Complain about a product or service

Wired Plastic

Byron of Atlanta writes (3/29/03):
A fancy debit card called Wired Plastic is claiming, through affiliate websites and emails, that it builds credit and reports to credit bureaus. It does not and cannot.

I'm just concerned about others who are trying to rebuild credit and pay the absurd fees associated with this card and then learn -- nothing reported to the bureaus.

Byron's right -- it's just a debit card which won't do a thing for anyone's credit. Better to save your money and avoid the fees, which may very well be substantial, as the folks below will tell you.

Rolanda of Bay Point CA (12/19/08)
I put in a dispute for a fradulent charge in October and was never contacted about the resolution. I contacted wired plastic and they informed me that they refuse to reverse the charge due to the merchant having proof it's valid. I argued that it's impossible due to the merchant not having my signature. I requested a fax copy of what the merchant had sent them. I was told it would be faxed ASAP, never done. I called back and was told it would be done by 5, never done. I called back and was told it would be done by 8pm, not done. I called the very next day was told records show it was done. I explained if it was done I would not be calling. I again requested the merchant info along with proof that it was previously done. Still have not been received.

Caused financial hardship.

Thom of Hampton, SC November 21, 2008

Thom of Hampton SC (11/21/08)
While on vacation in Augusta GA, my card number was stolen and used in Ohio at a vet office. Upon finding this out I was charged 200.00. I called Wired plastic to ask them what I needed to do to get that money refunded to my account. I was told that I needed after sending it by fax almost 2 months ago I have yet to hear anything from them. My phone calls are ignored. Was told that no one can help me other than the despute department that does NOT take phone calls.

The funds that were used were for my car insurance in which was canceled

Lindsay of Columbus, OH November 16, 2008

Lindsay of Columbus OH (11/16/08)
I have read alot of bad reviews about this card, however I have had the card for over three years and have not had any kind of problems that have been mentioned. Although, there were 3 times when I would withdraw money from a Bank of America ATM and it would make a funny noise and give me a receipt, but no money. Of course, Bank of America is not able to help in this situation since the credit card is from a different company. But when this happened, the money would show up on my account the next morning all three times.

The company Wired Plastic may have screwed over people, but I'm sticking with them because of how good they are to me. And they never advertise to report to credit bureau. This is a good card to have if your on chexsystems and cannot get a bank account for direct deposit.

Eugene of Mableton, GA October 10, 2008

Eugene of Mableton GA (10/10/08)
i've been reading about everybody els problem with this card i haven't had this card no more than 2 weeks and i have had problems i tried to link the card to paypal,paypal sent to small deposits twice and it didn't post to the wired plastic account so thats a redflag for me.so today i called them and closed the account don't get this their a joke.

stress

Kelly of Las Vegas, NV August 24, 2008

Kelly of Las Vegas NV (08/24/08)
I have my ss disability payments direct deposited on my wired plastic acct. Over 1 1/2 yrs ago I went to prison and was not in posession of the card and 3200.00 was stolen from me. I did not know this until I got out in May of this year at which time I filed a dispute. I was told that all this money was recoverable because I proved I was incarcerated and could not have spent the money. I was told it could take up to 3 mos. (90)days to receive the money.

I called every 2 weeks to make sure everything was in order and the process was proceeding along as expected and was assured each and every time by representatives and supervisors that everything was in order and I could expect the money at around 85-90 days after the dispute was filed.

8 days prior to the 90 days I called again and they told me that sin ce I didn't file the dispute in time that I was not entitled to the money. I explained agian that I was incarcerated and they said its not our fault you were in prison this is money that I also have to pay back to the government since some of it I waqs not entitled to after being locked up.

This was money I was going to use to rebuild my life and get on my feet after this horrible experience. I now am paying back money to the government that I never received in my possession

Bryan of St. Peters, MO August 6, 2008

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