benchmark 30-year fixed-rate loan fell to 5.97 percent in Bankrate's weekly survey.
Americans Less Clueless about Mortgages More people know what kind of mortgage they have than last year, but more also worry about making home payments.
Feds Report More Signs of Recession Government statistics show bad tidings in October.
Mortgage Rates Plunge as Fed Buys Up Loans Fed buys billions in securitized home loans, driving rates down.
Some Money Market Funds Now Insured For a short period of time, the U.S. government is granting insurance coverage to some money market funds.
Warning Signs that You Need Help with Debt These 15 signals let you know you're drowning in debt and it's time to call in a financial fitness expert.
Builders Try to Spruce Up Buyers' Credit Some home builders are implementing credit-coaching programs to jump-start housing sales, says the Real Estate Adviser.
Fed Throws $800 Billion Lifeline to Consumers Government will purchase more mortgages, offer backing for loans.
Home Prices Post Record Decline Reduction in third quarter is largest on record.
Store Credit Card a Good Deal? At a department store checkout, you're often asked if you want a store credit card. Is it worth the instant discount?
Banks Increase Direct Marketing Spending Budget cuts, bad economy haven't stopped flood of advertising mail.
Cheap Oil May Be Economic Stimulus Ebb and flow of markets may provide relief people seek.
Stock Swoon Creates a Chance to 'Buy Low' The stock market's recent struggles may make now the perfect time to "buy low" and reap rewards later.
Weekly Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products.
Agencies Unlikely to Swap Car Loans Because car loans typically are not assumable, agencies are unlikely to offer a driver a swap.
Fannie Mae and Freddie Mac Suspend Foreclosures Mortgage giants will give homeowners a break for holiday season.
Americans Tap Savings to Cope with Economy Experts advise other measures before depleting nest eggs.
Bankruptcy "Reform" Fails to Deliver Tough new laws don't prevent rich or poor from filing.
Illinois Sues Seven Companies for Mortgage Rescue Fraud Attorney General warns against scams targeting homeowners in trouble.
Another Glimmer of Hope in The Housing Market Home sales rise five percent in the Sunshine State.
Paulson Rejects Bailout Money for Detroit Treasury head says automakers should get help from other sources.
Buyers' Beware Market Get to know yourself as a homebuyer before committing to any deal.
Economists' Panel Sees Prolonged Recession Roundtable predicts unemployment will rise to 7.5 percent
Keeping Your Health Insurance When You're Unemployed Recession also means many people will lack coverage.
FDIC Backs More Aggressive Loan Modification Plan Agency breaks with Bush administration over helping homeowners.
Democrats May Shelve Mandatory Arbitration New Congress, White House may clamp down on contract clauses.
Obama Can't Quickly Raise Homebuyers' Hopes Prospective buyers unsure if this is their moment.
Upper-Income Taxpayers Seeking Shelter Obama eyes Bush tax cuts, likely to increase high-bracket tax rate and capital gains tax.
Car Dealers On the Brink Thousands of dealers may fail as credit dries up.
Jobless Rate Spikes in October 240,000 jobs lost; Unemployment at 6.5 percent.
Gasoline Prices Down 19 Cents in a Week National average down to $2.31.
Bankruptcy Filings Top 100,000 in October 20 percent increase from September.
California Busts Foreclosure Scam Ring Fake "mortgage rescuers" wanted upfront fees for nonexistent services.
For 401(k) Investors, Fewer Choices May Be Better Too many options can lead to overinvestment in stock.
Business Economists See More Signs of Recession New survey tracks declining demand for goods and services.
New Jersey Sues Credit Repair Agencies Restraining order filed over deceptive practices and failed promises.
At Last: Bailout Trickling Down to Struggling Homeowners FDIC chair's plan would rescue homeowners on the brink of default.
Free Money Is Often Neither 'Free' online searches may produce little and often aren't free.
What's Ahead For the Economy? Expert predicts tough year in 2009, but improvement soon to follow.
"Flawed" 401(k) Laws Putting Retirement at Risk Defined-contribution plans not meant to replace pensions.
Checking Account Fees Set Records in 2008 ATM surcharges, bounced check fees, monthly service charges all up.
New Home Sales Rise in September Another sign of a shifting market.
Is Bankruptcy Your Personal Bailout? Bankruptcy on the rise but the choice can have serious consequences.
How to Appeal Your Property Tax Bill Make sure you're not paying more than your house is worth.
Feds Issue New Identity Theft Recommendations But delay enforcement of "red flags" fraud program for businesses.
Bankers See Recovery in Second Half of 2009 Recession is underway, but signs show turnaround beginning next year.
Florida Sues Foreclosure Rescue Company for Deceptive Practices "Debt mitigation" firm falsely claimed it could solve mortgage problems.
Southern California Home Sales Surge 65 Percent in September A blip on the radar or a sign of things to come?
Baby Boomers Scramble to Reassess Future What to do when your retirement disappears before your eyes.
Finding a Job Takes Longer in Slow Economy But long-term predictions say things will turn around.
HOEPA: New Hope for Outlawing Abusive Mortgages Another new law that may do more to help homeowners in trouble.
What's Your Recession Game Plan? Economists offer tips for consumers and businesses to weather the storm.
Study Finds Racial Disparity in Retirement Savings Blacks save less overall than whites, contribute less to plans.
FDIC Chief: Not Enough Help for Homeowners Bailout plan props up institutions but not consumers.
Retirement Postponed for More Americans What older workers can do to find employment in uncertain times.
Study Blames Lenders, Not Borrowers for Mortgage Mess Homeowners more likely to default with subprime loans.
Wall Street Leaders Missing In Action Government must take the lead to get economy back on track.
Hots For Housing Boosted The Bust Consumers' compulsive behavior over housing market contributed to crisis.
Bailout Plan Tweaked for Banks Paulson reworks efforts to inject funds directly into markets.
Economic Worry Supplants Terrorism Fear Presidential candidates and business leaders get low marks from survey.
Mortgage Rescue Fraud Schemes On The Rise Scam artists charge large upfront fees, often strip homeowners' equity.
The States Take On the Housing Crisis "Think globally, act locally" may be key to helping homeowners out of foreclosure.
Gas Prices Head Lower as Economy Slows Nationwide average drops 30 cents a gallon in last month.
Long-Term Mortgage Rates Drop 30-year fixed loan hits 5.94 percent.
West Virginia Sues CashCall Attorney General slams Internet lender for predatory interest rates.
Global Auto Market Faces "Outright Collapse" in 2009 Sales recovery not expected until at least 2010.
Financial Meltdown Takes Toll on Consumer Confidence Major drop comes after equally dramatic upswing.
Shopping Mall Traffic Down Sharply Presidential election, financial meltdown keep buyers at home.
Economic Turnaround Will Take Time Major stimulus measures won't take effect overnight, analysts say.
Pending Home Sales Perk Up in August Falling prices, distress sales may be cause of uptick.
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